The Prudent Momma

Need more financial tips or do you need help on personal finance management?

Do you want to be insured while investing, This is a 5 in 1 plan contains with critical illness, accident, disabilities , life insurance and the exciting part is INVESTMENT

Tipid Plan 2,100 a month or 67 per day
Sakto plan 3,000 a month or 100 per day
Pampuhunan plan 5,000 a month or 165 per day

Ipon para sa retirement of yourself
Ipon para sa education for your children
Ipon para sa critical illness
Ipon para sa future na buong pamilya

Why I want YOU to save and invest TODAY?
𝟭. 𝗠𝗔𝗥𝗞𝗘𝗧 𝗜𝗦 𝗥𝗘𝗖𝗢𝗩𝗘𝗥𝗜𝗡𝗚 💡
Take advantage of the opportunity.
𝟮. 𝗜𝗡𝗙𝗟𝗔𝗧𝗜𝗢𝗡 💰
Bumababa ang value ng pera. Compare mo nalang ang nabibili mo sa 100 pesos mo noon at ngayon.
𝟯. 𝗜𝗡𝗖𝗢𝗠𝗘 💸
Habang may income ka, maximize it to save and invest. Darating ang time mawawala yan. Kaya bago mawala make sure may naitabi ka.
Dahil hindi na tayo pabata.
Kapatid tanggalin mo na yung mindset mo na,
“Saka nalang, next time nalang, mamaya nalang"
Think of your future self, pag ba kinausap ka niya ngayon, magiging proud ba siya sayo?
Think of it 🙂

𝐏𝐑𝐔 𝐋𝐈𝐅𝐄 𝐔𝐊 𝐏𝐈𝐎𝐍𝐄𝐄𝐑𝐄𝐃 𝐓𝐇𝐄 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄 𝐖𝐈𝐓𝐇 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 𝐏𝐋𝐀𝐍𝐒! ⭕️

Pru Life UK is the pioneer of insuravest, or investment-linked life insurance products, in the Philippines and is one of the first life insurance companies approved to distribute US dollar-denominated investment-linked life insurance policies in the country.

Since its establishment, Pru Life UK has expanded its reach to over 190 branches in the Philippines, with the biggest life agency force of more than 35,000 licensed agents.

𝐁𝐮𝐢𝐥𝐝 𝐲𝐨𝐮𝐫 𝐟𝐮𝐭𝐮𝐫𝐞, 𝐚𝐜𝐡𝐢𝐞𝐯𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐥𝐢𝐭𝐞𝐫𝐚𝐜y.

♡ 𝑏𝑒𝑡𝑡𝑒𝑟 𝑡𝑜 ℎ𝑎𝑣𝑒 𝑖𝑡 𝑎𝑛𝑑 𝑛𝑜𝑡 𝑛𝑒𝑒𝑑 𝑖𝑡, 𝑡ℎ𝑎𝑛 𝑡𝑜 𝑛𝑒𝑒𝑑 𝑖𝑡 𝑎𝑛𝑑 𝑛𝑜𝑡 ℎ𝑎𝑣𝑒 𝑖𝑡. -

ANG MAHIWAGANG PANTALON!✨

Imagine…

Kung meron kang 5k monthly at ilalagay natin yan sa 2 bulsa.

Left pocket 3,000 alloted for:
✅Savings
✅Emergency Fund
✅Short term saving goals

Right pocket 2,000 alloted for:
✅Life or Health Insurance
✅Income protection
✅Critical illness benefit
✅Hospital income benefit
✅investment benefit

Imagine, if you only have one pocket na 5,000 monthly savings, kapag nagkasakit ka ubos ang 5,000 diba? Madalas kulang pa.

Whereas if you have 2 pockets na pwedeng pag kunan.. at your 5,000 pwede ka kumuha either SAVINGS FUND mo or sa LIFE INSURANCE.

Hinati mo lang 5,000 mo, pero once na there will be an emergency, marami kang pagkukunan. You can Maximize your money.

Better if you have more streams of income. Your family and your future self will be protected when unexpected time comes.

That’s the value of financial literacy.

Feel free to message me to know more about this opportunity.

‼️PEACE OF MIND IS EVERYTHING 💖

Protection & Savings Plan for our Professionals!
👩‍✈️👩🏻‍🎨👮‍♀️👷🏻‍♀️👩‍🍳👩‍🌾👩‍🚀👩‍🏭👩🏻‍🔧👩‍🔬👩‍⚕️👩‍⚖️👩‍🏫🕵🏻‍♀️👩🏻‍💻

Whatever your profession is, we got you covered! 💯 Get yours now! ❤

✅ We can customize your program according to your protection needs and financial goals at syempre depending on your budget, para walang pressure! 😉

📩 Message me for free financial consultation and let's build a protection and savings plan for your future self.

You may not know the importance of LIFE INSURANCE right now. Probably may mga narinig ka na sa mga kakilala mo; be it good or negative ideas.
But one thing is 𝟏𝟎𝟎% sure, di ka talo sa insurance.
Yes, darating ang time na magagamit at magagamit mo sya.
It is just a matter of WHEN.
Because no one knows when these SADD events might happen...

S ➡️ Sickness
A ➡️ Accident
D ➡️ Disability
D ➡️ Death

Nothing happens? You can still use it! To put up a business, travel abroad, even build your dream house or for your child's education fund! Win-win pa rin di ba?🤔

It is always best to be one step ahead of the game 💕

Talk to your trusted financial advisor today! 😊

Judith Ann Ismael
Licensed Financial Advisor

Why is now the right time to start?

1. Get insured while you are still young and healthy because premium increases as you get older and most importantly, you get insured by being HEALTHY

2. Investing at an early age gives your money more time to grow because of COMPOUNDING INTEREST

Getting insured from life’s uncertainties and at the same time having the chance to grow your money thru investment is an opportunity we all should grab.

Insurance + Investment plans can serve as your:
🏥 Health Protection
📖 Education fund for your children
🧓🏻 Retirement Fund
🏡 Estate Planning

Message me for more info 📩

Family is Love ❣️

𝗙𝗔𝗠𝗜𝗟𝗬 𝗜𝗦 𝗟𝗢𝗩𝗘! ❤️

Wala nang mas importante pa kaysa sa pamilya natin. At kapag pamilya natin, gagawin natin lahat para maprotektahan sila.
Ngayon kayang kaya mo na silang bigyan ng protection! 🔐

Start a 𝗙𝗔𝗠𝗜𝗟𝗬 𝗕𝗨𝗡𝗗𝗟𝗘 to get your family protected with these high guaranteed benefits for each of the member of the family!
Plus, an investment you can use for you and your partner's retirement and your child's education fund for his/her future. 😍

Complete package na! 😍
Magse-save ka na lang ng 333.33 pesos a day. May peace of mind ka na para sa family mo, secured pa ang future nyo. ❤️

Gawan kita ng proposal for FREE. send a message ka lang :)

Judith Ann Ismael
Licensed Financial Advisor
PRU Life UK

𝗙𝗔𝗠𝗜𝗟𝗬 𝗜𝗦 𝗟𝗢𝗩𝗘! ❤️

Wala nang mas importante pa kaysa sa pamilya natin. At kapag pamilya natin, gagawin natin lahat para maprotektahan sila.
Ngayon kayang kaya mo na silang bigyan ng protection! 🔐

Start a 𝗙𝗔𝗠𝗜𝗟𝗬 𝗕𝗨𝗡𝗗𝗟𝗘 to get your family protected with these high guaranteed benefits for each of the member of the family!
Plus, an investment you can use for you and your partner's retirement and your child's education fund for his/her future. 😍

Complete package na! 😍
Magse-save ka na lang ng 333.33 pesos a day. May peace of mind ka na para sa family mo, secured pa ang future nyo. ❤️

Gawan kita ng proposal for FREE. send a message ka lang :)

Judith Ann Ismael
Licensed Financial Advisor
PRU Life UK

May narinig ka na bang kwento na nagbenta ng bahay, lupa, kotse, business or naubos na savings para ibayad sa million na HOSPITAL BILL? 🏥🥺

Iwasan na natin sa generation natin ito, Let’s plan ahead.
I will help you protect your biggest asset, YOU.🛡🛡

𝟰 𝗥𝗲𝗮𝘀𝗼𝗻𝘀 𝗪𝗵𝘆 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗳𝗼𝗿 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗶𝘀 𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁!

1. 𝗦𝗦𝗦 𝗜𝗦 𝗡𝗢𝗧 𝗘𝗡𝗢𝗨𝗚𝗛 - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. 𝗜𝗡𝗙𝗟𝗔𝗧𝗜𝗢𝗡 - Your 1 peso right now will have lesser value in the future.

3. 𝗞𝗜𝗗𝗦 𝗔𝗥𝗘 𝗡𝗢𝗧 𝗢𝗨𝗥 𝗥𝗘𝗧𝗜𝗥𝗘𝗠𝗘𝗡𝗧 𝗙𝗨𝗡𝗗 - they will build and take care of their own family, too.

4. 𝗪𝗘 𝗟𝗜𝗩𝗘 𝗟𝗢𝗡𝗚𝗘𝗥- Imagine retiring at the age of 60 with no income then living until the age of 80, thats 20 years worth of expenses, 60 years old too far to imagine right? How about taking a vacation for a month with no SALARY?

Do not just depend on your Company's retirement benefit. Get your own back up plan.

Message me for further inquiries!

EXCUSES will never run out if you do not put your heart and mind to your road to financial freedom. I just hope and pray that when the time comes, those excuses will not turn to REGRETS for not doing what you could have done.

Remember, expenses will never leave you. The million-dollar question is, how good/bad are your spending habits?

It’s all about DISCIPLINE. Still having a hard time? Know more about the structured savings program.

I will gladly help you 😊

"𝐃𝐈 𝐊𝐎 𝐏𝐀 𝐍𝐄𝐄𝐃 𝐘𝐀𝐍. 𝐃𝐈 𝐏𝐀 𝐀𝐊𝐎 𝐌𝐀𝐌𝐀𝐌𝐀𝐓𝐀𝐘."

Friends, 𝑰𝒏𝒔𝒖𝒓𝒂𝒗𝒆𝒔𝒕 doesn't only provide Life Insurance. 𝑪𝒍𝒂𝒊𝒎𝒔 can happen at any time.
ᴇᴠᴇɴ ɴᴏᴡ that you're still alive.

For Education? Retirement? Long-term savings? Possible critical illness? Insuravest can help you with it!✨

Here are some of our flexible saving programs that are customizable according to your capability and need.

*for 𝑭𝒓𝒆𝒆 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑪𝒐𝒏𝒔𝒖𝒍𝒕𝒂𝒕𝒊𝒐𝒏 (ɴᴏɴ ᴄᴏᴍᴍɪᴛᴛᴀʟ) and to better understand the policy, just send me a message.💯

You think SSS is enough? Think again.

Consider the inflation rate in our country

Consider the lifestyle you desire or have gotten used to

Do you really think what SSS can give you is enough?

I'm not saying stop your SSS contribution

I'm saying, you need more

If you really want to live comfortably in the future, you need another savings program.

Wanna know more? PM/DM me, I'm more than happy to assist you

📣 If you can save 100 pesos per day, then you can avail our BEST SELLING VUL PLAN🥰 💯

🎯We will schedule your savings based on your preference!😊

🎯Enroll thru Auto Debit for Disciplined Savings Program or Credit Card to earn points!💳💰 or you may opt to cash basis Savings option✨

Let me assist you in starting your investable fund🥰

We have options for 5, 7, 10 and 15 years. Start investing today and prepare for your children's future.

Be wise. Be prepared. Message me to learn more.

Sobrang sakit nito.

Gusto mo magpagamot, di mo nalang gagawin kasi wala kang pera.

Lalo na kung parents ka, imbis na ibili mo ng gamot, ibibili mo nalang ng bigas.

Kung breadwinner ka naman, para sana sa future mo, ibibigay mo nalang kasi may kapatid ka lang nag'aaral.

When it comes to tracking your personal finance health, the best thermometer is your net worth. This sample calculation will help you measure your financial progress, so you can see whether you're gaining or losing ground.

Smart money strategies -- like paying down debt and saving for retirement -- send your net worth higher and beef up your financial fitness. Imprudent moves like Impulsive shopping and ballooning credit card debt can put your net worth on life support.

CONGRATULATIONS, PRU LIFE UK CLIENTS! ❤️ RANK #1!!!

Our PRULink Equity Fund is still the most competitive among other equity funds in the market with a very impressive growth.

Though the pandemic has brought our economy to recession, Pru Life UK still exceeds our expectation with its excellent performance.

Our investment funds are being managed by Eastspring Investments (a multi-awarded fund manager in Asia).

If you are planning to grow your hard-earned money for your DREAM BUILDER FUND, CHILD’S EDUCATION FUND, and RETIREMENT FUND, you better take advantage of the market condition now!

PARTNER WITH THE BEST! PARTNER WITH PRU LIFE UK!

Send me a message to get a sample proposal and free assessment. 🥰

Nagbabayad ka rin ba sa SSS?
Baka makahelp lang din ito sa'yo 😊

Alam mo bang pwede mong makita ang projected 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐅𝐮𝐧𝐝 mo sa SSS? Dali check mo na by clicking the link below.

https://www.sss.gov.ph/sss/portlets/retirementestimator/retirementEstimator1.jsp

I hope you found it helpful!😊❤️

Upon seeing it, happy ka naman ba sa fund mo? Masu-sustain naman ba ng fund yung lifestyle na meron ka ngayon when you reach 65? Take into consideration yung inflation rate na lumulobo every year. Kung happy ka na doon then that's good but you'll become happier pag nalaman mo yung iba mo pang options to build your 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐅𝐮𝐧𝐝.

Let's plan on how we can be happy when we retire.😊

Just send me a message so I can give you your possible options depending on your needs, goals and capacity. 📩

𝐎𝐧𝐞 𝐨𝐟 𝐨𝐮𝐫 𝐁𝐞𝐬𝐭 𝙎𝘼𝙑𝙄𝙉𝙂𝙎 𝐏𝐫𝐨𝐠𝐫𝐚𝐦𝐬 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐇𝐢𝐠𝐡𝐞𝐬𝐭 𝐅𝐮𝐧𝐝 𝐀𝐥𝐥𝐨𝐜𝐚𝐭𝐢𝐨𝐧 𝐢𝐧 𝐭𝐡𝐞 𝐌𝐚𝐫𝐤𝐞𝐭

Pru Life UK's Elite 5 has a short saving period of 5 years, with higher premium allocations on investment, which allows for faster wealth accumulation. This product can be used to purchase a car in cash in 5* years while having a lifetime insurance of at least 1M.

Other uses:
✅To purchase a house
✅To save for business capital
✅To build your child’s educational fund
✅To build your retirement fund
✅Other plans after 5 years

📚 This savings plan is also available in 7, 10, and 15 years.

Let me help you start this Investment! 😊
Send ka lang message ❤️

Are you a balikbayan OFW looking for ways to save and invest?

Life insurance + savings + investment ‼️

Hindi habang buhay mag ta-trabaho ka abroad. Save and invest now ‼️
Message me for free quotation 📩✨

OFW COMEBACK FUND 🧳

To our NEW GENERATION HEROES, Pay yourself first.
We're offering programs that can help you build your comeback fund, para pag uwi natin ng Pilipinas, meron tayong naka-ready na funds to:

Start a business 🏪
Retirement fund 🧓
Pang-bili ng bahay 🏠
Educational fund for your children 👩‍🎓👨‍🎓
Medium to Long term savings and protection.

To my OFW friends, message me for FREE financial planning. And have the comfort of knowing that you will still be okay once you come home for good. ❤️

Madalas natin marinig,
'Ay, bahala na si Batman.'

Pero kapag dumating yung mga life uncertainties sa buhay mo, this time huwag mo na iasa kay Batman.
Magpainsured ka na 😁

Mas masarap sabihin na 'Ay, buti na lang insured ako.' kaysa 'bahala na si Batman'

Message me to get free financial planning and sample plan 😊😊

Kaya hindi pwedeng save ka lang nang save or invest ka lang nang invest.
You should insured yourself and your family also ❤️😊

You can be insured for as low as 100 pesos/day.
If you want to know more about this, just send me a message 😊

Start your VUL Fund now for as low as 100 pesos per day and achieve Financial Security while being prepared for life uncertainties 🤗📣

Drop me a message to know more🤗

Judith Ann Ismael
Licensed Financial Advisor
Prulife UK 🇬🇧

Don't underestimate the power of your 100 pesos💰❤

It can save you from a LOT of financial risks in the future.✨

Imagine, nagsesave ka na, protected kapa 🥰

Gusto mo yorn?🤗
Message mo nako 🙋‍♀️📩