Georgina Chen, Realtor and Broker at All City Real Estate

Homebuyers face challenges in any market – and today’s is no different. But, with the right agent partner, you can avoid the biggest mistakes other buyers are making right now.

DM me and let’s have a conversation about what to expect from today’s market and how I can help you avoid missteps that are going to cost you.

Wondering how elections impact home sales?

Typically, they bring a short-term slowdown in the housing market as general uncertainty makes buyers and sellers hit pause on their plans. But historical data shows home sales tend to bounce right back after the election. Those sales aren’t lost – they’re just delayed.

And current expert forecasts show the trend should continue as more homes are expected to sell in 2025.

With the market expected to pick up a bit next year, now is a great time to start preparing.

Did you know the experts say the housing market is short about three million homes right now? It’s because the industry just hasn’t built enough of them to keep up with demand.

So, if you’re thinking of selling, this will actually work in your favor. That’s because fewer homes on the market means your house will be in high demand.

And if we price it right, buyers will be knocking on your door. So, when you’re ready to make the most of today’s market, let’s connect.

Why Today’s Foreclosure Numbers Won’t Trigger a Crash

With everything feeling more expensive these days, it’s natural to worry about how rising costs might impact the housing market. Many people are concerned that high prices and tighter budgets could cause more homeowners to fall behind on their mortgage payments, leading to a wave of foreclosures.

But before you start worrying about a housing market crash, here’s a look at what’s really happening. And the good news is: the latest foreclosure data shows there’s no wave on the horizon.

How Today’s Market Is Different from 2008

Let’s ease those fears by looking at the bigger picture. There’s a big difference between what’s happening now, and what happened when the housing market crashed.
As an article from Bankrate explains: “In the years after the housing crash, millions of foreclosures flooded the housing market, depressing prices. That’s not the case now. Most...

Why Today’s Foreclosure Numbers Won’t Trigger a Crash With everything feeling more expensive these days, it’s natural to worry about how rising costs might impact the housing market.

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Homes are still selling faster than they did pre-pandemic, even though the number of days they’re on the market is higher than it was last year.

With the right strategies and the right agent partner, you could sell even faster than today’s norm. DM me to talk through what we can do to make sure your house stands out.

Planning To Sell Your House in 2025? Start Prepping Now

If your goal is to sell your house in 2025, now’s the time to start prepping. By starting your prep work early, you’ll give yourself plenty of time to get your house market-ready by the end of the year. But be sure to partner with a great agent before you get started, so you have expert insight into what repairs are worth it based on your local market.

Why Starting Early Is Key

To get the best price and sell quickly, it’s important that your home looks its best. And that means it’s up to you to make the necessary repairs, declutter, and even consider updates that could add value as part of getting your house ready to list.

By starting now, you can tackle things one task at a time. Because, if you wait to knock items off your list later on, they could quickly stack up and get overwhelming.

The Importance of Working with a Local Agent

And while that data gives...

Planning To Sell Your House in 2025? Start Prepping Now If your goal is to sell your house in 2025, now’s the time to start prepping.

The Benefits of Using Your Equity To Make a Bigger Down Payment

Did you know? Homeowners are often able to put more money down when they buy their next home. That’s because, once they sell, they can use the equity they have in their current house toward their next down payment. And it’s why as home equity reaches a new height, the median down payment has too.

According to the latest data from Redfin, the typical down payment for U.S. homebuyers is $67,500—that’s nearly 15% more than last year, and the highest on record.

Here’s why equity makes this possible. Over the past five years, home prices have increased significantly, which has led to a big boost in equity for current homeowners like you. When you sell your house and move, you can take the equity that gives you and apply it toward a larger down payment on your new home. That’s a major opportunity.

Now, it’s important to remember you don’t have to make...

The Benefits of Using Your Equity To Make a Bigger Down Payment Did you know? Homeowners are often able to put more money down when they buy their next home.

Why an Agent Is Essential When Buying a Newly Built Home

For some buyers, there’s a misconception that newly built homes aren’t made to last or fall short of the quality you can find in older homes. Unfortunately, this is turning some buyers away from what may be one of their best options in today’s housing market.

So, is there any merit to the myth? Let’s break down the best way to make sure you feel good about looking into new home construction. That way, you’re not missing out on such a great option today.

Choosing the Right Builder

The key to making sure you get a quality newly built home is to choose a good builder. Reputable builders adhere to strict building codes and standards, use advanced construction techniques, and often offer warranties that cover structural issues for several years.

Beyond that, maybe they’ve even worked with other buyers who opted for a home in one of those neighborhoods. Here are just a...

Why an Agent Is Essential When Buying a Newly Built Home For some buyers, there’s a misconception that newly built homes aren’t made to last or fall short of the quality you can find in older homes.

Thinking of selling your house and moving? It’s worth considering if you want to put 20% down on your next home.

While that typically isn’t required, putting that much down has clear advantages – and the equity you’ve built up in your current home can help make it possible.

DM me today for a professional equity assessment and to discuss how you can use your equity to fuel your next move.

Wondering what it’s going to cost to sell your house? Here’s a rough idea of what to expect.

Just remember, these are estimates. Your exact figures will vary depending on things like taxes where you live, what agent commissions you agree on upfront, and any concessions you offer to buyers.

If you want to talk through this together to get a better idea of what to plan for, DM me.

If you have a tighter homebuying budget but are eager to get your foot in the homeownership door, don’t rule out townhomes and condos.

They’re usually more modest in size, but that can come with the advantage of being easier on your wallet. Plus, there are more available right now.

Let’s chat so I can show you what’s for sale in our area.

Buying Beats Renting in These Top Cities

Based on a recent study, in 22 of the top 50 metros, the monthly mortgage payment is lower than the rent payment. Make sure you work with a pro who can help you crunch the numbers and see how your city stacks up. This may be your opportunity to forget renting for good. If you want to see which option makes the most sense in our area, let’s do the math together.

Buying Beats Renting in These Top Cities Based on a recent study, in 22 of the top 50 metros, the monthly mortgage payment is lower than the rent payment.

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According to the latest data, the top reason homebuyers are on the move is to upgrade to a bigger or nicer home.

The great news? With record home equity and mortgage rates trending down, moving up is more achievable than it was earlier this year.

If you’ve been thinking about that dream home, now’s the time to make it happen. Ready to get started? DM me to talk next steps.

Two Reasons Why the Housing Market Won’t Crash

You may have heard chatter recently about the economy and talk about a possible recession. But here’s the good news – there’s no need to panic. The housing market is not set up for a crash right now.

1. Demand for Homes Is Higher than Supply

One of the biggest reasons the housing market crashed back in 2008 was an oversupply of homes. Today, though, it’s a very different story.

It’s a general rule of thumb that a market where supply and demand are balanced has a six-month supply of homes. A higher number means supply outpaces demand, and a lower number means demand outpaces supply.

2. Unemployment Is Still Low

When people are unemployed, they’re more likely to have trouble making their mortgage payments and may be forced to sell or face foreclosure. That was a big problem during the 2008 financial crisis. Today, the employment situation is much more stable.

Right now...

Two Reasons Why the Housing Market Won’t Crash You may have heard chatter recently about the economy and talk about a possible recession.

Why Now’s Not the Time To Take Your House Off the Market

Has your house been sitting on the market longer than expected? If so, you’re bound to be frustrated by now. Maybe you’re even thinking it’s time to pull the listing and wait to see what 2025 brings. But what you may not realize is, the decision to hold off could actually cost you. Here’s a look at why staying the course could be the smarter move.

Other Sellers Are Pulling Back. Should You Hold Off Too?

According to recent data from Altos Research, the number of withdrawals is increasing – that means more sellers are opting to pull their listings off the market right now. And this isn’t unusual for this time of the year.

In the housing market, there are seasonal ebbs and flows. Inventory levels typically start to drop off a bit headed into the fall season as some sellers delay their plans until the new year.

Today’s Buyers Are Serious and Ready To Act

The...

Why Now’s Not the Time To Take Your House Off the Market Has your house been sitting on the market longer than expected?

The Top 3 Reasons Affordability Is Improving

Affordability is based on three key factors: mortgage rates, home prices, and wages. And today, it’s improving quickly as rates come down, prices level off, and wages climb. If you put your search on pause because it was too expensive to buy, let’s talk about why now may be the perfect time to jump back in.

The Top 3 Reasons Affordability Is Improving Affordability is based on three key factors: mortgage rates, home prices, and wages. 

Looking to sell your house in today’s shifting market? The secret to standing out and selling quickly is to hire a pro.
An agent will use market data to find the right price, give advice on what repairs to tackle for maximum impact, and what concessions you may want to consider (like help with closing costs).
Let’s connect to come up with the strategy that’s right for you.