Robertson Mortgage Team NMLS# 120044

There are a lot of fun things to celebrate on June 27th, but the one we're most excited about? OUR 17th BIRTHDAY!

Cheers to 6,209 days of making homebuyers' dreams come true. Here's to many, many more!

Hitting the beach this summer? With the Axia mobile app, you can enjoy the sun on your face, the sand between your toes, and stay up to date with your home loan application at the same time!

With the ability to submit information and sign documents on the go, you can rest easy knowing that even though you might be taking time to slow down, your loan process won't!

Download the app or reach out to me today and I'll send you an invitation!

No need for special exceptions or higher rates and fees! Qualified homebuyers with a valid individual taxpayer identification number (ITIN) are eligible for Conventional financing with Axia Home Loans!

Restrictions apply. Contact me to learn more and to get prequalified today!

June is National Homeownership Month!

I am so grateful for all of the clients and partners who have placed their trust in me, enabling me to pursue my shared mission with Axia Home Loans: to create sustainable homeownership through responsible lending.

I know the past couple years have been tough and some may feel like homeownership is out of reach. But don't lose hope! You may be closer to achieving your homeownership goals than you think. Reach out to me today and let me put my expertise to work for you!

Let's get you home.

Empty nest?

If you've been waiting to downsize, now could be a great time. While the market is slowly picking up, inventory is still limited, meaning demand for your home could be high! I have great connections with local real estate agents and would be happy to make a referral.Or, if you're not quite ready to leave your nest yourself, I'd be happy to discuss ways you can make your equity work for you. Contact me today!

As the inventory of existing homes remains tight, many homebuyers are pursuing new builds and we're here to help! We have experience working with builders and we offer a variety of financing solutions, including one-time-close products, to help make your homeownership dreams come true!

Contact me today to learn more!

If you're a homeowner, there's a good chance you've built some equity. According to data from CoreLogic, the average borrower had $298,000 in equity at the end of 2023 - $24,000 of that gained in 2023 alone.

You may be able to access your equity without losing the lower interest rate on your first mortgage with a HELOAN or a HELOC. Check out our blog post to learn more about these options, and contact an Axia Loan Originator to find out which solution is best for you!

https://axiahomeloans.com/2023/12/05/what-is-the-difference-between-a-heloc-and-a-heloan/

When you refinance, you are essentially replacing an existing loan with new loan under a new term and interest rate.

While people often opt to refinance to secure a lower interest rate or reduce their monthly payments, there other reasons, too! For instance a homeowner may want to switch from a 30-year to a 15-year loan, eliminate mortgage insurance, or convert an ARM to a fixed-rate loan. Or they might choose a cash-out refinance to access the equity they've built.

Want to learn more? Reach out to me today!

Lender Lingo - Refinance with Axia Home Loans Replacement of an existing debt obligation (such as a home loan) with another debt obligation under a different term and interest rate.

There's still time to make the most of Axia's Market Advantage Program!
Buy now and refinance later with no lender (Underwriting & Processing) fees*!

This offer won't last forever, so contact me today!

5.0 star review received on Experience.com for Rick Robertson by Barry D B - Clear and prompt communication. Loan process was stress free. His staff is equally excellent, thorough and prompt. Nice, friendly, and very patient.

New ★★★★★ 5 Star Experience.com Review by Barry D B Click to see all 0 reviews of Rick Robertson, Branch Manager, Bellevue & Pacific Northwest | CMPS | NMLS #120044

Closing is exciting for any homebuyer. It is the last step when purchasing a home. During closing, ownership of the home is officially transferred from the seller to the buyer. The buyer will sign any remaining documents and will pay closing costs and any fees.

Have questions about the closing process? Give us a call.

Lender Lingo - Closing with Axia Home Loans Closing is exciting for any homebuyer. It is the last step when purchasing a home. During closing, ownership of the home is officially transferred from the s...

Are you afraid to buy a home now, only to have rates drop in the next year? While it feels like we might be in the "new normal" as far as rates are concerned, the Axia Market Advantage program may be the assurance you need to get off the fence!

Finance a new home purchase with Axia now and if rates drop after 7 months of on-time mortgage payments, you can refinance with no lender fees* for up to 36 months!

Contact me today to learn more!

Rising prices for fuel and food - and just about everything else we buy - have many consumers looking for ways to cut costs. Fortunately, there may be a few money-saving opportunities right in your own home!

In honor of Earth Day, we're sharing our blog post with 5 easy and cost-effective ways to cut down on your monthly energy bills. There's a link at the end of the article to even more tips to help you save some cash while helping our planet.

5 Simple Ways to Save on Energy Costs - Axia Home Loans With the rising prices of groceries and gasoline, you may be looking for ways to save some money. A good place to start is inside your home. According to the Bureau of Labor Statistics (BLS) data, the average American household spent more than $4,500 on utilities (i.e., electricity, gas, water) in 2...

Spring is traditionally the kickoff to homebuying season and despite existing inventory being up 10% year over year, it still may not be enough to meet demand - especially if rates dip. If you're in the market for a new home this year, get ahead of your competition by getting a mortgage pre-approval.

Contact me today to get started and ask me about our $10K Guarantee!

5.0 star review received on Experience.com for Rick Robertson by Tony L - Communication and a smooth transition made for a great experience

New ★★★★★ 5 Star Experience.com Review by Tony L Click to see all 309 reviews of Rick Robertson, Branch Manager, Bellevue & Pacific Northwest | CMPS | NMLS #120044

5.0 star review received on Experience.com for Rick Robertson by Deborah T - Rick and his team were wonderful! Very informative and helpful with any questions I had. We were also able to close early. I would highly recommend Axia Home Loans for purchasing or refinancing.

New ★★★★★ 5 Star Experience.com Review by Deborah T Click to see all 308 reviews of Rick Robertson, Branch Manager, Bellevue & Pacific Northwest | CMPS | NMLS #120044

Your tax refund could get you one step closer to achieving your homeownership goals! Axia offers low and zero down payment options, which means that refund could cover much - or all - of your down payment or closing costs!

Contact me today to get prequalified!

Less than two weeks to go until this year's tax filing deadline! Check out our brief blog post for a quick reminder of a couple of tax benefits that homeowners can take advantage of.

Be sure to consult with a qualified tax professional if you have any questions related to tax deductions and credits.

Top Tax Benefits of Owning a Home - Axia Home Loans There are plenty of perks if you own a home. You don’t have to pay rent and you can decorate your home to suit your personality. But there are other benefits to homeownership – financial benefits.

Calling all real estate agents!

When you partner with an Axia Loan Originator, you and your clients benefit from the convenience of the Axia Mobile App!

Our app is co-branded and has the ability to feature links to your website and listings page. It's easy to share with your clients, giving them the ability to search for homes, calculate potential mortgage payments, and apply and track their loan progress all in once place!

Contact your Axia Loan Originator today for more information and to receive an invite link!

The Axia App: Mobile Homebuying Designed for Real Estate Professionals The Axia Mobile App allows Realtors and mortgage professionals to meet their clients' needs on the go, all in one place. Co-branding is fast and easy, and th...

5.0 star review received on Experience.com for Rick Robertson by Steve G D - Personal care and attention, communication. App helped us track and stay up to date.

New ★★★★★ 5 Star Experience.com Review by Steve G D Click to see all 307 reviews of Rick Robertson, Branch Manager, Bellevue & Pacific Northwest | CMPS | NMLS #120044

5.0 star review received on Experience.com for Rick Robertson by Theodore T H - Rick Robertson is very personable and made the process easy by explaining things each step of the way.

New ★★★★★ 5 Star Experience.com Review by Theodore T H Click to see all 306 reviews of Rick Robertson, Certified Mortgage Planning Specialist | NMLS # 120044

Considering a new build this year?

Avoid the extra costs that come with re-qualifying, additional appraisals, and more! With Axia Home Loans, you can purchase your lot, finance construction, and close on your permanent mortgage in a single transaction.

Contact an Axia Loan Originator today for more info about our One Time Close Construction Loans!

Ready to fall in love with a home, but not in love with today's rates?

With Axia's Market Advantage program, you can buy now and refinance within 36 months with no lender fees*!

Contact an Axia Loan Originator today and get one step closer to finding your perfect match!

You may know there are a number of missteps homebuyers can make that can derail their loan application and even their ability to get a mortgage. But did you know that a lot of these also apply when refinancing?

Keep these dos and don'ts in mind to increase your chances of a smooth, painless refinance transaction!

Ready to refi? Contact an Axia Loan Originator today!

Getting ready to refi? Make sure you have your ducks in a row for a smoother, faster transaction! Among the documents and information you may need to provide are paystubs, W-2s, and bank statements.

Ready to begin? Contact an Axia Loan Originator today!

5.0 star review received on Experience.com for Rick Robertson by Simon C - Working with a true professional that puts the clients needs first EVERYTIME!

New ★★★★★ 5 Star Experience.com Review by Simon C Click to see all 305 reviews of Rick Robertson, Certified Mortgage Planning Specialist | NMLS # 120044