Noah Sady - NMLS# 1437277 - Central Bank

Centuries ago, the US Mint created "Eagle" coins that represented $2.50, $5, $10, and $20. The $2.50 coin was known as a quarter-eagle, the $5 coin was called a half-eagle, and the $20 coin was called a double-eagle.

Another fun fact is that the first animal featured on a US coin was... an Eagle!

Do you have any fun coin facts?

There are many ways to invest in your home, but increasing its value with cost-effective home improvements is one of the best, both immediately and over time. You’ll refresh your property while improving its home equity value.

If you’re at a loss for where to start, review this article https://bddy.me/3EqunJB and learn what renovations may be best for you.

Happy Labor Day everyone!

In observance of the holiday, our offices will be closed Monday 9/4.

Bank Central | A Division of The Central Trust Bank

Our Professional Medical Mortgage Loan provides terms that address the challenges you may face when purchasing a home, whether you're a recent graduate or have been in the field for some time.

Eligible professions* include:
- Residents/Fellows
- Doctors
- Dentists

Want more information? Let's talk today! https://bddy.me/3r05lhj

*Eligible borrowers must be in market. Offered to residents or fellows earning at least $45,000 per year. All other eligible professionals require earnings of at least $90,000 per year

Which one is your dream backyard? What would you add to your dream backyard? Let me know in the comments!

Whether you'll be in the early weeks of a new college semester or looking to escape the office early on Friday, a three-day weekend deserves to be celebrated!

Here are three ways to celebrate Labor Day weekend that won't hurt your budget! https://bddy.me/45OYwhy

Whether you are a recent graduate, or have been in the field for some time, our Professional Business Mortgage Loan provides terms to eligible homebuyers* that address the challenges you may face when purchasing a home.
It’s time for you to find your home. Let’s connect today! https://bddy.me/3OTYxd1

*Eligible borrowers must be in market. Eligible professionals require earnings of at least $90,000 per year

Pick up some treats or a new toy on your way home because it's National Dog Day!
Comment your favorite pictures of your best friend!

Sometimes we need to remember to see the good in the things and people around us!

And when you do, the good gets better.

Before your annual school supply outing, make sure you have a game plan by:
- Stocking Up
- Considering Coupons
- Planning Ahead

To set your kids up for success, check out this article on commonly overlooked back-to-school expenses. https://bddy.me/3PgHwLL

Have you thought about doing a cash out refinance to pay off debt or do home improvements?
There is another option: a home equity line of credit (HELOC).

Chat with me today to go through all your options and see what best fits your situation! https://bddy.me/45klvBg

Got little ones heading back into school? Or maybe you’re the one going back to class. Whatever your situation, getting back into a routine is never easy. Here are four tips to help any student get back into the swing of things!

Do you have any back-to-school tips? Let me know in the comments!

Between expensive textbooks, back-to-back classes, and overwhelming desire to avoid cooking, being a college student isn't cheap. Check out this article for tips on how to save your money and still enjoy an amazing student experience!

https://bddy.me/3KE9Btm

From podcasts and videos, to games and easy-to-use worksheets, there are plenty of resources to help you grow your knowledge about managing money and your financial journey. Check out Central Bank's free financial library at https://bddy.me/3sf1Q6O for more financial information,

Happy Financial Awareness Day! What are your financial goals?

Are you a new wealth management client of Central Investment Advisors or Central Trust Company? With a minimum of $500,000 of new wealth management assets, you could qualify for a discount on your mortgage loan!

Call me today for more information or to see if you qualify! https://www.centralbank.net/noahsady/

When choosing the perfect home improvement project, make sure you pick one that adds value to your home. Focus on projects that will improve the visual appeal of your home to attract potential buyers!

What's your next project?

Every parent wants to properly prepare for the school year and provide all necessary materials for their children to perform well in the classroom. From the school supplies to the club dues, expenses add up quickly.

Make sure you and your kiddos are prepared this year by reviewing these commonly overlooked Back-to-School expenses!

https://bddy.me/3KwBnbe

Have you built equity in your home? Do you have other debts besides a mortgage that you want to pay off, such as student loans, medical bills, and vehicle loans? A cash-out refinance may be a good option for you! When doing this, you replace your current mortgage with a bigger one, giving you access to the difference between the two loans. You can then use this money to help pay off other debts!

Let's see if this is right for you! https://www.centralbank.net/noahsady/

Time for a game night with your friends! What games are you playing? Let me know in the comments!

Congratulations, you just bought a house! … Now what?

These new responsibilities may seem overwhelming at first, but by completing these 9 tasks, you’ll be able to start this new chapter of your life on the right foot.

Read this article to learn more about what’s next after buying a home: https://bddy.me/45atxMA

Here's the rundown on everything you need to move into your home! Be prepared every step of the way by following this checklist.

My goal is to get you to closing day as smoothly as possible! Don't hesitate to reach out to me with any questions! Let's connect https://www.centralbank.net/noahsady/

Bobby McFerrin said it best - Don't worry, be happy!

Worrying only makes things worse! Focus on the good!

Every house seems perfect, until it’s not. Be on the look out for these 7 signs that a dream home is actually a house of horrors.

Learn more about red flags when house-hunting at https://bddy.me/43Kzqia

Thank you to all the service heroes out there! Our Service Hero Loan is designed for those serving and protecting our communities. Eligible professions* can take advantage of up to 100% financing, $450 Lender Credit towards closing costs**, and more!

Eligible professions include:

- Active and Retired/Disabled Military
- Law Enforcement
- Firefighters
- EMTs
- Teachers
Let's talk today to see if you qualify! https://bddy.me/3Q8oM1w

*Proof of full-time, active employment (excluding military) by at least one borrower required. Volunteers are not eligible. Eligible borrowers must be in market

**A $450 maximum lender credit given at closing. Only available with secondary market program. Lender credit is only available to be used for our mortgages.

Buying a home for the first time can be stressful.

What do you wish you knew when you bought your home?

Whether you’re a first-time buyer or a seasoned seller, understanding the ins and outs of home appraisals is crucial in your real estate journey.

Check out this article to learn more about what you need to know about home appraisals: https://bddy.me/3NYtMDj

Get into a home with a down payment as low as 3% for first-time homebuyers, move-up buyers, and retirees with Central Bank’s Home Possible® Loan!

Reach out to me today to see if you qualify! https://bddy.me/3XULUm2

You can't buy happiness, but you can buy ice cream and that is basically the same thing.

Happy National Ice Cream Day! Make sure you treat yourself to some of your favorite ice cream tonight.

What's your favorite ice cream flavor?

Take your mind off the hot summer weather and channel your Christmas spirit! Time for Christmas in July!

Do you do any fun things to celebrate?

Buying a new home is a major accomplishment. However there’s still a little more to do after signing the papers.

Check out this article to learn what you need to do after buying a home: https://bddy.me/3PWL6vf

With a 3% down payment option and various fixed rate and adjustable-rate mortgage terms available, the HomeReady® loan may be a good fit for you! Let's chat to see https://www.centralbank.net/noahsady/

Tough decisions! Would you rather add a home theater or a swimming pool to your house?

Let me know in the comments! Tag your friends to see what they would get!

Land of the free, because of the brave. Happy Independence Day!

In observance of the holiday, our offices will be closed Tuesday 7/4.

While looking for a new home, be on the lookout for these 7 warning signs:

- No inspection
- Neighborhood Sale
- Smell Test
- Rough-looking Roof
- Put Pressure on the Plumbing
- Fact-Check the Foundation
- Look at the HVAC System
Watching for these can save you from becoming trapped in a money pit.

Read more about what to look for at https://bddy.me/44pIl9w

With only a few ingredients, you can have a fun summer treat whenever you want!
Get creative with your popsicles by experimenting with yogurts, milks, fruit juices, sweeteners, and using different types fruits!

Do you have any tasty popsicle recipes?

Summer means barbecues, family vacations, DIY projects, and fun in the sun. While we all look forward to making fun memories, it is important to budget accordingly to make the most out of our warm summer days.

Read about more summer budgeting tips! https://bddy.me/3Pwx96M

Are you ready to buy your first home? You’re going to want to check this out! With Central Bank's First-Time Homebuyer Loan, enjoy benefits such as

👉 Up to 💥 100%💥 Financing
👉 No Private Mortgage Insurance required from borrower
👉 Available for debt-to-income ratios up to 43%
👉 Maximum loan amount of $400,000, excluding Colorado and Florida
👉 Available with many adjustable-rate mortgages

Let’s find your home. Want more information? Let’s talk today! https://www.centralbank.net/noahsady/

Get your barbecue ready! Now all you need are some lawn chairs, a couple yard games, and your friends!

What is your favorite BBQ hack?