Lisa O'Neill - Mortgage Loan Originator

Closing cost assistance can be a big boost 🤑 for first-time homebuyers and moderate-income buyers. Understanding the types of assistance available and how to qualify can help ease the financial burden of purchasing a home. Learn more here and reach out any time with questions!

Guide to closing cost assistance | Mortgage Equity Partners Closing cost assistance benefits first-time homebuyers and other buyers. Don’t assume you’re ineligible; many programs are easier to qualify for than you think!

If you are an aspiring real estate investor who wants to start buying investment properties, a DSCR loan may be the best option as you build your real estate portfolio. The main benefit is that you can use the property’s rental income to qualify. To learn more about how this works check out our blog. Or contact me directly!

What is the difference between DSCR/DCR/DSR loans? | Mortgage Equity Partners A DSCR is an important term used to measure a property's ability to cover its debt obligation. The main benefit is you can use the rental income to qualify.

Happy Monday!!
🏡 😍
“The ache for home lives in all of us. The safe place where we can go as we are and not be questioned.”-Maya Angelou

Big changes this weekend...I am here to help with any questions you may have!
🏡 🏠

Navigating the mortgage process as a self-employed individual doesn't have to be difficult. 🏡

With the right information securing a mortgage is within reach. It's all about showcasing the stability and reliability of your income and being proactive with your documentation.

Let me help you unlock the door to your new home and make homeownership a reality for you! 🗝️💼

Learn more here 🔽 🔽 and contact me with any questions.

Mortgage options for self-employed borrowers | Mortgage Equity Partners Self-employed can struggle to get a home loan because their income is challenging to verify. However, there are multiple loan program options available.

🎉 🎉 Accessory dwelling units are now officially legal in all Massachusetts single-family zones thanks to a recently signed bill.
🏘️
Now, how do you finance them?
💸 💲
We specialize in financing for ADUs also called "in-law" apartments, additions, and small cottages. They are a great answer to the current housing shortage.

Learn more here and reach out today to get started.

Add property value and income with an accessory dwelling unit! | Mortgage Equity Partners Whether you are a homeowner looking for additional income, have adult children returning home, or have aging parents who need a helping hand, ADUs can help!

🚨 Refinance Alert! 🚨
Homeowners, did you know that interest rates may be on the way down? Now is the perfect time to contact us about refinancing your mortgage!
Lower monthly mortgage payments = more cash in your pocket every month! 💸
Tap into your home equity for those much-needed renovations or to consolidate high-interest debt.
Increase your monthly cash flow!

👉 Share this post with friends and family who might benefit from refinancing.

Unlocking the benefits of mortgage refinancing | Mortgage Equity Partners Over the past few years, the historic rise in home values has made more Americans than ever 'equity rich,' meaning they have a significant amount of value in their homes.

Not all pre-approvals are the same!

How to get a mortgage pre-approval | Mortgage Equity Partners A mortgage pre-approval is critical when you are looking for a new home. Our Cash Ready Plus Pre-approval Program will give you a significant advantage.

Did you know that Mortgage Equity Partners loan officers are experts in using down payment assistance programs to help you secure your dream home? 🏡✨
If you’re ready to learn more and take the next step toward homeownership, contact us 🔗

https://bit.ly/3WqrbHC

The importance of down payment assistance and choosing the right mortgage lender | Mortgage Equity Partners Down payment assistance can be a game-changer for aspiring homebuyers, especially first-time buyers. Learn more about the benefits of DPA programs.

Fundraiser for a great cause next Wednesday at 7 pm at Publico in south Boston. The Finish Strong Foundation! Come join us

Struggling with high-interest debt? 🏠💸
Discover how to use your home equity to tackle that debt and get back on track. Our latest blog post provides tips to make this smart financial move. Got questions or need personalized advice? Contact us today and let's find the best solution for you! 🤑

How to tackle high-interest debt | Mortgage Equity Partners There are many solutions to get out of high-interest debt and free yourself from the mental and financial burden. From HELOCs to life tips, we got you covered!

Buying a home is a powerful way to build wealth! 😀 🏡

Since baby boomers make up an impressive 40% of the US population what they do with their homes and home wealth significantly impacts our economy. Older homeowners have choices regarding what to do with their homes and all that equity 💰 💰!!

Homeowner goals for Baby Boomers | Mortgage Equity Partners Many baby boomers decide to sell their family homes. Since property values have risen significantly, selling a larger home has strong financial benefits.

5.0 star review received on Experience.com for Lisa ONeill by Kayla C - Lisa made the process very easy and was very quick and responsive.

New ★★★★★ 5 Star Experience.com Review by Kayla C Click to see all 6 reviews of Lisa ONeill, Senior Mortgage Consultant

Happy 4th of July to all!

Not all renovation projects will have a "high impact" on your home value...learn the best Reno projects and how to get financing to make your dreams happen!
https://bit.ly/3zvVnZ1

Why summer is ideal for home renovations | Mortgage Equity Partners The warm weather and extended daylight hours make summer ideal for home renovations. You can work indoors and outdoors without worrying about conditions.

🏡 🏚️ Unlock your Dream Home with our Down Payment Assistance Program! As housing prices continue to rise so do the down payment and closing cost amounts. Using our DPA program you can finance the full amount of the sales price of the home. 💯 100%!!
Learn how 🤩

Introducing MEP's Advantage Down Payment Assistance program! The MEP Advantage Down Payment Assistance Program is designed to help homebuyers get their dream homes. Learn more about your eligibility and see if you qualify.

💰 Struggling with having enough money for a down payment? There are various down payment assistance programs available for eligible borrowers. Let's explore your options together!

https://bit.ly/3wLfAJi

Introducing MEP's Advantage Down Payment Assistance program! The MEP Advantage Down Payment Assistance Program is designed to help homebuyers get their dream homes. Learn more about your eligibility and see if you qualify.

Owning a home has long been a big part of the American dream. It’s more than just having a place to live; it represents belonging, stability, freedom, wealth building, and strong communities. 🏡💙
https://bit.ly/3RxVmKj

A complete guide to homeownership | Mortgage Equity Partners June is an exciting month for aspiring homeowners and residential real estate investors as it marks National Homeownership Month. This annual observance

Happy Father's Day to all who fill this important role 😍

Have you explored multigenerational living?
There are a lot of benefits to multigenerational living.
🏡 🏡
Sharing Financial Resources
Creating Family Bonds
Providing a Safety Net for Childcare and Aging Parents
👶🏽 👴🏽 👵🏽
Check out this article for some financing tips if you are considering this option.

Multi-generational housing | Mortgage Equity Partners Multi-generational housing, a unique living arrangement where multiple generations (such as parents, children, and grandparents) share a household, is gaining

FHA loans are more accessible for buyers with lower credit scores and allow smaller down payments, while conventional loans offer more flexibility. Knowing the basics of the most common loan types can help you in your home search...learn more by checking out the details!

Conventional loan vs FHA loan | Mortgage Equity Partners A 30-year fixed-rate loan is a conventional loan. FHA loans are popular among first-time homebuyers and those with less-than-stellar credit histories.

Mortgage rates can vary but You 😍 -the borrower can greatly impact the rate you can get by following these simple tips! And save some 💰 💰 while you are at it!

How to get the best mortgage rate | Mortgage Equity Partners Read our 8 tips on how to secure the best mortgage interest rate possible, potentially saving thousands of dollars, making your dream home more affordable.

Knowledge is power 😁
You may have heard the terms but do you understand the meaning or need a refresher? Nailing down the basics makes the process a lot easier.

10 essential components of a home loan | Mortgage Equity Partners This guide is for understanding every component that makes up a home loan. From points to loan amortization to interest, learn everything you need to know!

Job history is a big part of mortgage approval, but how big is it? Check out the details below especially if you are a "gig" worker, have a second job, or get paid in a non-traditional way!
⏬ ⏬

Can I get a mortgage without a 2 year job history? | Mortgage Equity Partners Can you still get a mortgage if you haven’t been at the same job for 2 years or are one of many people working in the gig economy? Well, the short answer is...

Home is for everyone. We can help!
🏡 🏘️

Great News for VA borrowers!!
The Department of Veterans Affairs announced it would temporarily lift its ban on homebuyers directly paying for realtor representation. Learn more here...

What you need to know about VA loans and the NAR settlement update | Mortgage Equity Partners The Department of Veterans Affairs announced it would temporarily lift its ban on homebuyers directly paying for realtor representation.

Mortgage Equity Partners' new down payment assistance program is open to all borrowers - no first-time homebuyer requirements!
Learn More Here ⏬ ⏬
https://bit.ly/3wLfAJi

Thank you 🗽