Ron Black at On Q Financial

Ron Black at On Q Financial, Inc. NMLS 487416 | AZ 0941420 | CA-DBO487416 | ID MLO-20996 | OR 487416

New ★★★★★ 5 Star Experience.com Review by Laura R 10/02/2023

5.0 star review received on Experience.com for Ron Black by Laura R - Great communication and worked really hard to get everything we needed!

New ★★★★★ 5 Star Experience.com Review by Laura R Click to see all 101 reviews of Ron Black, Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Geoffrey H 10/01/2023

5.0 star review received on Experience.com for Ron Black by Geoffrey H - Service, advice and information.

New ★★★★★ 5 Star Experience.com Review by Geoffrey H Click to see all 100 reviews of Ron Black, Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Wilfrid S B 09/20/2023

5.0 star review received on Experience.com for Ron Black by Wilfrid S B - Ron and Julie take care of all the details so I don’t have to. I have complete confidence in them. My client was also thrilled with their knowledge, communication and thoroughness.

New ★★★★★ 5 Star Experience.com Review by Wilfrid S B Click to see all 106 reviews of Ron Black, Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Suzanne M 05/13/2023

5.0 star review received on Experience.com for Ron Black by Suzanne M - They are so helpful every step of the way. They helped when I wasn’t sure how to get the info from me to them. They got back to me with my questions very quickly. I felt very supported during this stressful time.

New ★★★★★ 5 Star Experience.com Review by Suzanne M Click to see all 105 reviews of Ron Black, Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Jaspreet D 04/19/2023

5.0 star review received on Experience.com for Ron Black by Jaspreet D - Ron was incredibly helpful, fast, efficient and supportive from start to finish. We've used Ron's services for the third time now and have consistently had a fabulous experience each time.

New ★★★★★ 5 Star Experience.com Review by Jaspreet D Click to see all 104 reviews of Ron Black, Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Heather F 04/18/2023

5.0 star review received on Experience.com for Ron Black by Heather F - Solid communication, on time closing, smooth transaction, easy to work with! :)

New ★★★★★ 5 Star Experience.com Review by Heather F Click to see all 103 reviews of Ron Black, Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Emma C 04/16/2023

5.0 star review received on Experience.com for Ron Black by Emma C - Super easy process and they were very nice

New ★★★★★ 5 Star Experience.com Review by Emma C Click to see all 101 reviews of Ron Black, Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Marco S 04/14/2023

5.0 star review received on Experience.com for Ron Black by Marco S - Ron and Julie were with us every step of the way. They never made us feel pressured or uncomfortable. They always went out of their way to explain things to us and make sure we were comfortable with any decision we had to make.

New ★★★★★ 5 Star Experience.com Review by Marco S Click to see all 100 reviews of Ron Black, Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Kathryn W 04/05/2023

5.0 star review received on Experience.com for Ron Black by Kathryn W - Great communication and responsiveness

New ★★★★★ 5 Star Experience.com Review by Kathryn W Click to see all 99 reviews of Ron Black, Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Adam W 04/04/2023

5.0 star review received on Experience.com for Ron Black by Adam W - Julie Bailey was the difference. She is great!!!

New ★★★★★ 5 Star Experience.com Review by Adam W Click to see all 98 reviews of Ron Black, Mortgage Consultant | NMLS # 487416

New ★★★★★ 4.83 Star Experience.com Review by David S 03/06/2023

4.83 star review received on Experience.com for Ron Black by David S - People make all the difference in all businesses and some loan companies can shackle their good people. I know little of On Q, however having Julie Bailey as an associate is positive for your institution. She is a special loan officer, because the transaction was perfect in every way & I will use her as a resource on any west side transactions. David

New ★★★★★ 4.83 Star Experience.com Review by David S Click to see all 95 reviews of Ron Black, Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Susan L 02/22/2023

5.0 star review received on Experience.com for Ron Black by Susan L - Julie and Ron are always so pleasant to work with, knowledgeable and professional. This transaction was a 1031 with many moving parts and their communication and expertise was excellent!

New ★★★★★ 5 Star Experience.com Review by Susan L Click to see all 93 reviews of Ron Black, Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Casey B 02/01/2023

5.0 star review received on Experience.com for Ron Black by Casey B - I cannot imagine a more seamless process and experience with Ron & Team. Such high communication level at all points throughout the transaction. Just excellent and explaining options to help equip borrowers with all the info needed to make best decisions. Never in doubt where we were in the process or what next steps were. The level of attention to detail is off the charts. Casey B.

New ★★★★★ 5 Star Experience.com Review by Casey B Click to see all 89 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Jonathan B 01/28/2023

5.0 star review received on Experience.com for Ron Black by Jonathan B - Timely follow up regarding questions and consistently kept us updated on loan progress

New ★★★★★ 5 Star Experience.com Review by Jonathan B Click to see all 87 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Irina M 01/27/2023

5.0 star review received on Experience.com for Ron Black by Irina M - Ron and Julie are such dedicated professionals. They took time to explain our loan options to us in great depth and ensure a smooth route to closing. We consulted two other lenders and Ron and Julie were by FAR the best. As first time home-buyers, we felt very supported.

New ★★★★★ 5 Star Experience.com Review by Irina M Click to see all 86 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

New ★★★★★ 4.66 Star Experience.com Review by Curtis M 10/25/2022

4.66 star review received on Experience.com for Ron Black by Curtis M - Communication,
Timelyness
Handholding

New ★★★★★ 4.66 Star Experience.com Review by Curtis M Click to see all 85 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Kathryn P 10/07/2022

5.0 star review received on Experience.com for Ron Black by Kathryn P - JULIE IS AWESOME!!!!!

New ★★★★★ 5 Star Experience.com Review by Kathryn P Click to see all 84 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Mary H 02/28/2022

5.0 star review received on Experience.com for Ron Black by Mary H. - Kept us all informed and closed early

New ★★★★★ 5 Star Experience.com Review by Mary H Click to see all 73 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Vivian M 02/28/2022

5.0 star review received on Experience.com for Ron Black by Vivian M. - Great communication, updates and very responsive from beginning to end.

New ★★★★★ 5 Star Experience.com Review by Vivian M Click to see all 72 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

New ★★★★★ 4.83 Star Experience.com Review by Steven M 02/25/2022

4.83 star review received on Experience.com for Ron Black by Steven M. - Ron and Julie were knowledgeable and responsive.

New ★★★★★ 4.83 Star Experience.com Review by Steven M Click to see all 71 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Linda S. 01/18/2022

5.0 star review received on Experience.com for Ron Black by Linda S. - The efficient and professional service was wonderful!

New ★★★★★ 5 Star Experience.com Review by Linda S. Click to see all 64 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by David S. 01/18/2022

5.0 star review received on Experience.com for Ron Black by David S. - personalized and prompt service. great rates as usual.

New ★★★★★ 5 Star Experience.com Review by David S. Click to see all 64 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

New ★★★★★ 4.83 Star Experience.com Review by John M. 01/03/2022

4.83 star review received on Experience.com for Ron Black by John M. - Ron and his team respond promptly to communications. Ron enjoys discussing various scenarios to tailor the best product for your needs

New ★★★★★ 4.83 Star Experience.com Review by John M. Click to see all 64 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Jamie L. 01/03/2022

5.0 star review received on Experience.com for Ron Black by Jamie L. - Julie and Ron are AWESOME!

New ★★★★★ 5 Star Experience.com Review by Jamie L. Click to see all 64 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Paula B. 12/03/2021

5.0 star review received on Experience.com for Ron Black by Paula B. - Julie was always available and offered any help we needed along the way. Thank you.

New ★★★★★ 5 Star Experience.com Review by Paula B. Click to see all 64 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

New ★★★★★ 5 Star Experience.com Review by Justine S. 11/27/2021

5.0 star review received on Experience.com for Ron Black by Justine S. - Ron and Julie are so helpful, kind and do a great job at communication

New ★★★★★ 5 Star Experience.com Review by Justine S. Click to see all 64 reviews of Ron Black,
Mortgage Consultant | NMLS # 487416

Ron Black | Bellevue, WA 03/17/2021

"Just wanted to thank you Ron and Julie for all the help in making our refi so easy and actually fun. The fun part was just working with you both again and having you both explain all the details about what we needed to apply for the loan. After using your service for so many years it was just a pleasure as usual. As for the easy part, your web portal allowed us to send all the documents and sign from home securely, which was.." says Stanley

Ron Black | Bellevue, WA ★★★★★ Just wanted to thank you Ron and Julie for all the help in making our refi so easy and actually fun. The fun part was just working with you both again and having you both explain all the details about what we needed to apply for the loan. After using your service for so many years it...

Ron Black | Bellevue, WA 02/27/2021

"Best mortgage team in the PNW hands down." says Robert

Ron Black | Bellevue, WA ★★★★★ Best mortgage team in the PNW hands down.

Ron Black | Bellevue, WA 02/12/2021

"The refinance process was easy with no stress from the very first day. I found both Ron and Julie to be very professional and they responded to any questions quickly. I would definitely refer anyone to them without a concern." says Steven

Ron Black | Bellevue, WA ★★★★★ The refinance process was easy with no stress from the very first day. I found both Ron and Julie to be very professional and they responded to any questions quickly. I would definitely refer anyone to them without a concern.

Ron Black | Bellevue, WA 11/17/2020

"Our experience was excellent through the entire loan process. Ron and Julie maintained great communication from beginning to end, with frequent updates on loan status/progress." says Brandon

Ron Black | Bellevue, WA ★★★★★ Our experience was excellent through the entire loan process. Ron and Julie maintained great communication from beginning to end, with frequent updates on loan status/progress.

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About Me

Julie Bailey is my team partner. We have worked together for 16 years. You will find that both Julie and I are very detail oriented and like to get as much documentation up front as possible so our clients will not have any surprises further down the road in the loan process.

I love helping new or existing clients see how their mortgage fits into their life long financial plan. It is important for clients to understand how liquidity and asset appreciation is affected by the mortgage plan they choose. I discuss the advantages and disadvantages of different down payment options. Quite often I refer my clients to a financial planner to help them determine how their mortgage fits into their long term wealth building plan. I also was a bond trader for 17 years before starting to originate mortgages in 1992. This background gives me a huge advantage when evaluating mortgage interest rates.

Julie and I have 42 years combined experience helping clients finance the homes of their dreams or refinance to improve their current mortgage. We encourage our clients to pick up the phone and call either of us to discuss any questions they may have. We work almost exclusively by referrals. Our goal is to provide our clients with such a Wow experience, that they refer their friends, family and co-workers to us so they can also have the same experience.

Native of Seattle. Ballard High School, graduated in 1966. BA in accounting and finance at the University of Washington in 1970. 3 years in public accounting, receiving my CPA certification. SeaFirst Bank in their internal auditing division. Bond trader 1975-1992 for SeaFirst Bank, Seattle Northwest Securities, and Interstate Securities. Began originating mortgages in 1992, and here I am. In my spare time, I like playing golf and have been a member at Sahalee CC for 40 years. My wife, Stella, and I are very active with our church, Unity of Bellevue. I also enjoy spending time with my 5 grandkids and our 70 lb yellow lab, Joy.

Website

Address


10500 Northeast 8th Street, Suite 1776
Bellevue, WA
98004

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