Lea Marie Toston, Financial Consultant

Regular income after retirement enables you to live a life that you desire.
Interested to know more about our 10-yr retirement savings program? Talk to us today!

𝐃𝐨 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐡𝐚𝐯𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐅𝐫𝐞𝐞𝐝𝐨𝐦 𝐚𝐭 𝐚𝐧𝐲 𝐠𝐢𝐯𝐞𝐧 𝐭𝐢𝐦𝐞?

This is one of the 𝐛𝐞𝐬𝐭 𝐬𝐮𝐠𝐠𝐞𝐬𝐭𝐢𝐨𝐧𝐬. You can follow this 50-30-20 Saving Rule.
and Yes! 30% is a very large percentage to dedicate to frivolous personal expenses. 😁

Depende pa din sayo.

If you want to have more ideas on how to save wisely your hard-earned money this payday, message me for FREE Financial
Planning. 😉

The truth is, every parent's starter pack should include getting life insurance! If you’re still 'shopping' around for life insurance, we can help you get the coverage you need to safeguard your family's financial future. Talk to us!

13th month pay is waving !!! You waited for your 13th month pay all year long! Don’t be a one-day millionaire. Here’s a list of tips on how you can spend your 13th month pay wisely.

October is BREAST CANCER AWARENESS MONTH!
Do you need CRITICAL ILLNESS INSURANCE?

🎀Yes! Unless immuned ka sa anumang sakit.
🎀Yes! Unless ayaw mo mag-pagamot at gumaling sa sakit mo.
🎀Yes! Unless may enough savings ka para sa pagpagamot mo.
🎀Yes! Unless guaranteed mo na kaya ka ipagamot ng pamilya mo.
🎀Yes! Unless sigurado ka na may donasyon ka galing kay Mayor, PCSO or GoFund Me.
🎀Yes! Unless willing ka ibenta ang properties na na-ipundar mo.
🎀Yes! Unless "Bahala na si batman attitude" ka.

Some of us see insurance as an omen of death. But what really is life insurance? What can it do for you and your family?

Life insurance gives you the ability to age with dignity. It gives you the ability to live life to its fullest potential regardless of your age, illness, or disability.

Do you want to know more about it? Send me a message. I promise you a safe space where you can discuss your concerns about life insurance. ❤️

Good news! The Cash Flow Fund continues to provide its clients with its maximum 1% payout* this third quarter of 2022.

You may still invest before Sept 30 to get a payout of 1%. Reward yourself with your US Dollar and Peso insuravest. Just send me a message for inquiry.

✨Presenting our ELITE PLANS✨

What are your NEEDS and PRIORITIES ?

▪️Are you preparing for your child's college fund?

- As they say, "Education is the right foundation for children". As a responsible parent, you want to make sure that your children will have a secured future. This plan can give high protection benefits and high investment allocation. Hindi ka na mag-iisip kung saan mo kukunin ang pang-tuition ng anak mo at kung anong course ang gusto nya kasi maaga mong pinaghandaan.

▪️Are you preparing for your big purchases? Like house, car, business capital?

- My clients chose the Elite plan instead of letting their money sleep in the bank. They choose to invest some of their money in our Elite plans to give them higher returns and use them to purchase whatever they like 5,10, or 15 years from now.

▪️Are you preparing for your retirement?

- What is your target age for retirement? Elite plan is a way for you to have available funds once you retire. Making sure that you can maintain or even upgrade your lifestyle even if you stopped working. It can also be used as inheritance to your children or grandchildren.

Message me for sample quotation. 😊

AFFORDABLE OFFER! 👇👇👇

We have an affordable plan wherein you can have LIFE INSURANCE & EDUCATIONAL FUND for your baby as early as age 0!

4-in-1
✅ Life Insurance
✅ Accidental Death Benefit
✅ Waiver of Premium Upon Death and Disability of Owner
✅ Investment (Stock Market/Bonds)
You may also enhance the plan with:
✅ Critical Illness Benefit

Let us know if you also want to avail this special offer. 😍🤗

*Price may vary depending on the age and gender of the baby as well as the parent's age, health, and occupation.

GET YOURS NOW!
For any product inquiries and appointments just send me a message

People think life insurance is just about death and dying when in fact it's an amazing tax savings tool! There are many types of insurance with living benefits including critical illness, disability and long term care. You'll never regret owning a life insurance!

An accident can occur at any time without any warning, and sometimes it can cause serious harm. Any such untoward incident can have a significant impact on your finances; not only can the treatment be expensive, but if you suffer from any form of disability, it can affect your earning potential. Protect yourself and your family from such a situation!

Message me now to know more.📩

When it comes to finances and saving for retirement, it’s always a good idea to be over-prepared. Leaving a legacy of financial security to your loved ones can ensure that your life was indeed well-lived.

Contact a financial advisor and see what insurance can do for you.

PRU LIFE UK PIONEERED THE INSURANCE WITH INVESTMENT PLANS! ⭕️

Pru Life UK is the pioneer of VUL, or investment-linked life insurance products, in the Philippines and is one of the first life insurance companies approved to distribute US dollar-denominated investment-linked life insurance policies in the country.

Since its establishment, Pru Life UK has expanded its reach to over 190 branches in the Philippines, with the biggest life agency force of more than 35,000 licensed agents.

Build your future, achieve financial literacy.

Better to have it, and not need it. Rather than to need it, and not have it.

———
LEA MARIE TOSTON
Licensed Financial Advisor

Reviewing your life insurance policy every year helps make sure your policies are up to date and that additional coverage is added if needed.

Here are some significant reasons why one should review his/her life insurance policy.

On its second year as the #1 insurance company in the country*, Pru Life UK is recognized as the International Life Insurer of the Year - Philippines for two straight years. 🏆🏆

Thank you for keeping us on top of the game and inspiring us to do better year after year!

On its second year as the #1 insurance company in the country*, Pru Life UK is recognized as the International Life Insurer of the Year - Philippines for two straight years. 🏆🏆

Thank you for keeping us on top of the game and inspiring us to do better year after year!

*Based on New Business Annual Premium Equivalent for 2021

Read to know more: https://insuranceasia.com/co-written-partner/event-news/outstanding-insurers-recognised-7th-insurance-asia-awards

What happens if you allocate your savings differently?

Diversify your funds and maximize the benefits it will give you

𝐄𝐥𝐢𝐭𝐞 𝟓 - 𝐎𝐧𝐞 𝐨𝐟 𝐨𝐮𝐫 𝐁𝐞𝐬𝐭-𝐬𝐞𝐥𝐥𝐢𝐧𝐠 𝐏𝐫𝐨𝐠𝐫𝐚𝐦𝐬 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐇𝐢𝐠𝐡𝐞𝐬𝐭 𝐅𝐮𝐧𝐝 𝐀𝐥𝐥𝐨𝐜𝐚𝐭𝐢𝐨𝐧 𝐢𝐧 𝐭𝐡𝐞 𝐌𝐚𝐫𝐤𝐞𝐭

Pru Life UK's Elite 5 has a short saving period of 5 years, with higher premium allocations on investment, which allows faster wealth accumulation.

This product can be used to purchase a car in cash in 5* years, while having a lifetime insurance of at least 1M.

Other uses:
💥To purchase a house
💥To save for business capital
💥To build your child’s educational fund
💥To build your retirement fund
💥Other plans after 5 years

* This product is also available in 7, 10, and 15 years.

Message me for inquiries!

Prulife UK’s FamLove is here!😍

An insurance protection for you and your loved ones in just 1 plan! 🥰

Covers up to 4 family members—you, your children and your parents. 👨‍👩‍👧‍👦

A financial plan is an ideal way to plan a secure future for you and your family. Without a smart financial plan, you may find it difficult to manage your money wisely. Here are some tips that will help you achieve this.

The importance of health insurance and why you must get it.
1. To fight lifestyle diseases.
2. To safeguard your family.
3. To counter inadequate insurance cover.
4. To deal with medical inflation.
5. To protect your savings.
6. Insure early to stay secured.

One product of PRULIFE UK is Variable universal life (VUL) this is a type of permanent life insurance policy. With features that include cash value, investment variety, flexible premiums and death benefits

Like most permanent policies, variable universal life insurance (VUL) offers life-long protection. It's designed to stay in place as long as you live and, sufficient premiums are paid.

Are you covered?

🤷Critical Illness can easily wipe away the years of savings. No specific age or gender. It can be anyone including the millennials. Let’s protect your income generating years.

🙅Dont wait for the time you will post and share your self here in FB begging and asking help with your friends and relatives to accumulate funds to sustain and fund your medication like getting chemotheraphy and other related expenses if you can provide it as EARLY as NOW!!

💁Let’s talk about how your 100 pesos a day will protect you and your family and give you a great potential for wealth accumulation.

💰Be financially secured. Talk to the Woman from the Pru today. :)

Share your love with the family ❤️

Introducing Prulife UK Newest Traditional Insurance Product 🙂🙂

For as low as 45/day, your whole family can be insured for as much as php 1,000,000.00

It could come with different packages:

✅️ my Partner (yourself + your partner)
✅️ my Child (yourself + up to 2 kids)
✅️ my Family ( yourself + your spouse and children)
✅️ my Parent (yourself + up to 2 parents)
✅️ my Self (yourself)

This is renewable every year and comes with affordable price. ❤️

Send your inquiries now!

PANINDIGAN ANG MGA MAHAL NATIN SA BUHAY! 👌

Introducing the first critical illness plan that covers up to 4 family members UNDER ONE POLICY. Coverage extendable to and shareable with same s*x partner, common-law and adoptive family.

You can now take care of yourself, your parents, and the ones you love. Talk to us and insure your family today. 🥰

Insurance can protect your hard earned income and your existing wealth in case of life uncertaintees. Have you started solidfying your financial base yet? Be insured today!

Protecting your most important assets is an important step in creating a solid personal financial plan, and the right insurance policies will go a long way toward helping you safeguard your earning power and your possessions. Here are the benefits your policies must have.. Want a free policy review? Just send me a message for a quick consultation online..

Summer is not yet over. Stay hydrated and enjoy the last days of warm weather. Get insured today and get a free 22oz aquaflask ( color of your choice ). This promo applies to VUL products only. For more inquiries just send me a message.

We know there is no way to ever replace a parent. Nothing will ever fit that hole But with the money from life insurance payout, the surviving spouse can hire someone to cover many of the responsibilities the stay-at-home moms used to cover.

It is the matter of keeping your family going in the worst situations. Life will never go back to normal, but hiring people to fill in the gaps will at least alleviate the cracks and the family can function.

Talk to your trusted advisor today. 💓

Although life insurance generally help your loved ones financially after you pass away, it can also assist them (and you) before that time comes through something known as living benefits! Want to know more about this? Just send me a message.

Check this out! Term insurance that may suites your needs? This may be a good option for you. This is a purely protection benefit and renewable every year. For more inquiries just sent me a message.

Congratulations to this 27yr-old client of mine! We submitted her application yesterday after few hours issued na 🥳🥳 super bilis..
She's now protected with the following benefits just by saving Php100 per day!!! Grabe!!!

✅ Php 2.5milllion Life Insurance
✅ Php 1million Disability Benefit
✅ Php1 million Accident Benefit
✅ Php 1 Million Critical Illness Benefit
✅ Waiver due to disability

And Projected Investment up to 6M 😱😱

Kahit anong computation pa natin, never na never maluluge ang client namin with the high protection we provide. And sometimes it's not only about the money coverage but the peace of mind it gives to our clients.

Happy to insure you! 🥰

Ikaw, papalipasin mo na naman ba itong month na ito, or go na tayo? Message mo lang ako :)

The majority of us cannot sleep because we are worried about money all the time. Buying a life insurance policy may not eliminate the never-ending need for money, but it can help you sleep better because:

1. It gives peace of mind that your loved ones will be taken care of in the event of your death.

2. You can protect your child's future and stay worry-free.

3. It makes you ready on the rising medical costs and ensures that you can afford high-quality medical care whenever you need it.

4. It is an effective retirement plan and will give you the retirement you deserve.

The list goes on and on....
Still not convinced? Talk to your trusted advisor today.

Hello guys!

Did you know na pwede mo makita ang projected 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐅𝐮𝐧𝐝 mo sa SSS? Check mo na by clicking the link below.

https://www.sss.gov.ph/sss/portlets/retirementestimator/retirementEstimator1.jsp

ayus ba? sana nakatulong 😊❤️

sa tingin mo, happy ka ba sa retirement fund mo?

Masu-sustain ba ng fund yung lifestyle na meron ka ngayon when you reach 65?

Take into consideration yung inflation rate every year. Kung happy ka na doon then that's good but you'll become happier kapag nalaman mo yung iba mo pang options to build your 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐅𝐮𝐧𝐝.

Let's plan on how to better prepare for your retirement through our investment focused VUL plans.

Prepare your Retirement Fund with PRULIF UK VUL! Interested? Message me for inquiries and free quotation! ❤️

Just send me your birthday so I can give you sample proposals depending on your needs and goals!

Happy Independence Day!

Kung ang mga Pilipino ay pinaglaban ang kalayaan ng Pilipinas mula sa paghihirap sa mga dayuhan.
Ikaw na may dugong Pilipino, kaya mo rin baguhin at palayain ang iyong buhay mula sa kahirapan.

Ipagpatuloy mo lang ang sinimulan mo, naniniwala ako sa'yo! 😉

Message mo ko, let's plan on it.

𝗚𝗢𝗢𝗗 𝗡𝗘𝗪𝗦

To ALL PRU Clients, you can now apply for your own Pru Life UK Credit Card. 💳

Clients who have an existing policy with Pru are eligible to apply for Pru Life UK x Robinsons Bank Credit Card.
(𝘐𝘧 𝘸𝘢𝘭𝘢 𝘬𝘢 𝘱𝘢 𝘱𝘰𝘭𝘪𝘤𝘺, 𝘣𝘦𝘬𝘦 𝘯𝘦𝘮𝘦𝘯! 𝘕𝘢𝘨 𝘰-𝘰𝘧𝘧𝘦𝘳 𝘢𝘬𝘰 𝘯𝘨 𝘍𝘳𝘦𝘦 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘗𝘭𝘢𝘯𝘯𝘪𝘯𝘨 🤗)

You just need to completely fill out the information required by Robinsons Bank and submit a copy of your valid ID.

Enjoy the convenience of paying your Premium automatically!

For frequently asked questions just visit:
https://mailchi.mp/prulifeuk.com.ph/pru-life-uk-credit-card-faqs?fbclid=IwAR2RTNBT-XqiaB5zGT7dL5l1u6WaolYk9Zsdhs9js-TZEnl_5NgjftcHxyI

For more information on the Pru Life UK Credit Card and its benefits please visit this link: https://www.robinsonsbank.com.ph/cards