Paul Campos

Tired of sharing walls? Let's find you a place where the only noise you'll hear is the sweet sound of your own peace and quiet. Let's discuss your homebuying options together.

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Feel like a refinance champ with an FHA Streamline and take advantage of lower interest rates without the hassle of a new appraisal. Call me to find out more about our current pricing incentives!

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How low can you go? With our 0% Down Purchase program, the limbo to homeownership is a festive dance. Move under the pole of upfront down payments and salsa into your new home! Call us today to see if you qualify.

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Want to put a little TLC into your home but you're short on cash? A cash-out refinance might just be what you need. Call me.

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I don’t always post my reviews, but loved this! Thank you Greg for the amazing review! Love my clients 🥰

Anyone need help with their credit? My friend Tony Perkins with Tony's Credit Repair is helping everyone! Comment INFO below if you need help with your credit.

🏡💰 Curious about how homeownership can help you combat inflation? 📈💡 Here’s what YOU need to know!

Hedge Against Inflation: Real estate often appreciates in value over time, serving as a hedge against inflation. 📈🏠
Fixed Mortgage Payments: With a fixed-rate mortgage, your monthly payments remain stable, protecting you from rising rental costs and inflation. 💳✨
Potential Rental Income: Homeownership gives you the option to rent out extra space, providing an additional income stream that can keep pace with inflation. 💼
Equity Building: As you pay down your mortgage, you build equity, which can serve as a financial cushion against inflationary pressures. 💰🛠️

Understanding these benefits empowers you to leverage homeownership as a tool for financial stability in times of inflation. Have more questions? Drop them below!



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🏡💡 Looking for the right home loan? Let’s explore options together! Here are a few loans that may suit your needs:

Conventional Loan: Ideal for buyers with good credit and a stable income. Requires a down payment, typically ranging from 3% to 20%.
FHA Loan: Backed by the Federal Housing Administration, this loan offers low down payment options (as low as 3.5%) and flexible credit requirements.
VA Loan: Exclusively for veterans, active-duty service members, and eligible spouses. Offers competitive interest rates and often requires no down payment or private mortgage insurance (PMI).
USDA Loan: Designed for buyers in rural and suburban areas. Offers low to no down payment options and competitive interest rates.
Jumbo Loan: For buyers seeking high-value properties. Requires a larger down payment and typically has stricter credit requirements. Each loan has unique features and benefits. Ready to find the perfect fit? Reach out with any questions! 📝✨

🏠🔑which is right for you

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Curious about what it takes to get pre-approved for a mortgage? We’ve got you covered! Here are the five essential documents you’ll need to kickstart your home buying journey:

💼 Proof of Income: Provide recent pay stubs, W-2 forms, or tax returns to verify your income and employment status.
🏦 Asset Documentation: Gather statements for bank accounts, retirement accounts, and other assets to demonstrate your financial stability and ability to cover down payments and closing costs.
🆔 Identification: Have a government-issued photo ID, such as a driver’s license or passport, ready to verify your identity.
💳 Credit Information: Be prepared to authorize a credit check and provide information about any outstanding debts, loans, or credit cards.
🏠 Residence History: Document your current and previous addresses for the past two years to establish your residential history.

Ready to take the first step towards homeownership? 🚀💡 Contact us today to start your pre-approval process and unlock the door to your dream home!



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🏡 Ever wonder what's in your monthly mortgage payment? Let's break it down:

💰 Principal: The loan amount you borrow.
📈 Interest: The cost of borrowing money.
🔐 Property Taxes: Taxes based on your home's value.
💡 Homeowners Insurance: Protection for your property.
🔄 PMI: Private Mortgage Insurance if your down payment is less than 20%.

Understanding these components helps you budget wisely!



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🏡 Ready to navigate the selling season? Here’s how a I can help:

Pre-Approval 📝: Get pre-approved to strengthen your offer.

Financing Guidance 💡: Understand your options and choose the right loan.

Competitive Rates 📉: Access competitive interest rates to save.

Smooth Process 🛠️: Navigate the mortgage process seamlessly.

Let’s make your homebuying journey a breeze!



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Marching forward into Women's History Month, let's salute the incredible women taking the reins of homeownership! With determination and resilience, they're shaping their futures one home at a time. Cheers to the fierce women homebuyers! 🏠💼



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Source: https://www.nar.realtor/blogs/economists-outlook/celebrating-single-women-home-buyers

Veterans! There are many options available to those who bravely served in the armed forces, and for some, you only need a minimum 580+ FICO to qualify. Let's get you into the home you deserve.

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🏡 Curious why you should talk to a mortgage lender early? Here are the top 5 reasons: 📊 Understand your financial health. 🌐 Explore loan options tailored to you. 📈 Plan for future homeownership. 🚀 Get pre-approved for a competitive edge. 🧑‍💼 Build a relationship with a trusted expert. Even if you’re not ready to buy, let’s start the conversation! 💬🏠

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🔍 Let’s gauge your mortgage confidence! 💼 Answer this: Do you feel confident about loan approval? Drop a 🌟 if you’re ready or 🤔 if you have questions. Your feedback matters, and I’m here to guide you every step of the way! 💬🏡



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You may be eligible for a lower rate for at least one year, saving you thousands of dollars you can use on making your new home the perfect one. Call to see if you're eligible!

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Purchasing a home is personal, and your mortgage should be, too. Retail lenders are limited in what they can offer, but with me, you have the ability to personalize the homebuying process to your needs. Call me today to get started!

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Presidents Day is a reminder that hard work pays off. Fortunately, we do that hard work for you. As you search for your perfect home, I'll search for competitive loan options to ensure a fast and easy homebuying process for you. Let's get started today!

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Are you currently a renter wondering if you'll ever be able to buy a home? You may be closer to that dream home than you think! Call today and let's see what I can do for you!

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A major advantage of working with an independent mortgage broker is saving money! Recent data shows an average savings of $9,407* as compared to a bank. Call us today and we’ll tell you more!

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Wondering if you have enough money to buy a house? FHA loans often feature low down payments, lower closing costs and more affordable mortgage insurance. Let's talk and find out if an FHA loan would work for you!

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