Financial Fairy

Whether you're married with kids, or have a partner or other relatives who depend on you financially, having life insurance can be important.
Life insurance provides money, or what's known as a death benefit, to your chosen beneficiary after you die. It can help give your loved ones access to money when they need it.

Understanding life insurance can help you plan for your family's long-term financial needs!

With festivities around the corner, Financial Fairy wishes all of you to have a very prosperous lunar new year!

Stand a chance to win a set of premium brand abalone perfect for your upcoming lunar new year celebrations!

All you have to do is
1. Follow Financial Fairy
2. Like & Share this Giveaway post!
3. Tag 1 friend in the comment!

Two lucky winners will walk away with a set of premium brand abalone!
Giveaway ends on 01.02.2022

While everyone knows they need insurance, most people aren’t clear on what type or how much they require.

The point of having an insurance policy is to have a financial safety net to fall back on in case of an unfortunate event. It's important to avoid having overlapping policies and paying more money for insurance policies you don’t need.

With so many different types of insurance policies, from disability insurance to life insurance, it will definitely be extremely confusing for you, so let us assist you in finding out which type of insurance best suits your needs!

Drop us a DM today for a non-obligatory Q&A session!

Financial freedom usually means having enough savings, financial investments, and cash on hand to afford the kind of life we desire for ourselves and our families.

Facing yourself and the reality of your financial situation is the first step to financial freedom!

Credit cards are convenient and secure, they help you build your credit score, they make budgeting easier, and they help you earn rewards!

Using credit cards does not mean going into debt.
Spend money as you normally would, pay your balance in full every month, and you'll reap all the benefits of credit cards while never carrying debt or paying a penny in interest.

Happy Holidays from Financial Fairy! We would like to express our sincerest appreciation to everyone for the trust you have placed in us and best wishes for the holidays. ✨

Ultimately, freedom means you are in control of your finances and your life choices.

Decide what is important and create financial freedom for years to come!

We are not taught personal finance growing up.

This lack of basic financial education leaves many young adults clueless about how to manage their money, applying for credit, and how to get or stay out of debt!

Let's take a look at some of the most important things to understand about money.

These financial tips for young adults are designed to help you live your best financial life.

To understand how life insurance works, you must first understand the intention and purpose behind life insurance plans. 

Care to find out more? Drop us a DM today!

Emergency funds does not have to be large, as long as its enough for your needs.
Don't stress yourself out to immediately put aside a large portion of your salary for emergency use, start with a small amount and grow it at your own pace!

Retirement is an important life stage that all of us need to plan for. Regardless of age, it’s not too late to take action and achieve your retirement goals. 

With timely and thoughtful retirement planning, building a comfortable nest egg to prepare for and pursue long-term needs and opportunities can be an attainable ambition.

Not sure where to start? Let us help you! Drop us a DM today!

Investing could seem daunting at first and it is only natural to think investments are not for everyone.

But, the truth is they actually are.

There’s no investor that hasn’t encountered at least one investing myth! These myths can be minor with hardly any impact on how you function, but some can seriously get in the way of good investments.

Drop us a DM to find out more today!

Manifest good habits to make better decisions!

Knowing how to make good decisions could be the key to living your best life. And being able to make those decisions in a timely manner and feeling confident about your decision-making skills could save you a lot of time and hassle.

Success does not come from hope, you need a plan and that plan will always involve actions to be taken.
Many people are simply waiting and hoping for better days and putting their lives on hold until then.
Don't hope for things to happen, find new challenges and look for things to do that may contribute to your success!

Living in Singapore amidst the pandemic, are you aware of what your insurance policy covers if you happen to contract the virus?

Drop us a DM to find out more today!

Self-love is a state of appreciation for oneself that grows from actions that support our physical, psychological and spiritual growth.

It is not selfish, and it's definitely not an easy job. Stop judging your own actions and instead, start appreciating yourself for what you chose to do!

Private hospitals play a vital role in Singapore’s healthcare eco-system, operating alongside public hospitals to alleviate the patient caseload and offering more choices.

Despite their importance, private hospitals also carry along with them some misconceptions in the minds of many Singaporeans, such as them being exorbitantly expensive and thus only being suitable for those who are crazy rich or have really good health insurance policies.

These misconceptions are unfortunate, since Singaporeans could be making decisions on which type of hospital to visit based on inaccurate assumptions regarding affordability or options.

Having a correct understanding about private hospitals will allow Singaporeans to make an informed decision regarding medical care for themselves or their loved ones!

C/dollarsandsense

If you feel like eating popcorn, why not? Thinking of purchasing new shoes? Go right ahead! Saving shouldn't be all about giving up your wants and desires. Cutting activities might allow you to save more money, but it will definitely be depressing.

Instead of lowering your standard of living, find smarter ways of maintaining your lifestyle while still being able to save money.

Figure out what matters most to you and what you can change for a cheaper cost while leading a wonderful life

Don't live the same day over and over again and call that a life. Life is about evolving mentally, spiritually, and emotionally!

-Germany Kent

When it comes to health insurance, one health policy that all Singaporeans and PRs should consider getting is a private integrated shield plan (IP)!

Even though we are automatically covered under MediShield Life, there are limitations to it whereby we are only eligible to cover treatment costs in Class B2 or C wards in a public hospital.

IP helps its policyholders to cover and potential cost that may be incurred if they are hospitalised in public or private hospitals.

Find out more about IP today!

Bad skincare habits undermine our journey to clear and healthy skin. The sooner we break these bad skin habits, the sooner we can achieve the complexion we want!

The road to clear and healthy skin is a wholistic one. Products matter, but what we do in addition to using the right products matters as well.

Start paying attention to all the bad skincare habits you have developed over the years and start implementing a routine to help you achieve better skin!

It's stressful to always be scrambling to make ends meet or if you're running out of money weeks before your next pay day.

When you are living paycheck to paycheck, it is nearly impossible to get ahead financially!

Always have a plan and only spend intentionally, trim your expenses and start saving up for a few months and break free from the paycheck cycle!

There's only one person who will look after you in your old age, and that's you!

Medishield life, offering better protection and better payouts so that patients pay less when facing large hospitalisation bills.

It's always good to be well equipped with such knowledge so here's a short guide on what it is all about!

Happy 56th Birthday Singapore! Wishing everyone to have a Happy National Day! 🇸🇬

A critical illness plan helps in providing you with a lumpsum payout in the event you are diagnosed with a critical illness.

Before you get a critical illness plan, here are some factors that you should first consider to determine how much coverage you actually need!

We all acknowledge that it has been a difficult year for everyone and most may feel demotivated and disconnected from the joys of life.

Instead of dwelling on the things you couldnt do, focus on the things that you can work on in the current situation we are in!

Believe in yourself, your choices and your actions, you are valuable simply because you exist so do not waste any time!

Your worth should never be based on someone's needs so stop trying to seek validation from everyone else!

You have what it takes and you are ready, so go forward and achieve your dreams!

Selamat Hari Raya Haji! Wishing All Our Muslim Mates a Blessed Eid With Your Mates and Household. Comfortable Eid al-Adha!

With the current rising number of cases due to the recent clusters, we hope that everybody continues to stay digilent and safe! 😷