Benjamin Hernandez - Home Loan Consultant

2024 Loan Limits are here! Starting tomorrow, your clients will be able to take advantage of these new loan limits and not have to wait until the new year!

If you’re self-employed, there usually aren’t enough hours in the day to get everything done, especially If you’re also in the market for a mortgage. Fortunately, we offer Bank Statement Loans — sparing you the hassle of gathering lots of documents.

No tricks – As a Direct Lender, we work with multiple servicers to ensure you get a customized mortgage solution for your exact needs!

If you've served in the military and need a mortgage, you have options. Give me a call today to discuss the various types of VA loan products that are available for you and your family...In my experience, we can usually offer you a lower rate and quicker closing time than other military credit unions too!

Looking to help your clients save thousands at closing? Call me to find out if you qualify for an escrow waiver!

🏡💰 If traditional lenders are blowing smoke in your face, we're here to provide a breath of fresh air. 💨 Our expert team understands the unique needs of the cannabis industry, and we're committed to making homeownership a reality for you. 🏠🔑

✅ Cannabis-friendly loan options
✅ Personalized solutions
✅ Cash deposits qualify as Income

Don't let your dreams go up in smoke. Let's work together to secure your home sweet home. 🌱

Whether we're looking at 6 more weeks of winter or an early spring, purchase season is nearly here. That means more people will be in the market competing for your perfect home. Get a head start by securing your pre-approval now!

Thank you for your service, and welcome home! Ask us how we give our the rates and service they’ve earned through our VA loan options.

Walls starting to close in? Sounds like it’s time for an upgrade. I can help you finance a bigger space faster than you think....especially with the massive equity most current homeowners have! DM me to learn more.

Think you need squeaky clean credit to buy a house? Think again. Contact me today to discuss your, or your Clients', options today! There are a few tips and tricks we can implement to help raise FICOs with little to no money!

Real Estate Agents – Are your Buyers "pre-approved" by a big bank or maybe you have Clients whom are and don't qualify for a regular loan? With so many different loan products available, message me today to make sure they are getting the best rate and best loan that fits their situation!.

Still shopping for a charming home you can call your own? Make sure your clients are ready once that magical moment happens by getting them FULLY pre-approved now. No fairy godmother needed, you just need to contact me to get started!

🤣too good not to share. Can’t stress enough the importance of using a good lender who has done a proper fully verified pre-approval. The “online lender” is usually just a trained call center salesman which could get you in loads of trouble when you’re finally in escrow. Are you or your client needing to get fully prepared-approved?

Our online application portal makes applying for a mortgage quick and easy. DM me for the link to apply today!

Here’s to life, liberty and the pursuit of happiness through achieving the great American dream of homeownership! Happy 4th of July everyone!

We offer our nation’s veterans a low interest rate, no down payment and fast closings. Are you or your clients interested in using the well-deserved loan benefits? DM me today for more details!

When you’re the best of the best, your home AND your loan should match that standard. We have access to elite rates for elite borrowers, and you may be eligible...even if you're self-employed. DM me today and find out!

Finally, a loan term that fits your future plans and your budget. With our Flex Term program, you can refinance without having a traditional 30- or 15-year loan. Msg me to learn more!

Home is where the heart is. Thank you for letting us help you find your perfect match. from us to you...And if you are interested in buying a home this year, we'd love to help you too!

We are your quarterback, coach, and biggest fan – we’re the mortgage experts whose #1 goal is to help you get into your dream home. Call now to learn more!

Increasing your credit score can increase your chances of qualifying for a home. Here are a few simple ways to make it better! 1. Pay down debt 2. Pay your bills on time every time 3. Keep credit card balances low...I have a few other quick tricks to help you too, CONTACT ME for more credit trips!

Use our easy online mortgage application portal for your next purchase or refinance. It's as easy as clicking the link in my bio to start your quick application!

First time homebuyer? A down payment won’t be your only expense! While a seller may agree to pay some costs needed to sell their home, make sure you have a cushion for things like closing costs, which typically account for an additional 2% of the loan amount. Contact me if you'd like to get more info and discuss the home loan process!

Ready to start house hunting? First, make sure you get a pre-approval letter from an independent mortgage professional like me. This will help you shop within your price range and give you the upper hand in the event of a bidding war. DM to learn more.

Not sure if you should ? Ask yourself how long you to plan to live in your current home. This will help you determine whether the cost outweighs the savings. Reach out and we’ll walk you through it!

Shopping for a great mortgage rate can feel like a job. Fortunately for you, that is our job! We constantly follow the market and study trends to find you a low rate. Call to see how low you can go on your next purchase or .

You protected our home, now let us help you find one of your own. Contact me today to learn more about our options with $0 down!

has been the Marine Corps motto since 1883. It is Latin for “always faithful.” On the Marine Corps’ birthday, there’s no better way for realtors and Lenders to repay that faithfulness than by helping a get into a new home. Learn about our loan programs, contact me today!

Finding the perfect fit isn’t easy when you buy off the rack. That’s why I work to find a loan that is perfectly tailored just for you...I even have alternative financing for self-employed borrowers! Contact me today to learn more.