Embrace Home Loans - Annapolis, MD

Whether you're looking to buy or refinance.Visit our Annapolis, MD office in person, or give us a cal

Home of the United States Naval Academy and other historic sites on the Chesapeake Bay, Annapolis, MD is now home to the latest branch office of industry leader Embrace Home Loans. If you are a first-time homebuyer in or around Annapolis, Embrace Home Loans and our team of experienced Loan Officers, Underwriters, and Processors is here to ensure you get the best loan, the best rates and the most p

05/13/2022

We are pleased to announce the newest team member at Embrace Home Loans - Annapolis, MD. Nia Rodney is excited to help her growing clientele through the home buying process and greatly enjoys utilizing what she knows to enhance the lives of her clients. If you need to reach Nia for home financing, she is available by cell at 410-449-2009 or by email at [email protected]

03/23/2022

Calling real estate agents, builders, and community development partners! Join Embrace and Wider Path Home Foundation in Annapolis to learn how we are working to create a wider, more inclusive path to homeownership, and how you can help. RSVP today @ https://widerpathhomeapril1.eventbrite.com

07/06/2021
05/14/2021

Our Wider Path Foundation has lined up events for the upcoming weeks. Make sure you tune in for some informational pieces that you wont want to miss. Mark those calendars!

05/03/2021

Very professional, great experience Scott and his team are professional, knowledgeable, responsive and helpful. We had a wonderful experience working with Scott. Loan process was very smooth, appraisal was done quickly and the closing was on time. To purchase a house at seller’s market was tough, Scott was very supportive and helped...

Should You Spring Clean Your Contact List? | Embrace Home Loans 04/29/2021

Ask yourself: When is the last time you pruned your email contact list? And should you? We’ll help you make that decision.

READ MORE: https://bit.ly/2Qy5C9d

Should You Spring Clean Your Contact List? | Embrace Home Loans Ask yourself: When is the last time you pruned your email contact list? And should you? Here, we'll help you make that decision.

03/22/2021

Join our team of housing industry leaders for a Facebook Live event as we work together to create a wider more inclusive path to homeownership.
Learn how to develop a homeownership mindset and the key practical elements to budgeting and saving. Learn more: https://fb.me/e/1djFKIGIg

Hampton Roads Community Action Program HousingWorks RI PCF Development

6 Steps to Start Saving for the Holidays | Embrace Home Loans 11/02/2020

Believe it or not, the holidays are right around the corner. If money is tight this year, here’s how you can start saving now and stay within your budget.

https://bit.ly/3ekfOJD

6 Steps to Start Saving for the Holidays | Embrace Home Loans Worried about buying gifts for your loved ones this holiday season? Here's how to make it happen without breaking the bank.

Timeline photos 11/02/2020

Embrace YOU. ✨

Frustrated with Your House During the Pandemic? Here Are Your Options | Embrace Home Loans 11/01/2020

Before the pandemic, our houses were our havens. Now, our homes are our offices, conference rooms, and meeting halls. They’re our gyms, schools, and restaurants. And in many cases, they’re just not cutting it anymore.

https://bit.ly/3oNHiw4

Frustrated with Your House During the Pandemic? Here Are Your Options | Embrace Home Loans If you're feeling frustrated with your home during the pandemic, you're not alone. Here are your options for setting things right.

Get to Know the Millennial Homebuyer | Embrace Home Loans 10/20/2020

If you’re a real estate agent, then millennials likely account for a big chunk of your client base. But do you have a good handle on who millennial buyers are and what they want?

https://bit.ly/3lZfX7S

Get to Know the Millennial Homebuyer | Embrace Home Loans Millennials make up the largest share of homebuyers. Do you know who they are and what they're looking for in a home?

Timeline photos 10/13/2020

Thank you for providing lifelong service to your client, Sarah! ⭐ ⭐ ⭐ ⭐ ⭐

12 Home Organization Tips We Learned from the Professionals | Embrace Home Loans 10/01/2020

Many of us have organization on the brain lately. Whether quarantine has you feeling the urge to clean and declutter, or you’ve binged one too many episodes of “The Home Edit,” you’re not alone.

https://bit.ly/34aXJcq

12 Home Organization Tips We Learned from the Professionals | Embrace Home Loans Have organization on the brain? Been binge-watching "The Home Edit" on Netflix? Here are 12 key organization tips from the pros.

What Is an Appraisal Waiver? | Embrace Home Loans 09/30/2020

If you’re refinancing your mortgage, you might qualify for an appraisal waiver — and they’ve been on the rise in recent months.

https://bit.ly/30ljlSi

What Is an Appraisal Waiver? | Embrace Home Loans Appraisal waivers have been on the rise during the pandemic. Learn more about what they are and whether you may be eligible.

7 Home Upgrades to Keep Your Home Cleaner | Embrace Home Loans 09/24/2020

Thanks to new technology, there are a lot of upgrades you can make that will automate your home’s cleaning and sanitizing tasks.

https://bit.ly/33VlZPN

7 Home Upgrades to Keep Your Home Cleaner | Embrace Home Loans Thanks to new technology, there are a lot of ways you can automate your home cleaning and sanitizing tasks — during COVID, and in the future.

5 Fall Lawn Care Tips To Keep Your Lawn Looking Its Best | Embrace Home Loans 09/23/2020

Most homeowners are aware that they need to care for their lawn in the spring, but few realize that the secret to a lush and beautiful lawn is year-round maintenance.

https://bit.ly/3cnCQhQ

5 Fall Lawn Care Tips To Keep Your Lawn Looking Its Best | Embrace Home Loans Lawn care isn't just for the spring. Here's how to keep your lawn looking its best this autumn — and all year round.

Smart Items to Add to Your Wedding Registry if You’re Planning to Buy a Home Soon | Embrace Home Loans 08/19/2020

Planning on buying a home after tying the knot? Then use your wedding registry carefully.

https://bit.ly/3hcPG41

Smart Items to Add to Your Wedding Registry if You’re Planning to Buy a Home Soon | Embrace Home Loans If you're getting married and thinking about buying a home soon, use your wedding registry to get the items you need.

Timeline photos 08/19/2020

That tiny new bundle of joy in your client’s life needs all kinds of room: to move, to play, to grow. It might be time for them to upsize to a home that accommodates all those beautiful firsts to come.
LEARN MORE ▶️ https://bit.ly/3kZHKpe

How to Incorporate Your Existing Furniture Into a New House | Embrace Home Loans 08/06/2020

It would be amazing to buy all new furniture for a new home, but it's not very cost-effective or realistic for most people. Here’s how to make your current furniture work in a new space.

https://bit.ly/3kjzhgo

How to Incorporate Your Existing Furniture Into a New House | Embrace Home Loans As much as you'd love to buy all new furniture for your new house, it's not very cost-effective or realistic for most people.

The Best Veggies, Fruits, and Herbs to Grow as a Beginner | Embrace Home Loans 07/29/2020

Starting your own produce garden is a great way to save on groceries. It can also be a fun and relaxing hobby — not to mention a nice excuse to get some good old vitamin D.

https://bit.ly/3f4JbhW

The Best Veggies, Fruits, and Herbs to Grow as a Beginner | Embrace Home Loans Starting your own produce garden can be a relaxing, fun new hobby. Don't have a green thumb? Follow these tips — you can do it!

The Top 3 Virtual Interior Design Services in 2020 | Embrace Home Loans 07/13/2020

Try one of these online interior design services — you’ll enjoy the benefits of working with an experienced interior designer from the comfort of your own home.

https://bit.ly/2BZrtPA

The Top 3 Virtual Interior Design Services in 2020 | Embrace Home Loans These virtual interior design services allow you to work with experienced professionals from the comfort of your own home.

How to Negotiate Inspection Repairs Like a Pro | Embrace Home Loans 07/09/2020

When you're in the process of buying a house, negotiating after you've completed your inspections is a big deal. Read this blog to learn your options and how to do it like a pro.

https://bit.ly/3gIUqOl

How to Negotiate Inspection Repairs Like a Pro | Embrace Home Loans Once your home inspection is complete, it's important to negotiate any repairs you'd like made before you move in. Here are your options.

Further Your Career During COVID: Virtual Networking and Learning Resources for Real Estate Agents | Embrace Home Loans 07/07/2020

Are you feeling frustrated by the lack of opportunities to further your real estate career right now? Here are five online options that might be able to fill the void.

https://bit.ly/3f6hlTe

Further Your Career During COVID: Virtual Networking and Learning Resources for Real Estate Agents | Embrace Home Loans The coronavirus has made in-person networking and events almost impossible, but real estate agents still have virtual options available.

10 Summer Activities for Kids That You Haven’t Thought of Yet | Embrace Home Loans 07/06/2020

You’ve already been home with your kids for months — is there *anything* else you can possibly do with them this summer to keep them entertained? Take a deep breath…we’ve got you.

https://bit.ly/3gxHjj2

10 Summer Activities for Kids That You Haven’t Thought of Yet | Embrace Home Loans Not sure how to keep your kids entertained this summer? Running out of ideas? Try these 10 summer activities for kids that you haven't thought of yet!

Buying a New Home? Expect Lots of Mail | Embrace Home Loans 06/25/2020

Buying a new place is exciting. You get to decorate, meet the neighbors, and make that new house a home. One thing you may not expect, though? That’d be all the mail that typically comes with it.

https://bit.ly/3i0XTcl

Buying a New Home? Expect Lots of Mail | Embrace Home Loans Moving into a new home is exciting, but one thing you may not realize is the amount of mail you'll probably get at first. Here's what to look for.

Home Prices Are About to Rise; Here's How to Buy Fast Before They Do | Embrace Home Loans 06/17/2020

As home buying demand starts to pick back up, home prices have started to rise again. Want to make sure you buy before home prices go up more? Here’s how you can speed up the process and snag those deals ASAP.

https://bit.ly/2Y8fMhy

Home Prices Are About to Rise; Here's How to Buy Fast Before They Do | Embrace Home Loans Home buying demand has started to pick back up, and in turn, so have home prices. Here's how to snag those deals quickly before prices rise more.

Why Your Email Signature Is An Important Marketing Tool (and How to Get It Right!) | Embrace Home Loans 06/16/2020

If you’re still using “Sent from my iPhone” or, even worse, not using an email signature at all, it’s time to step up your game.

https://bit.ly/3ftlMr6

Why Your Email Signature Is An Important Marketing Tool (and How to Get It Right!) | Embrace Home Loans Email signatures are an important marketing tool and every real estate agent should have one. Here are some tips for creating your email signature.

Should You Buy a Starter Home or a Forever Home? | Embrace Home Loans 06/10/2020

Should you buy something smaller and more affordable to get your foot in the door of homeownership? Or should you wait and save up money until you can afford a home you can see yourself staying in long-term? Let’s take a look at the pros and cons of each option.

https://bit.ly/3hclp5P

Should You Buy a Starter Home or a Forever Home? | Embrace Home Loans If you're buying a home, what should you be looking for right now? A starter home? Or a forever home? Learn the pros and cons of each.

8 Affordable Kitchen Upgrades That Look Expensive | Embrace Home Loans 06/08/2020

Looking for a low-cost, low-hassle way to renovate your existing kitchen? We have some great ideas for you.

https://bit.ly/3h340MR

8 Affordable Kitchen Upgrades That Look Expensive | Embrace Home Loans Are you looking for a low-cost, low-hassle way to renovate your existing kitchen? Here are eight affordable kitchen upgrades that look luxe.

9 Weekend Projects to Do This June | Embrace Home Loans 06/03/2020

Weekends aren’t just for relaxing. If you’re a homeowner, they’re also a great time for working around the house.

https://bit.ly/3cpx65C

9 Weekend Projects to Do This June | Embrace Home Loans Weekends aren’t just for relaxing. If you’re a homeowner, they’re also a great time for working around the house. In fact, if you want to protect your investment, ensure your home’s strength for the long haul and, most importantly, rake in those profits once it comes time to sell later on, t...

6 Tips for Creating Your Own Real Estate YouTube Videos | Embrace Home Loans 06/02/2020

73% of adults in the US use YouTube, according to Pew Research. That’s more than Facebook, and twice as much as Instagram. In fact, YouTube is the most popular online platform in America.

So, real estate agents — what’s your excuse for not being on YouTube yet? It’s time to make some videos, and we have a few great tips to help you get started.

https://bit.ly/3dnlIZg

6 Tips for Creating Your Own Real Estate YouTube Videos | Embrace Home Loans If you're a real estate agent thinking about starting a YouTube channel, read these tips to get your videos off the ground — and to help your business grow.

Timeline photos 06/01/2020

Why look for the light when you can BE the light? ✨

Save or Splurge? How to Spend Your Money on Home Decor and Furniture | Embrace Home Loans 06/01/2020

Want to make the most of your home decorating budget? Here’s what to spend on and what’s just not worth it.

https://bit.ly/2AyqUuH

Save or Splurge? How to Spend Your Money on Home Decor and Furniture | Embrace Home Loans If you want to make the most of your home decorating budget, it's important to know where to splurge and where to save. Here's a list to get you started.

Move-Out Cleaning: A Comprehensive Checklist | Embrace Home Loans 05/28/2020

When you're moving out, giving your old place a good scrub down is essential. Use this move-out cleaning checklist to make sure you leave the home looking as good as new — or better.

https://bit.ly/2ZMzHnw

Move-Out Cleaning: A Comprehensive Checklist | Embrace Home Loans Before you move into your new home, you need to leave your old one clean and ready for the new owner or tenant. Use this checklist for move-out cleaning.

Coronavirus Renovation Diaries: When You Can't Move In, Renovate First | Embrace Home Loans 05/27/2020

Tara bought her first home — a condo in Philadelphia — just as stay-at-home orders were beginning. Those orders, plus some strict limitations her building put into place, have stalled her move. To make herself feel better, and keep her time in quarantine productive, she has started to make some ambitious renovation plans.

Tara is going to keep us updated throughout the renovation process, so be sure to read this first installment and stay tuned for more!

https://bit.ly/3c7xdCD

Coronavirus Renovation Diaries: When You Can't Move In, Renovate First | Embrace Home Loans What do you do when coronavirus prevents you from moving into your new home? You start planning your post COVID-19 home renovations!

8 Questions You Need to Ask Before Making an Offer on a Home | Embrace Home Loans 05/21/2020

Are you considering making an offer on the house of your dreams? Make sure you ask these eight all-important questions before you do.

https://bit.ly/2Xg5tGF

8 Questions You Need to Ask Before Making an Offer on a Home | Embrace Home Loans Finding that dream house is only the first step. If you want that home to be yours, you also need to impress the seller, out-best other buyers, and make a right-sized offer to get you there. Are you considering making an offer on the house of your dreams? Make sure you ask these eight all-important....

5 Spring Lawn Care Tips To Help Your Yard Look Exceptional This Year | Embrace Home Loans 05/20/2020

Beyond simply mowing regularly, there are plenty of things that you can do to keep your lawn looking its best.

▶️ https://bit.ly/2LMJTEu

5 Spring Lawn Care Tips To Help Your Yard Look Exceptional This Year | Embrace Home Loans Beyond mowing your lawn regularly, there are certain spring lawn care tasks you should prioritize to keep your lawn looking great all year long.

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Merry Christmas from Embrace Home Loans | 2018 Embrace Home Loans
From all of us at Embrace, we wish you and yours a happy Autumn season! 🍂🍁#embracehomeloans #embraceteam #embracefall #e...
From all of us at Embrace, we wish you and yours a happy Autumn season! 🍂🍁#embracehomeloans #embraceteam #embracefall #e...
Today we celebrate the contributions and achievements of the American workers who have built and continue to build this ...
🇺🇸 🎆We're wishing a very happy Fourth of July to our customers, business partners, teammates and families. Celebrate and...
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As March comes to an end, our final #MotivationMonday during #NationalWomensHistoryMonth. Embrace who you are! #HerOwn #...
There are HUNDREDS of great things about Embrace! We'll keep sharing our fun facts. Comment below with what you like bes...
Believe it or not, there are some advantages to owning a home on St. Patrick's Day and other holidays! If you need help ...
The A-Team, the Annapolis Branch of Embrace Home Loans, celebrating one of our own!  Happy Birthday Karla Melgar!!
Getting ready to buy the first time or maybe it's been a while since you shopped for a home? Check out this quick video ...
FAST FACTS on single female homeownership, in honor of #internationalwomensday. #herown

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Address


1907 West Street, Suite 102
Annapolis, MD
21401

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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