Saving & Investing for Every Juan

Why Longterm Healthcare is so important? Think about this... 😊
1. Medical cost double every 5-7 years
2. A lot of sick people die not because of no medicine but because of no money
3. Majority of Filipinos don't save for future healthcare needs
4. You cannot bring with you the healthcare benefits provided by your company when you retire or resign
5. No traditional healthcare company covers 61 and up
6. Majority of personal bankruptcy is due to medical crisis.

If you really love your family at ayaw mong maging burden sa kanila ito yung ipon na walang tapon either you DIE TOO SOON or LIVE LONG or GET SICK.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can.

Message me for Free Quotation based on your AGE 😊
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ALAM MO BA? 🤔

Sa likod ni METROBANK.
Alam mo ba ang FUND Manager nya ay si (FAMI) First Metro Asset Management Inc.

Sa likod ni MAYBANK.
Alam mo ba ang Fund Manager nya ay si (ATRAM) ATR Kim Eng Asset Management Inc.

Sa likod ni PHILEQUITY.
Alam mo ba sya ang Fund Manager nila SM, BPI, PLDT, Meralco, Ayala Land, URC, DMCI, at iba pang bangko at blue chip companies.

Sa likod ni PHILAMLIFE.
Alam mo ba na ang Fund Manager niya ay si PHILAM Asset Management Inc.

Sa likod ni SUNLIFE.
Alam mo ba ang Fund Manager nya ay si Sunlife Asset Management Inc.

Sa likod ni SOLDIVO.
Alam mo ba sya din ang Fund Manager nila SM, Prime Holdings, Ayala Corporation, Meralco, BPI, BDO, Metrobank, Chinabank, PLDT .

Sa madaling salita, lahat ng nabanggit na malalaking kompanya sa Pilipinas ay may tiwala sa MUTUAL FUNDS.

Dati hindi ka pwede makapag invest sa Mutual Funds dahil malaki ang capital na kakailanganin.

Pero ngayon sa halagang 1k to 5k pwede kanang mag simula. Buti nalang pinayagan ni Philippines Stock Exchange (PSE) na pwede ng maging shareholder sa mga blue chips company ang ordinaryong tao.

Sa mga gustong malaman paano makapag umpisang mag invest sa mutual fund...send me a direct message or attend our Online FREE Financial Class.

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LET YOUR MONEY WORK FOR YOU!

Did you know with your P1,000 you can be a Shareholder of Jollibee and other big Companies thru MUTUAL FUND! Yes, pwede po talaga.

Awesome, isn't it?! Before, you'll need P100,000 to invest in big companies. Turned into P5,000. Now only P1,000!

Build your College Education Fund, Dream House Fund, Retirement Fund at iba pang financial goals thru this investment.

Financial literacy is the key! Study first before investing.

Grab this opportunity to be one of the investor.

Start investing NOW!
Message me to know more.
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Secure your future with Kaiser International Healthgroup! Access top-tier healthcare services, protect your family's future with reliable life insurance, and achieve your financial goals through smart investments.

Choose Kaiser for comprehensive solutions that prioritize your health, peace of mind, and financial growth. 💙

To know more about our plans and to get started.
Message me.



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This is why we promote that everyone should consider planning for Retirement as early as possible.

You have two options when you retire
1. Enjoy your retirement
2. Retire your enjoyment

Hindi mo pwedeng gawing retirement funds ang mga anak mo!

Be a responsible parent. ☺️

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Sa , hindi ka lang tuturuan ng mga tama at practical na Financial concepts, iko connect ka pa sa mga reputable companies gaya ni Rampver para kahit nasaan ka, kahit anong oras at kahit magkano lang ang kaya mo, pwede kang makapag invest.

Disclaimer: IMG does not sell Mutual Funds. All Mutual Funds are sold by Rampver Financials.

Gusto mong malaman lahat ng Membership Benefits? Click mo lang ito:

👉 479820ph.imgcorp.com




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How to protect your hard earned money?
Financial Literacy is the 🔑 .

NAKA SPG NABA ANG PERANG PINAG HIRAPAN👍

Simplehan na lang natin 🙂
Ang IMG ay magtuturo sa atin na magtipid, mag-ipon at mag-invest ng Tama.

Kaya mapalad ka kung may kaibigan kang tuturuan ka kung paano mag-ipon...at hindi mangutang.

Financial Education is not just for the wealthy it's for everyone.

Alam mo lahat naman Tayo nakakahawak ng pera..
Pero hindi lahat sa atin ay alam kung paano hawakan at palaguin ng tama..
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Kung 𝗗𝗘𝗣𝗢𝗦𝗜𝗧𝗢𝗥 ka, ang perang nakadeposito sa bangko, may taunang interest na 𝗺𝗮𝘀 𝗺𝗮𝗹𝗶𝗶𝘁 𝘀𝗮 𝟭 𝗽𝗼𝗿𝘀𝗶𝘆𝗲𝗻𝘁𝗼.

Pero kung 𝗜𝗡𝗩𝗘𝗦𝗧𝗢𝗥 ka, ang perang i-invest mo sa shares ng bangko, ito ay tutubo ng interes na 𝗵𝗶𝗵𝗶𝗴𝗶𝘁 𝗽𝗮 𝘀𝗮 𝟭𝟬 𝗽𝗼𝗿𝘀𝗶𝘆𝗲𝗻𝘁𝗼.

Ang pera mo ay lalago at maabot ang long-term financial goals mo.
Ang extra extra mong dalawampung piso, makakapaginvest ka na sa mga kumpanya katulad ng BPI at BDO.

LEARN ways to the right way.

How? Message me

It's not about how much you earn but, how much you keep matters.

Paano nga ba magumpisa ng investment sa Mutual Fund?

Unang paraan.

1. Ihanda ang requirements, 2 Valid ids lang. Kung sa govt ka nagtatrabaho, LGUs o public school teacher additional requirement ay latest payslip and latest SALN.
2. Ihanda ang initial investment fee. Depende sa Fund ang minimum initial, pwede na sa 5K and meron ding 1K.
3. Pumunta sa office ng Mutual Fund company at magfill up ng forms. May entry fee/sales load na ibabawas sa investment mo 3.5% to 5%.
4. Ok na. Wait ka na lang ng approval.

Pangalawang Paraan.
1. Umattend ng IMG orientation and Financial Coaching. Upang malaman mo ang basic concepts ng pagiinvest at mga benefits ng IMG members. ( magmsg lang sakin para sa schedules). Kahit nasaan location ka even abroad.
2. Magmember sa IMG para ma-avail ang Zero Load Entry fee (waived na ang 3.5% or 5% charges). Kasama na sa membership ang initial opening balance sa Mutual Fund ( Soldivo Strategic Growth Fund)
3. Kahit nasaan location ka pa. Pwede.
4. Ok na. Wait ka na lng ng approval at activation ng iyong IMG online account.
5. Umattend ng Financial Classes and Mutual Fund Classes upang lalo pang maunawaan ang investment na kinuha. Free na ang mga seminars mo bilang member ng IMG.
6. Dagdagan regularly ang investments mo minimum PHP20 lang! Add to cart ka na lng sa IMG Portal mo. ( hindi na Lazada o Shoppee ang add to cart mo! Yehey!)
7. I-share sa iba para hindi lang ikaw ang yumaman.

Tara!
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Yan yung sinabing, "Pay it in FULL, pay it in ADVANCE"

Just like Hiedelyn Diaz, hindi rin pinapansin before, pero nung nagchampion, mas marami pang namigay ng rewards.

So ano yung lesson na mapupulot natin dito?

Tuloy tuloy ka lang. Strive to be the best version of yourself. 👌
Be Financially Literate 👩‍🏫

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𝐓𝐡𝐞 𝐛𝐨𝐨𝐤 𝐭𝐡𝐚𝐭 𝐜𝐡𝐚𝐧𝐠𝐞𝐝 𝐭𝐡𝐨𝐮𝐬𝐚𝐧𝐝𝐬 𝐨𝐟 𝐩𝐞𝐨𝐩𝐥𝐞 𝐚𝐫𝐨𝐮𝐧𝐝 𝐭𝐡𝐞 𝐰𝐨𝐫𝐥𝐝.

"When it comes to securing and saving their future, many 𝐆𝐎𝐎𝐃 people fail. Many 𝐇𝐀𝐑𝐃-𝐖𝐎𝐑𝐊𝐈𝐍𝐆 people fail. Many 𝐒𝐌𝐀𝐑𝐓 people fail. Many 𝐘𝐎𝐔𝐍𝐆 people fail. Many 𝐎𝐋𝐃 people fail. Many 𝐓𝐄𝐀𝐂𝐇𝐄𝐑𝐒 fail. Many 𝐄𝐍𝐆𝐈𝐍𝐄𝐄𝐑𝐒 and 𝐃𝐎𝐂𝐓𝐎𝐑𝐒 fail.

Many end up 𝐑𝐄𝐓𝐈𝐑𝐈𝐍𝐆 without enough saving".

They 𝐋𝐀𝐂𝐊 financial education.

"𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒆𝒅𝒖𝒄𝒂𝒕𝒊𝒐𝒏 𝒊𝒔 𝒏𝒐𝒕 𝒋𝒖𝒔𝒕 𝒇𝒐𝒓 𝒕𝒉𝒆 𝒘𝒆𝒂𝒍𝒕𝒉𝒚, 𝒊𝒕'𝒔 𝒇𝒐𝒓 𝒆𝒗𝒆𝒓𝒚𝒐𝒏𝒆.

Credit to Coach Malvin T Leaño

𝗟𝗲𝗮𝗿𝗻 𝗺𝗼𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝗜𝗠𝗚:
https://479820ph.imgcorp.com/linkbio/

"𝙊𝙪𝙧 𝙜𝙤𝙖𝙡 𝙞𝙨 𝙩𝙤 𝙚𝙙𝙪𝙘𝙖𝙩𝙚 30 𝙢𝙞𝙡𝙡𝙞𝙤𝙣 𝙛𝙖𝙢𝙞𝙡𝙞𝙚𝙨 𝙗𝙮 𝙮𝙚𝙖𝙧 2030"

Three stages of our financial life:

1. We work for money
2. We work for money while money is working for us
3. Money is working for us

Many people are broke because they stayed 10, 20, 30 to 40 years working for money. The truth is, you will eventually stop making active income.

If you have a lot of financial mistakes last year, then this year 2024, I hope you become financially wiser. Know how money works. Include saving and investing in your habit. Don't hesitate to talk to a financial educator. Learning is free. 😊

Build a Solid Financial Foundation with IMG from Stage 1 to Stage 8.


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Natutulog ba ang pera mo sa bangko?
Ang sa amin ay hindi. Ang purpose ng Savings Account at Time Deposit sa bangko ay para lamang sa Emergency Fund. Kung investment ang pinaguusapan, ang paglalagay ng pera dito is a BAD IDEA.

Our Financial Strategy? Get a proper protection first then invest accordingly.

LEVEL 1 Investment: Longterm Healthcare (a product with healthcare, life insurance and investment components that doesn't expire, can be used even more than 60 years old)

LEVEL 2 Investment: Mutual Fund (Indirect Stock Market; for your investment goals such as retirement fund, educational plan, dream house, dream car, dream vacation. Low-High risk/return)

LEVEL 3 Investment: Direct Stock Market (same as mutual fund but requires higher financial education, time and capital) or Real Estate if you can afford millions of capital.

But of course the best investment that has No Risk but has High Return is investing in yourself. Invest in yourself by enrolling yourself to International Marketing Group (IMG) for only 6000 one time lifetime payment and learn unlimited Financial Education.

Learn more about IMG here:
https://479820ph.imgcorp.com/

🙌stay away from these financial mistakes
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Alam mo ba?

Kapag ikaw ay nakasali sa aming community of SAVERS, INVESTORS and ENTREPRENEURS ay mayroon kang 60+ benefits at mayroon kang 1,000PHP as initial investment sa IMG Soldivo Strategic Growth Fund (Mutual Fund).

Sa halagang 20 pesos ay pupwede ka na mag top-up (dagdag) saiyong Mutual Fund investment.

"Maliit man sa inyong paningin, subukan mong gawin at araw-arawin, siguradong ikaw ay yayamin din."

"People who consistently invest can be wealthy because of a habit."

Message me for more details 🙂




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Kaya dapat alam natin ang order of priority. First protect yourself by having PROPER HEALTHCARE, then protect your family by having PROPER LIFE INSURANCE, next is yung INVESTMENT.

Dahil kung may proper healthcare and life insurance, yung iniipon mo na retirement funds, maprotektahan mo ng tama :)






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Kung sumasahod ka 15,000 monthly sa panahon ngayon ,eto realidad kung bakit hirap talaga makapag ipon.

This is both good news and not so good news to some 🫣

Hope that this is a wake up call to everybody that 𝐬𝐢𝐧𝐠𝐥𝐞 𝐬𝐨𝐮𝐫𝐜𝐞 𝐨𝐟 𝐢𝐧𝐜𝐨𝐦𝐞 is NOT ENOUGH 🥲

Have some side-hustle!

I can help you increase your cashflow just give 3-4 hours of your time to do part time business. Lets talk 🙂



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Vilma Santos-Recto: “Binayaran ko ang Bank mo. Buo. Mahirap yung minimum [interest] lang ang binabayaran mo. Mas lalo kang mababaon. Trenta ka na.”

Angel Locsin: “28 lang po.”

Vilma: “Kahit na. Kailangan may sarili kang insurance, retirement plan, investments. Iba pa rin yung meron kang financial freedom.”

🔗 https://479820ph.imgcorp.com/linkbio/

🎬 Everything About Her

Credits to CinemaBravo

Bakit pa daw sila magjoin join sa IMG, eh may SSS nmn sila....
Ang di nila ALAM, ang mga contributions sa SSS ay naka invest kay Mutual Fund....
Meaning, kung paano nagwo work ang PERA ng SSS ay ganun din ang PERA naming mga MEMBERS ni IMG....

LAMANG ANG MAY ALAM!
Kaya, ARAL ARAL din pg may TIME friend 😊🤗

ProudIMGmember
ProudInvestor
Kung my SSS Ka is good for you but it's not enough for your retirement. kailngan mo dagdagan Yan...💕

Msg me para SA free webinar yes it's '"free"
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Habang bata ka pa!

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.

3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. kumpleto na.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:
📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. sa iba 10 to 20 years. kung may 5 years man masyadong mahal, wala pang healthcare yun.
📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: magagamit mo ito dahil may kaiser ka at active ang plan, provided at least 1-yr ka ng nag-iipon thru kaiser.
📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: free annual physical examination, free dental cleaning, etc.
📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.
📌𝐌𝐀𝐘𝐑𝐎𝐎𝐍 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄: maaari mong ipagamit sa immediate family mong nagkasakit. hindi mo kailangan mangutang nang pandeposit sa hospital bill. *subject for kaiser approval*
📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: maari itong ma-transfer upon death, hindi magiging mabigat financially sa family ang pag-kawala mo. at pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.
Build for your future!!

Huwag mong antayin Tatanda ka nang walang Ipon!!

Think wisely💓♥️💓🇵🇭



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Hindi mo kailangang maging MAYAMAN para MAG-INVEST pero kailangan mong MAG-INVEST para maging MAYAMAN.

One of the reasons the poor are poor is because they do not invest money or time into their financial education. - Robert Kiyosaki

Be part of something bigger than yourself.
Find the right mentors - especially sa financial.

If we are making "money decisions" everyday - let's minimize money mistakes and maximize learning and growth opportunities by getting the right mentors to guide us.

A mentor is someone like a coach - who knows you, one who can highlight your strengths, discipline you, pushes you forward to build defense and offense in the money game and builds you up to have a winner's mindset, to be a champion.

Would you like to move forward in your financial life?
Would you like to learn how to minimize money mistakes?
Would you like to win in your finances?

Connect with a financial educator, mentor or coach today.



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You can barrow money for education, but you can't barrow money for your Retirement
-Rex Mendoza

'Yung kahirapan ng magulang na napasa sa atin dapat wag na natin ipasa pa sa mga anak natin.

Break the cycle.