D. H. Gould Company

Happy Labor Day! Here's to all the hard workers who deserve a day of acknowledgement and gratitude for all they do.

I am excited and grateful to share that I’ve qualified again for New York Life’s Chairman’s Council for 2024! Looking forward to connecting with my amazing peers from around the country at our annual gathering this fall.

We are so fortunate at New York Life to have excellent subject matter experts who do national webinars for our clients! I recently had the opportunity to visit with Dr. Michael Finke from The American College who is nationally recognized as one of those subject matter experts.

I had the pleasure of dog sitting Adora for a weekend. She was a dog I fostered from the wonderful, local non-profit organization called FOACAS (Friends of Allegany County Animal Shelter) until we found her a forever home.

Today is a day of celebration and hope, as we reflect on the struggle for equality African Americans have faced throughout history.

Animated video – tax buckets
How much of your income goes to Uncle Sam in the form of taxes? Watch this video to see how Robert increases the amount of tax-free income he has and reduces the amount he gives to the government. Then, let’s get together to look at what’s in your buckets.
https://bit.ly/3XxaoUj

Tax-free transfers from IRAs to CRTs and CGAs
IRA owners who want to support a specific charity but also like the idea of receiving a lifetime stream of steady payments can now do both, thanks to a new law described in this article from Professor Chris Hoyt. Learn how donors can retain income from donated funds while ensuring future support for their chosen causes and take full advantage of this evolving landscape of charitable giving options.
https://bit.ly/4eftjZN

We are so fortunate at New York Life to have amazing national speakers who do workshops for our clients. I was so excited to meet Mary Beth Franklin last night, who has done many speaking engagements, as she is a premier authority on Social Security! Education is power.

What is The Nautilus Group?
As a member agent of The Nautilus Group, I have exclusive access to an elite group of experienced professionals who work with me, my clients, and their other financial advisors to provide state-of-the-art planning strategies to help them attain clarity on their financial situations and achieve their business and estate planning objectives. Watch this short video to learn more. The Nautilus Group®️ is a service of New York Life Insurance Company. https://bit.ly/3wSD3Zf

Three reasons why periodic reviews of estate planning documents are important.
Is your estate plan keeping up with your life? Events like births, marriages, or changes in net worth can make your plan outdated, and evolving laws also may impact how your documents function. Read this article to learn more about the importance of regular reviews of your estate documents.
https://bit.ly/3X6b3f4

I recently had the pleasure and opportunity to attend a great national meeting of top Nautilus advisors in Dallas. In addition to attending excellent workshops, we heard some outstanding speakers, especially Dandapani, who shared insight into life balance and energy.

When life brings you challenges where do you find the courage to persevere?

Special Needs Trusts
Watch this one-minute video to see how a special needs trust can help you protect your family’s assets and provide lifetime financial stability for individuals with special needs. New York Life Insurance Company, its agents and affiliates do not provide tax, legal or accounting advice.
https://bit.ly/44Z1osP

You've worked hard to build a comfortable retirement. Be sure to safeguard that investment! Join us for this live event and learn how to help protect your retirement funds from taxes. Register now at: https://bit.ly/438Oese

Spreading your investments across asset classes can help reduce market risk and boost returns.
https://bit.ly/49lPGtK

This article takes a closer look at how the Social Security program works, the different types of Social Security benefits available, and what you can expect when you’re ready to claim benefits.

Understanding Social Security Benefits | The Motley Fool Learn about social security benefits, including retirement, disability, survivor benefits. Understand when to start collecting benefits and what you'll receive.

We are so fortunate at New York Life to have great people behind the scenes that help us help our clients every day! I want to thank our Greater Washington Field Services team who work relentlessly every day to help us process and track our business!

These 10 financial habits can hurt your retirement savings and cause you to fall short of your retirement goals.

10 Financial Habits That Can Hurt Your Retirement Savings | Entrepreneur Today’s financial climate is making retirement planning more crucial than ever. As talk of inflation, rising interest rates, and a possible recession hit the news, would-be retirees or retirement planners...

Ravens. yes!

If you’re contemplating an IRA rollover, remembering these three important rules can help you avoid making a costly tax mistake.

IRA Rollover Rules: What You Need to Know Three important IRA rollover rules to remember. As always, getting taxes wrong can be costly.

Financial planning is about more than just saving for retirement - it's about having a solid plan to protect, invest, grow, and share your wealth. https://bcove.video/3tFoohR

Make sure you review your beneficiaries!