David Boatright at Waterstone Mortgage NMLS #876197

Things To Avoid After Applying for a Mortgage [INFOGRAPHIC]

Things To Avoid After Applying for a Mortgage [INFOGRAPHIC] There are a few key things you’ll want to avoid after applying for a mortgage to make sure you’re in the best position when you get to the closing table.

Happy Independence Day! 🎆 Wishing you a day filled with fun, laughter, and good times with family and friends.

Homeownership: The Heart of the American Dream

Homeownership: The Heart of the American Dream Everyone’s vision for the future is personal and unique.

Homeowners Gained $28K in Equity over the Past Year

Homeowners Gained $28K in Equity over the Past Year If you own a home, your net worth has probably gone up a lot over the past year.

Here’s your next Homeownership Advantage Playbook Strategy! Discover how to leverage your strongest asset—your home equity—now, instead of waiting until you sell…

THE SCENARIO: High-interest credit card debt is taking a toll on your finances and credit score.

THE PLAY: Using a cash-out refinance, access your home equity and receive a lump sum of cash to pay off your credit cards. Now, free of that debt, you can focus your efforts on maintaining healthy finances for the future.

Ready to “score” by using the wealth you’ve built in your home? Learn more about how you can use that money now: https://bit.ly/3xDX2v3

Real Estate Still Holds the Title of Best Long-Term Investment

Real Estate Still Holds the Title of Best Long-Term Investment With all the headlines circulating about home prices and mortgage rates, you may be asking yourself if it still makes sense to buy a home right now, or if it’s better to keep renting.

REALTORS: have you heard about our Platinum Credit Approval Closing Guarantee?

Since we introduced it last fall, many Waterstone Mortgage homebuyers have had GREAT success with this exclusive offer — could your client be the next one to benefit from it?

With our Platinum Credit Approval Closing Guarantee, if Waterstone Mortgage is unable to close a loan with a Platinum Credit Approval — due to an internal error during our underwriting process — we will pay the seller(s) of the subject property $5,000.*

Our Platinum Credit Approval Closing Guarantee can help your clients make convincing offers and can distinguish them from other homebuyers — even those who are similarly qualified. 🏠

Send a message to help your buyer start their Platinum Credit Approval process now!

https://bit.ly/3XMi993

What To Do When Your House Didn’t Sell

What To Do When Your House Didn’t Sell If your listing expired and your house didn’t sell, it’s totally natural to feel a mix of frustration and disappointment.

Found your dream home, but it's priced over the conforming loan limit ($766,550)?

Waterstone Mortgage offers a variety of jumbo financing options up to $3 million. Let's make your big dreams a reality today!

Send a DM to learn more.

House hunting this weekend? Make sure you’re pre-approved so you can act fast and secure your dream home! Don’t miss out on the perfect place — get ahead of the game!

Learn more about the importance of a pre-approval: https://bit.ly/4eJ4UvM

Housing Market Forecast for the 2nd Half of 2024 [INFOGRAPHIC]

Housing Market Forecast for the 2nd Half of 2024 [INFOGRAPHIC] Wondering what the second half of the year holds for the housing market? Here’s what expert forecasts say. 

From window-washing to adding a fresh coat of paint, summer is the PERFECT time for house projects! Dive into these fun DIYs and transform your house into a home.

Learn more: https://bit.ly/3RLnolJ

Ready to gameplan your unique Homeownership Advantage? 🏡✨ As a homeowner, your home equity can finance your current needs or goals. Introducing our first Homeownership Advantage Playbook Strategy…

THE SCENARIO: You need more living space, but moving isn't an option right now.

THE PLAY: Use a home equity loan to finish your basement, creating the extra living space you need. By opting for a home equity loan, over higher-interest options like personal loans or credit cards, you'll save money in the long run.

Discover your winning strategy for leveraging your home equity today ➡️ https://bit.ly/4bl71Dm

The Difference Between an Inspection and an Appraisal

The Difference Between an Inspection and an Appraisal When you decide to buy your first home, you may come across a number of terms and conditions you’re not familiar with.

Are you a homeowner with equity (the difference between your home’s value and what you still owe on the mortgage)? What if you could access that money now, without waiting until you sell? You can!

Over the next few weeks, we'll share our "Homeownership Advantage" strategies — a unique playbook of ways to leverage your home equity for your current needs or goals.

Don't sit on the sidelines — tap into your wealth today! Stay tuned to discover your winning strategy.

Focus on Time in the Market, Not Timing the Market

Focus on Time in the Market, Not Timing the Market Should you buy a home now or should you wait?

Let’s go over the basics. 📝 From saving for a rainy day to avoiding major financial moves before closing, every move counts on your journey to homeownership. Navigate your path with confidence and learn the “dos and don’ts” for finding your dream home!

Send a message to learn more.

How Long Will It Take To Sell My House?

How Long Will It Take To Sell My House? You want your house to sell fast. And you may be wondering how long the whole process is going to take. 

Housing Market Forecast: What’s Ahead for the 2nd Half of 2024

Housing Market Forecast: What’s Ahead for the 2nd Half of 2024 As we move into the second half of 2024, here’s what experts say you should expect for home prices, mortgage rates, and home sales.

The Downsides of Selling Your House Without an Agent

The Downsides of Selling Your House Without an Agent Considering selling your house without an agent? You should know there are some serious downsides to handling it on your own.

The National Homebuyers Fund down payment assistance program just got even better! Now, eligible homebuyers can receive up to 5% in assistance on FHA loans!

FHA only requires 3.5% down, so that means 100% FINANCING, plus up to 1.5% to put toward closing costs. 💰

No income limits, no first-time homebuyer requirement.

If you’re thinking about using an FHA loan to purchase a home, this program could be your ticket to affordable homeownership. Learn more: https://bit.ly/3RzGhYs

Why a Vacation Home Is the Ultimate Summer Upgrade

Why a Vacation Home Is the Ultimate Summer Upgrade Summer is officially here and that means it’s the perfect time to start planning where you want to vacation and unwind this season.

What You Need To Know About Today’s Down Payment Programs

What You Need To Know About Today’s Down Payment Programs There's no denying it's gotten more challenging to buy a home, especially with today's mortgage rates and home price appreciation.

Guess the mortgage term! 🤔 Here’s a hint: This is a combination of the cash you put down upfront, and what you build upon with each mortgage payment you make. It’s the amount of your home you own outright.

Drop your guesses in the comments!

Worried About Mortgage Rates? Control the Controllables

Worried About Mortgage Rates? Control the Controllables Chances are you’re hearing a lot about mortgage rates right now.

Do Elections Impact the Housing Market?

Do Elections Impact the Housing Market? The 2024 Presidential election is just months away.

Happy Father’s Day to all the incredible dads and father figures out there. Today is your day!

Buying a home is one of the best ways to build wealth for your future. If you’re ready to purchase a home, be prepared to make your strongest offer.

Waterstone Mortgage’s Platinum Credit Approval Closing Guarantee is still available for loans locked by the end of this month — so check out the details and get your Platinum Credit Approval process started now. Let’s get you into your first or next home ASAP so you can begin enjoying the next phase of your life!

https://bit.ly/45n0N4v

Real Estate Is Still the Best Long-Term Investment [INFOGRAPHIC]

Real Estate Is Still the Best Long-Term Investment [INFOGRAPHIC] According to a recent poll from Gallup, real estate has been voted the best long-term investment for twelve straight years.

Homebuilders Aren’t Overbuilding, They’re Catching Up

Homebuilders Aren’t Overbuilding, They’re Catching Up You may have heard that there are more brand-new homes available right now than the norm.