Arcuri Associates Wealth Management, LLC

Getting to know your financial advisor!

In honor of World Honey Bee Day, we're highlighting one of Anthony's favorite hobbies...beekeeping!

He dreamed of owning bees since he was a child and currently maintains 7 hives. His apiary, Bella Oaks Apiary, produces local honey sold at Simeon Market in Charlottesville. If you're local, make sure to check them out! 🐝🍯

So, you took the first step and decided to meet with a financial advisor…now what?

Here are some of the most helpful documents we love to gather when we are learning about you:

1. Documentation on your expected earnings
a. Latest tax return
b. Pay stub-will you receive a year-end bonus?
c. Social Security statement
2. Retirement Plans
a. Current retirement plan balance (401k, 403b, pension, deferred compensation, restricted stock, etc.)
b. Old retirement plan statements (401k with previous employer, IRA, Roth IRA)
3. Bank statements and investments
a. Buy sell agreements
b. Real estate holdings
4. Documentation of outstanding debts
a. Mortgage
b. Student loans
c. Credit cards or any other additional debt (vehicle loan)
5. Insurance policies
a. Life insurance details
b. Long-term care, annuities
6. Estate Planning documents

These items allow us to paint your current financial picture and along with your goals we can best put a plan in place to achieve them.

Call us at 434-465-2264 to get started.

Must-haves of Financial Planning

Think of financial planning as a visit to the doctor’s office. Just like you go for your annual wellness check-up, the same things apply to your financial well-being.
1. Where are you today? A doctor runs tests to check your overall health, a financial advisor asks questions and looks at your financials to determine where you are today. This gives us a financial snapshot or net worth.
2. What are your overall goals? Based on your test results at the doctor’s office what are your goals to adjust based on your diagnosis? In financial terms, what are your overall goals? Save for retirement, purchase a dream home, pay down debt?
3. Once you have your diagnosis and your goals outlined by your doctor, how do you get there, and how long will it take? Increase protein in your diet, increase exercise? In financial terms do you need to set up a budget to save more, spend less, set up an emergency fund?
4. Arguably the most important step is to monitor success. Do you go to the doctor once and then never have a follow-up? Ongoing maintenance to your financial plan is the key to success. We believe that quarterly check-ins matter to achieving your overall financial dreams.

We'd love to help you achieve your financial dreams and goals. Call us today 434-465-2264 to get started.

www.arcuriassociates.com

You may know about the benefits of special needs trusts for your loved ones with disabilities, but here is another option that you may not be familiar with.

Did you know that ABLE accounts have a huge impact on government benefits and entitlement programs for individuals with disabilities? These tax-advantaged savings accounts allow people with disabilities to save money without risking their benefits. Call us at 434-465-2264 to learn more about the positive impact of ABLE accounts and how they could fit into your overall financial plan!
www.arcuriassociates.com

Did you know that finance played a crucial role in the founding of the United States? From funding the Revolutionary War to establishing a national banking system, money has always been at the heart of our nation's history. 💵

Thank You Thursday🌟

Today, and every day, we want to express our heartfelt gratitude to our amazing clients. Your trust and loyalty mean the world to us. It's a privilege to be part of your financial journey, helping you achieve your goals and secure your future.

Thank you for allowing us to serve you and for the opportunity to build lasting relationships.

Here's to many more years of success together💗
"

Let's celebrate this beautiful planet we call home and recommit ourselves to preserving its natural beauty for future generations. From sustainable investing to eco-friendly financial practices, every effort counts. Together, let's make a positive impact on our Earth, today and every day!
Happy Earth Day!🌎

Don't Forget!! The last day to file a tax return with the IRS is Monday, April 15 for the vast majority of Americans!
If you don't expect to meet the April 15 deadline, you can request a six-month extension before Tax Day to avoid any penalties and interest.

Let's kick off this week with a double shot of motivation: coffee ☕ and finance 💰

We know the importance of starting the week on the right foot, and what better way than with a steaming cup of your favorite brew?

Just like a good cup of coffee fuels your morning, smart financial planning fuels your future. Whether it's saving for retirement, investing in your dream home, or securing your family's financial legacy, we're here to help you brew up a plan that's as strong and satisfying as your morning espresso.

So sip, savor, and let's tackle this week together!

April is Financial Literacy Month💡

Let's take a moment to celebrate the importance of understanding our finances and making smart money choices💡

Whether you're a finance wizard or just starting to dip your toes into the world of money management, this month is the perfect time to enhance your financial knowledge and skills💡

From budgeting and saving to investing and preparing for the future, there's much to learn and explore💡

Consider spreading the word and tag your friends who might benefit from this financial journey. Together, we can build a community that rocks at managing our money! Happy Financial Literacy Month, everyone💡

Remember, while April Fools' Day is all about having a good laugh, it's also important to stay financially savvy. So, after the pranks are over, let's get back to helping you achieve your financial goals with our trusted advice and expertise.🤗 Because the only foolproof strategy is a well-informed and disciplined approach to wealth management. And we got that covered!

Happy April Fools' Day from your favorite wealth management firm, Arcuri Associates! 🎩

Happy Good Friday!

We are wishing you a Happy Easter weekend from all of us at Arcuri Associates! 🐣

May your days be filled with joy, laughter, and the warmth of springtime blessings. Here's to celebrating renewal, growth, and the beauty of new beginnings with your loved ones.

Have a wonderful and blessed Easter weekend!🌼

Tip Tuesday!
Who wants to pay more taxes to the IRS than necessary? Not me!

If you're worried about overpaying your taxes, here are five frequently overlooked deductions you should know about.

You're welcome!

Five Most Overlooked Tax Deductions Five overlooked tax deductions to help manage your tax bill.

Here's to warmer days, longer evenings, and the beauty of new beginnings! Let's embrace the season of growth, renewal, and endless possibilities. Happy first day of spring, everyone!

We are lucky to know you! Happy St. Patrick's Day/Weekend from all of us at Arcuri Associates!

We understand the importance of strong relationships and their value to financial success. Like the bonds of friendship celebrated on St. Patrick's Day, the bonds we share with our clients are built on trust, integrity, and a shared vision for a secure financial future.

Wishing you all the luck and prosperity that St. Patrick's Day brings now and always🍀

Tip Tuesday!

Plot twist! Life has a funny way of throwing unexpected curveballs when we least expect them. Whether it's a sudden job loss, a medical emergency, a natural disaster, or a major home repair, these surprises can significantly impact our finances.

Have you had any surprises or adjustments lately that affect your finances?

While we can't always control what happens to us, we can control how we respond, and being proactive with our finances can make all the difference in the long run.

Contact us for professional financial advice!

Don't forget to set your clocks forward this weekend! Spring Forward! 🌺🌻🌷

Also, don't forget that time is a valuable asset in finance, and by leveraging it effectively, you can make significant strides toward achieving your financial aspirations.

And we happen to know a guy! Contact us now! 📞

Happy International Women's Day! Today, we celebrate women's important role in driving positive change and shaping our future, along with the future of finance. We take pride in supporting and empowering women in their financial journeys, whether they are building wealth for themselves, their families, or their communities.
Let's to help forge a better, more inclusive world for women!

Tuesday Tips and News!

The economy is growing despite inflation. Let's dive into the latest GDP trends and consumer spending behaviors.

◾ Despite inflationary pressures, the economy has shown resilience with continued growth, indicative of consumer confidence.
◾ Understanding these economic dynamics can help us make informed decisions and anticipate future market developments.
◾ As we navigate these economic trends, it's crucial to consider their implications for our financial planning and investment strategies.

We're dedicated to navigating you through the current economic landscape with tailored strategies. Your financial achievements are paramount to us, and we're fully committed to supporting you at every stage of your journey towards success.

Source:

US economy grew at a surprisingly strong 3.3% pace last quarter, pointing to continued resilience Americans showed a continued willingness to spend freely despite high interest rates and price levels.

Let's reflect on women's remarkable contributions throughout history, shaping societies, industries, and cultures worldwide all month long! From trailblazers who fought for suffrage to the pioneers breaking barriers in science, from fearless activists advocating for equality to the creative minds shaping our culture -WOMEN have played pivotal roles in shaping our world.
Let's celebrate the achievements of women past and present and commit to building a future where every woman can thrive and succeed.
Happy Women's History Month!

Happy March! This month is a great opportunity to reassess our financial goals and strategies. It marks the beginning of a new chapter, both in the calendar and in our financial journey.
Whether revisiting investment strategies, maximizing tax benefits, or simply fine-tuning our budgets, March invites us to take proactive steps toward financial well-being.

Tip Tuesday!

The first week of February was Identity Theft Awareness Week, but any time is a good time to tighten up your identity security. If you haven't been as careful as you intended, consider this your annual reminder.

Identity theft can happen to anyone, but simple steps can help lessen the chance it will happen to you.

https://ow.ly/Wjir50Qyqka.

Identity Theft Awareness Week /**/

Happy Monday!

Are you tired of feeling overwhelmed and uncertain about your finances? Our team's vision is to help YOU pursue financial freedom. With our collaborative approach, you can count on dedicated support every step of the way toward your financial planning, investing, retirement, and legacy goals.

Say goodbye to stress and hello to a brighter financial future!

Head over to our Contact Us page👉https://ow.ly/M1x950QzLX9

Follow us on Facebook👉 https://ow.ly/cUan50QzLX6

LinkedIn👉https://ow.ly/MeGo50QzLX5

and X👉https://ow.ly/aFGB50QzLXf

Tip Tuesday!

What's your biological age? At its essence, any good biological age test is trying to capture the fitness of your body parts. It's interpreting information extracted from your blood, spit, or skin, and then using that information to try to assess how your body is operating.

Life Hack👉 Simple choices like getting up to take a quick walk or choosing a healthier snack really can make a gentle, almost imperceptible but important difference over time.

Financial Life Hack👉 Because financial literacy is the key to unlocking your financial freedom. Let's commit to learning and understanding more about personal finance together. 📚

Let's keep it moving and crush our New Year's Goals! 💪💰

https://www.businessinsider.com/biological-age-test-calculation-interpret-results-2024-2

Today, we honor the leaders who have shaped our nation's history and guided us through moments of triumph and challenge. Let us reflect on the values of integrity, courage, and compassion exemplified by our past presidents. May their legacies inspire us to strive for unity, progress, and justice for all.
Wishing you a memorable and reflective Presidents Day, from all of us here at Arcuri Associates!

Will you be our Valentine?💓💗💘

Valentine's Day is a celebration of love, whether it's romantic, platonic, or self-love. It's a reminder to cherish the special people in our lives and to spread kindness wherever we go.

Just like the love we celebrate on Valentine's Day, our relationships with our clients are built on trust, communication, and a shared commitment to your financial well-being. Your goals are our goals, and we're dedicated to helping you achieve them every step of the way.

Thank you for allowing us to be your financial partner. We cherish our relationship with you and look forward to many more years of success together!

From all of us here at Arcuri Associates, we wish you a day filled with love, laughter, and unforgettable moments. Happy Valentine's Day!

Today is Tip Tuesday!

The tradition of "Fat Tuesday" reminds us to enjoy life's pleasures but it is also important to do so responsibly. Similarly, in finance, it's crucial to strike a balance between present enjoyment and future planning. By budgeting wisely and saving for tomorrow, we can ensure that we're able to enjoy life's festivities without compromising our long-term financial security.

It's essential to manage our finances wisely to achieve our long-term goals. If you're searching for wealth management services, look no further!