Keller Sullivan, Financial Advisor at Morgan Stanley

How may November's outcome impact investors? Join Morgan Stanley's Michael J. Stein, Global Head of Government Relations, and Michael Zezas, Global Head of Fixed-Income and Thematic Research, on Tuesday, June 18 to hear their perspectives.

General Election & The Markets – Tuesday, June 18, 12:00 PM ET morganstanley.webcasts.com

Humans are living longer than ever before. How can we make the most of our extra time? Register and join us on Monday, May 20, for an insightful discussion with Dr. Joseph Coughlin, Director of the MIT AgeLab.

Lessons on Longevity with Dr. Joseph Coughlin morganstanley.webcasts.com

Happy Mother's Day to all the wonderful mothers! Celebrating you and all that you do for your families. Thank you!

Even in an election year, inflation seems to be leading the headlines. Here's why Morgan Stanley Research thinks the election's outcome isn't likely to have a big impact in the near term on inflation or the macroeconomic picture.

Election 2024: Inflation Outlook www.morganstanley.com

Today (4/24) is . I appreciate the professionals on our team for their dedication to client service and being integral members of our team. Thank you!

Rachel Gambrell (Client Service Associate) & Haydon Norwood (Registered Client Service Associate)

Generative AI is moving to consumer devices, bringing faster algorithms, reduced latency and improved security. Morgan Stanley Analysts expect this trend to boost smartphone sales in 2025 and bring opportunity to memory players, integrated circuits makers and camera component suppliers.

What ‘Edge AI' Means for Smartphones www.morganstanley.com

Good news! Morgan Stanley clients with eligible brokerage accounts can now earn up to 5.43% Annual Percentage Yield. We have expanded our suite of New Money Certificate of Deposit (CD) offerings to include a 9-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://livesocial.seismic.com/anxI21

Wishing everyone a very !

I hope you get the opportunity to enjoy some nice spring weather and quality time with loved ones. Be well and stay safe.

The markets and my office will be closed on Friday, March 29th, for the Good Friday holiday.

Today (1/15) is Martin Luther King Jr. Day. As we honor Dr. King, let's remember his courageous efforts towards a more equal and united nation.

“The time is always right to do what is right.” - Martin Luther King Jr.

! Wishing you health, success, and happiness in 2024!

Let’s toast to this year’s achievements and tomorrow’s bright future! May 2024 be full of grand adventures and opportunities.

#2024

! It's the most wonderful time of the year. ‘Tis the season for joy, love and peace.

Do you have any Christmas traditions?

While US stocks may be range-bound, look for higher upside in Japan and solid income from investment grade bonds. Find out more in the 2024 Outlook edition of On the Markets.

image.msmail.morganstanley.com

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.41% Annual Percentage Yield with a 3 to 11-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://mgstn.ly/3GxyPHq

Macroeconomic Outlook 2024: Morgan Stanley Economists see slower growth in the year ahead as central banks focus on taming inflation.

Global Macroeconomic Outlook 2024 | Morgan Stanley In 2024, inflation should continue to fall, accompanied by a global slowdown in growth.

Happy Thanksgiving! Wishing you a happy, healthy holiday surrounded by family, friends and good food.

Join us on November 15 for a timely update on the complex events currently unfolding in Washington with Michael Stein, Morgan Stanley’s Global Head of Government Relations. https://bit.ly/3MLkr1R

Today, on , we honor the bravery and dedication of those who are actively serving and have served our country in the past. Thank you for protecting us and our freedom! We are forever grateful for your service. Enjoy the rest of the weekend!

"Never was so much owed by so many to so few." - Winston Churchill

With October being , the end of 2023 in sight, the ongoing volatility in the markets and everyone feeling the impact of higher prices due to inflation, now is a perfect time to review your financial plan.

At some time in our life, we may all feel overwhelmed trying to answer the question: “Am I on track with saving to meet my goals?”. This question is often amplified during volatile markets and inflationary periods which we are experiencing today. Having a financial plan in place may help alleviate concerns by illustrating whether you are on track to meet your goals, or if adjustments should be made to counter any impact that may be caused by market conditions.

I work with clients who are committed to meeting their personal financial goals. I serve a limited roster of clients in order to focus completely on their interests. Client goals become our goals, and we dedicate ourselves toward reaching them.

A thoughtful financial plan can help you prepare for the path ahead. Your financial goals and priorities will likely shift with time. The article below might help you prepare for the road ahead.

If you’re interested in learning more about my team and financial planning process, please visit my website or reach out. Let's set some time aside to discuss your goals and any inflationary concerns you may have. Together we can commit to finding meaningful solutions that fit your goals and addresses your concerns.

📲 864-222-6803
⌨️ [email protected]
💻 https://advisor.morganstanley.com/the-sar-group

Your Life, Your Wealth: Planning for Your Financial Future | Morgan Stanley These ideas can help you organize your financial life, prepare for the unexpected and stay focused on what truly matters to you and your family long term.

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.52% Annual Percentage Yield with a 3 to 11-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://mgstn.ly/3tda3ZL

Happy to everyone who makes a difference in so many lives. It takes a special person to educate, support, inspire and mentor. Education is the cornerstone of progress, and our teachers make it possible. Thank you to all the educators, we appreciate all you do!

Many investors have questions about how a government shutdown could impact the markets and the economy. The article below from First Trust advisors provides some context around this possibility.

📲 864-222-6803
⌨️ [email protected]
💻 https://advisor.morganstanley.com/the-sar-group

www.ftportfolios.com

Consider reading the article below about common mistakes investors make during uncertain and emotional times.

📲 864-222-6803
⌨️ [email protected]
💻 https://advisor.morganstanley.com/the-sar-group

Top 5 Mistakes Investors Make in a Market Sell-Off | Morgan Stanley Whether it is panic selling, hiding out in cash, or trading frantically during volatile markets, investors tend to make several mistakes that can hurt them long-term. Know how to spot—and avoid—the most common bad behaviors.

We will never forget. Twenty-two years ago, our nation and world changed forever. We remember and honor the innocent civilians and first responders who lost their lives.

Have a safe and enjoyable Labor Day weekend relaxing with friends and family! In observance of the holiday, the stock market and my office will be closed on Monday, September 4th.

Labor Day pays tribute to the contributions and achievements of American workers and is traditionally observed on the first Monday of September. If you're going to be attending a Labor Day barbeque, here's a new recipe to try.

Dijon Chicken Wings Get Dijon Chicken Wings Recipe from Food Network

Read the article below about how stronger-than-expected performance in construction and infrastructure has led us to increase our U.S. GDP forecast for the second half of 2023.

📲 864-222-6803
⌨️ [email protected]
💻 https://advisor.morganstanley.com/the-sar-group

Soft Landing for U.S. Economy | Morgan Stanley Construction and infrastructure are showing stronger-than-expected growth, improving GDP forecasts for the second half of the year.

Investing a windfall in uncertain markets can be tricky. Dollar-cost averaging and lump-sum investing are two approaches to consider. Let’s discuss which approach makes sense for you.

📲 864-222-6803
⌨️ [email protected]
💻 https://advisor.morganstanley.com/the-sar-group

Two Ways to Invest a Cash Windfall | Morgan Stanley When deciding how to add a large amount of cash to your portfolio, consider the pros and cons of dollar-cost averaging and lump-sum investing.

Family wealth can evoke strong emotions, both positive and negative. Before your next family wealth-planning conversation, consider your own attitudes and feelings on the topic. The questions in the article below may help.

📲 864-222-6803
⌨️ [email protected]
💻 https://advisor.morganstanley.com/the-sar-group

What’s Your Relationship with Wealth? For Many, It’s Complicated. | Morgan Stanley Before engaging in family wealth-planning conversations, you may want to examine your own feelings and attitudes about wealth. Here are some questions you can ask yourself.

Morgan Stanley clients with eligible brokerage accounts can earn 5.00% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://mgstn.ly/452hK2D

You’ve worked hard to build wealth. Now it’s time to protect your legacy. Let’s work together on the 7-step estate planning checklist that's below. Do you have any questions?

📲 864-222-6803
⌨️ [email protected]
💻 https://advisor.morganstanley.com/the-sar-group

Estate Planning Essentials: 7 Key Steps | Morgan Stanley Creating an estate plan can help protect your wealth and prevent hardship for your heirs.

Changes in the market or shifts in your personal circumstances may require adjustments to your financial plan. Complete the tasks in the article below to make sure everything is aligned. Do you have any questions?

📲 864-222-6803
⌨️ [email protected]
💻 https://advisor.morganstanley.com/the-sar-group

Your Mid-Year Financial Planning Checklist | Morgan Stanley Changes in the market or shifts in your personal circumstances may require adjustments to your financial plan. Here’s a mid-year checklist to help get you started.