Georgia Consumer Attorney

This firm does quite a bit of debt defense. The consumer cannot pay a credit card or other debt and the debt gets sold to a third party for pennies on the dollar. The debt buyer attempts to collect the entire original debt. It dings the consumer's credit score. Maybe it sues the consumer in court. That is where we help. We can work a better deal or, more typically, we persuade the debt collector to dismiss the lawsuit and have them delete the tradeline with consumer reporting agencies. To make that happen it is vital that we be contacted before a lawsuit has to be answered. If we can be of assistance, call us/

Georgia Consumer Attorney updated their phone number.

Third party Debt Collector (not original creditor) lawsuits are going stronger with financial changes affecting lives. This firm has chased off hundreds of them, made people financially stronger credit-wise and often collected damages (money) for our clients. Contact us now for help with that.

I have often said that credit scores--and credit in general--may be the "Mark of the Beast" for civilized society. Are you hurt? need help? Consider a qualified attorney in your area who is a NACA member to help you.
http://www.consumeradvocates.org/for-consumers/credit-reporting

Credit Report Problems – Identity Theft, Fair Credit Reporting|consumeradvocates.org

Blog posts for the foreseeable future for this page will be on a satellite site--The Debtonators. For more complete consumer coverage and avenues to help coverage link to debtonators.net or roperlaw.com

Mandatory arbitration in consumer cases and employment matters is nothing but a license to steal and defraud handed to American business. Congress needs to act NOW to take these kinds of cases outside the ambit of The Federal Arbitration Act. It isn't faster (usually) and it isn't cheaper for anyone but the business. Since the business pays for these arbitrators, and since arbitrators like to work and get paid, WHERE DO YOU THINK THAT LEAVES YOU?

Website make-over long overdue. Thought the brushed personal pic was kind of cute, so we'll try it on and wear it for a little while. If you have no interest in all the employment protection information and just want to focus on employment information and rights that we have set up a satellite site that is likely going to include a blog and more complete data intake forms. www.debtonators.net

Consumer Protection and Employment Law Lawyer – Attorney - Columbus, GA Georgia Lawyer providing experienced Consumer Rights Protection and Employment Law Attorney legal services in Columbus Georgia, Columbus-Muscogee County Georgia

CARE AND FEEDING OF AUTO DEALERS

Question for my consumer friends? Is that your responsibility? In my practice we call them yo-yo deals. Out the door you go in your shiny new car, low interest rate and not too much down. After a bit, you are called back in and told that something went wrong. The object is to get you and the car back out the door with a new deal that costs you thousands of dollars more.

Georgia has legal protection for you
Ga. Code Ann. § 10-1-32

Prohibited acts: Noncompliance with sale contract requirements.

Required procedures: Sale contract to have no blank spaces; however, no specific financial arrangements are included as required elements of contract. Some blank spaces as to vehicle identification and date of first installment may be left blank if vehicle not yet delivered to buyer. Prior to delivery of required contract to buyer, buyer may rescind contract and receive complete refund of any down payment including trade-in.

Required notices: Notice to buyer not to sign if contract has blank spaces, and that buyer has right to copy of completed contract.

Enforcement: Violation punishable as misdemeanor; fine; violation bars recovery of contractual charges. If violation willful, buyer may recover damages, costs, and attorney fees (Ga. Code Ann. § 10-1-38).

Don't ask me to explain that. If it doesn't seem right, it probably isn't. Make sure to keep a copy of every document you get from the dealer and go see a consumer attorney before you give up several months earnings in an illegal deal, AND you may get damages and get your attorney paid for.

Arbitration Fairness Act-Justice Elena Kagan dissent in American Express v Italian Colors this week. Inform yourself about arbitration fairness. It will not become a front burner issue with you until you land in my office and I tell you that it will cost you $30,000 to solve your $10,000 problem.

"For those of us in the business of comforting the afflicted and afflicting the comfortable, these are troubling times. As I sat down to read the Supreme Court's noxious American Express decision, I thought back to my early years as a legal aid lawyer, when using the law to make our society more fair and just seemed like a real
possibility.

I remember thinking that with just the right set of facts, we might
establish a "right to shelter" for people struggling to put a roof over their families' heads, we might create a duty to provide enough welfare benefits to lift people out of poverty, we might develop the principle that an interest rate of 24% was immoral and per se unconscionable. Wow, was I idealistic and wow, was I
incredibly naive.

Today, as I sit here twenty five years later, I still remain idealistic (no court -supreme or otherwise - will take that away from me), but that youthful innocence, that naivety, has been stripped away. Over the years, I've seen too many legislative battles lost because of the incredible deference paid to corporate power and money,
and I have seen too many appellate courts bend over backwards, then twist the law into knots and ignore all reason to protect the powerful interests before them. With that context, the Amex Decision - the Supreme Court at its most cynical - can only
be read as the culmination of the Court's effort to comfort the comfortable and weaken those of us attempting to protect the afflicted.

So what are we going to do about it? As usual, what we need to do, what we always do, is to brush ourselves off, and keep pushing ahead (Don Quixote has nothing on consumer advocates!). We need to keep fighting to pass the Arbitration Fairness Act (of course, to achieve that victory, we'll first need to replace this Congress). .

We need to keep working to help our creation, the CFPB - a moment in recent time when we achieved a real victory against the powerful - to keep its promise to protect consumers, including producing rules that regulate forced arbitration. And we need to keep working together, because despite the corporate power aligned against us, despite a Supreme Court doing its best to protect the powerful, we can and will create a more just and fair society.

Well, after re-reading what I just wrote, maybe after all this time, I am still pretty darn naive! But that's OK. I'd rather keep fighting for what I believe - with all of you at my side - than succumb to the all too easy cynicism that comes, when like the majority of our Supreme Court, you choose to work to comfort the comfortable."

This page can be a dynamic and vital source of information and a great source for consumer feedback that has been woefully neglected. Like most solo practitioners I can get too busy chopping wood to worry about the condition of the ax.

Something you may really enjoy is endangered. You can help.

Stop the Burning. SAVE PINE MOUNTAIN. Widespread prescribed burning of Pine Mountain at Franklin D. Roosevelt State Park in Georgia by the Georgia Department of Natural Resources is catastrophic to the established hardwood habitats (85% of the mountain); 2) detrimental to popular outdoor recreation (50,000+ hikers per year on the Pine

Arbitration clauses simplify much complex issue
resolution, but I believe they have no place in most employment and consumer
purchase or financing agreements. Congress thinks so, too, but has yet to get
the Arbitration Fairness Act out of Committee.http://www.govtrack.us/congress/bill.xpd?bill=h111-1020

H.R. 1020: Arbitration Fairness Act of 2009 A bill in the U.S. Congress: To amend chapter 1 of title 9 of United States Code with respect to arbitration.

http://roperlaw.wordpress.com/

The Consumer Rebel | Stuff happens. It hurts, Roperlaw can fix. (a)Within five days after the initial communication with a consumer in connection with the collection of any debt, a Debt Collector (DC) shall… send the consumer a written notice containing— (1) the amount of the debt; (2) the name of the creditor to whom the debt is owed; (3) a statement that unles