Marcella Johnson with Towne First Mortgage

Ready to conquer this hot market?

Here are 3 must-dos to get you started!

1. Know Your Numbers: Before diving in, get a clear picture of your finances. Understand your income, debt, and what you can comfortably afford.

2. Save: Saving for a down payment and closing costs is key! Explore different savings strategies to reach your goal.

3. Stay in the Loop: Regular communication with your lender is crucial. Discuss pre-qualification and stay updated on market trends.

Contact me today and get ready to navigate this market with confidence!

5.0 star review received on Experience.com for Marcella Johnson by Travis G R - Marcella and her staff were very informative, friendly, helpful and most importantly patient with me on everything they did.

New ★★★★★ 5 Star Experience.com Review by Travis G R Click to see all 262 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

Summer Sizzles! Keep Your Pet Cool
The sun's out, but remember - so are the dangers of overheating for our furry friends! Here's a quick reminder:

Today we celebrate Father's Day; a day full of corny dad jokes, heartfelt memories, tough love, and so much more. Here's to all the father figures who have been in our lives!

5.0 star review received on Experience.com for Marcella Johnson by Erica G - Made the whole experience stress free and explained everything throughout the process

New ★★★★★ 5 Star Experience.com Review by Erica G Click to see all 261 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

Today, we pause to honor and remember the brave souls who sacrificed in service to our country. Their courage, dedication, and sacrifice will never be forgotten. As we gather with loved ones, let's take a moment to reflect on the freedoms we enjoy, made possible by the selflessness of our fallen heroes.

5.0 star review received on Experience.com for Marcella Johnson by Donald A H - You were so friendly! You were quick to answer questions.

New ★★★★★ 5 Star Experience.com Review by Donald A H Click to see all 260 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

5.0 star review received on Experience.com for Marcella Johnson by Nathan D F - Helpful, timely communication

New ★★★★★ 5 Star Experience.com Review by Nathan D F Click to see all 259 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

5.0 star review received on Experience.com for Marcella Johnson by Juanita F - Fabulous communication! Clear explanations. It felt like we had a trusted guide to the process.

New ★★★★★ 5 Star Experience.com Review by Juanita F Click to see all 258 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

4.5 star review received on Experience.com for Marcella Johnson by Kirsten N A - Relatively smooth process, and everything was online.

New ★★★★★ 4.5 Star Experience.com Review by Kirsten N A Click to see all 257 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

5.0 star review received on Experience.com for Marcella Johnson by Danielle R C - It was fairly easy and Marcella communicated with us at each step.

New ★★★★★ 5 Star Experience.com Review by Danielle R C Click to see all 256 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

5.0 star review received on Experience.com for Marcella Johnson by Heather A - Marcella is extremely knowledgeable and professional while also valuable and personable. I would definitely work with her again.

New ★★★★★ 5 Star Experience.com Review by Heather A Click to see all 255 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

4.0 star review received on Experience.com for Marcella Johnson by Timothy D M - Marcella was great during our home purchase. She provided timely info and explained things throughout the process clearly. We're really happy Marcella was able to work with us.

New ★★★★☆ 4 Star Experience.com Review by Timothy D M Click to see all 254 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

Fall in love with your forever home! Contact me today to get started!

5.0 star review received on Experience.com for Marcella Johnson by Brad W - Thanks for everything Marcella smooth and easy mortgage process!

New ★★★★★ 5 Star Experience.com Review by Brad W Click to see all 252 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

Rates plummet to lowest since May 2023!

5.0 star review received on Experience.com for Marcella Johnson by Michelle L P - Quick and clear responses, always happy to answer questions no matter how small.

New ★★★★★ 5 Star Experience.com Review by Michelle L P Click to see all 251 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

5.0 star review received on Experience.com for Marcella Johnson by Kimberly A D - Your availability, advice, responsiveness

New ★★★★★ 5 Star Experience.com Review by Kimberly A D Click to see all 250 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

Happy Thanksgiving! Wishing you and your loved ones a day full of family, food and blessings.

5.0 star review received on Experience.com for Marcella Johnson by Pompeo A B - Very knowledgeable and patient.

New ★★★★★ 5 Star Experience.com Review by Pompeo A B Click to see all 248 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

Today we honor and celebrate all who have served our great country. Thank you for the many sacrifices you have made to protect our country and our freedoms.

Fall back, but don’t fall behind on your dreams! As we adjust our clocks, let’s also adjust our focus – towards achieving those homeownership goals. Time to make it happen!

Exciting news for home buyers and investors!

Fannie Mae has just announced a game changing policy that will allow for a reduced 5% down payment on owner occupied 2-, 3-, and 4-unit multifamily homes.

This shift marks a substantial decrease from the previous down payment requirements of 15-25% for such properties and allows homeowners to gain valuable landlord experience by collecting rent from other units while building equity in their property.

Let us take the labor out of buying or selling your home! Contact us to get started!

5.0 star review received on Experience.com for Marcella Johnson by Jennifer L H - Our closing was delayed, multiple times this summer. Marcella and her team kept the communication positive and upbeat during the entire process, very pleasant to talk to and easy to work with. I know her team worked hard in the background having to change the closing date multiple times. We really appreciate each and every one of them! Bravo, team Johnson!!

New ★★★★★ 5 Star Experience.com Review by Jennifer L H Click to see all 247 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

5.0 star review received on Experience.com for Marcella Johnson by Alexander W D - Marcella was fantastic to work with from start to finish. She was extremely responsive and available to answer questions at all times when needed and really took time and care to help us navigate the process. We received consistent updates and feedback as we completed each step in securing our loan and closing. I would absolutely work with Marcella again in the future.

New ★★★★★ 5 Star Experience.com Review by Alexander W D Click to see all 245 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

5.0 star review received on Experience.com for Marcella Johnson by Kelsey A D - Marcella was so responsive and helpful. She made everything run so smoothly and we can’t thank her enough!

New ★★★★★ 5 Star Experience.com Review by Kelsey A D Click to see all 244 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329

5.0 star review received on Experience.com for Marcella Johnson by Thomas J A - Marcella was very proactive and made sure I understood what was going on throughout the whole process. She explained the different types of loans and helped me determine which was the best for me. I will consider Marcella in the future for other loans and refinancing.

New ★★★★★ 5 Star Experience.com Review by Thomas J A Click to see all 243 reviews of Marcella Johnson, Mortgage Loan Officer | NMLS # 453329