Gray Fox Mortgage

Gray Fox ❤️’s C’Ville
But our reach doesn't stop at the city limits—whether you're near or far, we're here to guide you home.
From the ❤️ of Charlottesville to the outskirts and beyond, trust Gray Fox to map out your homebuying journey with ease. 🗺️🏡

Keep your lawn green and water bill lean, homeowners!
☀️This Summer☀️ inspect your sprinkler system for clogs or leaks. 💦🚿
Check for reduced water flow, unusual spray patterns, or soggy areas in your yard. A little maintenance can save thousands of gallons of water and prevent costly landscape damage.

Give your lawn some summer loving, homeowners!
☀️This Summer☀️ revitalize your grass by aerating, seeding, and fertilizing. 🌱🌿
Aerate to reduce soil compaction, overseed to fill in bare spots, and fertilize to boost growth. This trio is one quick outdoor fix to increase your home’s curb appeal.

Keep the cool air in and the hot air out, homeowners!
☀️This Summer☀️keep your energy bills in check by looking for gaps, cracks, or worn areas around doors and windows. 🌬️🚪
Replace damaged weather stripping with materials like foam tape, V-strip, or door sweeps. This simple and often forgotten task can reduce air leakage by up to 15%.

Dreaming of your perfect home/mortgage combo? Let Gray Fox mix up something special! 🍍🍸🦊

Celebrating your 🥧slice🥧 of the American Dream this Independence Day!
We're proud to help make homeownership dreams come true across this beautiful land. ❤️ 🏠 💙

Today…like right now…is the PERFECT time to start tending your “financial garden.” 💵 🌱
Whether it's buying your first home, refinancing to cut costs, or investing in real estate, the Gray Fox pros can help cultivate a personalized homeownership plan to help your wealth 🌸blossom🌸for years to come. 💸 📈

is a day of Rs…
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We join in celebrating freedom and progress in communities everywhere.
The Historical Legacy of Juneteenth: nmaahc.si.edu/explore/stories/historical-legacy-juneteenth

🏆 Exciting News! 🏆

Our very own Todd Jenkins has been nominated for BEST MORTGAGE LENDER in the 2024 Best of C-VILLE Awards!

How to cast your vote:

Visit https://vote.c-ville.com/services or scan the QR code.
Under SERVICES, find MORTGAGE LENDER.
Select Todd Jenkins, Gray Fox Mortgage.
Click VOTE.
You can vote only once.
Voting ends June 30th 🌟

This , we repledge our commitment to serving all homebuyers in all communities – and beyond. 🏳️‍🌈 🏠
The History of Pride: loc.gov/ghe/cascade/index.html?appid=90dcc35abb714a24914c68c9654adb67

Happy National Homeownership Month! 🥳 🥳 🥳
It’s our favorite time of the year again (can you believe it?)
Take the first step to your forever home this June with Gray Fox. 🏡 ❤️
➡️ For more reviews, visit experience.com/reviews/office/gray-fox-mortgage-charlottesville-80222

Gray Fox honors and appreciates those who have gone before us serving our country, and the military who continue now to keep us strong!

✅️Inspect roof
✅️Clean gutters
✅️Check fire/carbon monoxide alarms
✅️Touch up outdoor paint
✅️Boost curb appeal with fresh landscaping
✅️Clean exterior doors and windows

Keep your home fresh as the spring season with our home maintenance checklist! Taking care of these tasks now can help prevent issues later.

The more you understand your dream home’s market, the better prepared you are to make a strong offer. Ask Gray Fox and your agent about the neighborhoods and properties that interest you, and we can provide information to help you stand out from other buyers!

Happy Military Appreciation Month! All through May – and every day – Gray Fox honors those who serve and their families. Thank you!

Try this bright idea to help save money, and the planet! Replace traditional incandescent bulbs with LED lighting. LED bulbs are more energy-efficient than traditional bulbs and have a longer lifespan, reducing the need for frequent replacements.

The recent NAR settlement could upend the mortgage industry, so we want to give you the quick facts on what it may mean for consumers and mortgage professionals.

To learn more about the settlement, visit the link below for all the latest info: https://www.grayfoxmortgage.com/NAR-settlement-info/

Decisiveness goes a long way in the eyes of the seller. 👍 💯 🏠
If you decide to create a list of your “perfect home criteria,” differentiate between must-haves and nice-to-haves. Knowing what features and amenities are non-negotiable allows you to focus on the best properties with your agent.
And when it comes time to talk financing…well, that’s where we come in. 😉 🦊

#2024

❔ Riddle us this ❔
Remember to contact your lender about obtaining a 1098 form (if you haven’t received one yet).

Get ready for 🌱Spring🌱 homebuying season with us!
A pre-approval is written validation that you’re a great candidate for a home in your particular price range. It also helps determine which loan program, such as Conventional or FHA, best suits your needs.
➡️ Get started on your pre-approval from Gray Fox today!

#2024

Buying your forever home this March would shamrock, right? ☘️🏡☘️
As luck would have it, the Gray Fox team is known for leading borrowers down a homebuying path that matches their unique needs.
No matter the loan program – Conventional, FHA, VA, USDA, and so on – we’ve got solutions for you! 💚

Celebrating the HERs this past International Women’s Day and all month! 🥳 ♀️
Our team is dedicated to promoting equal access to housing opportunities for all women – Charlottesville & beyond! 💜

Make the leap to homeownership with us this leap year. 📆🏠
Did you know that 2024 gives us an extra day to make big decisions? 🤔
If financing a new home is on your agenda, now's the perfect time to explore your mortgage options with our team. 🦊🕜
#2024

With the entire Gray Fox team behind you, your dream home and mortgage scenario are within reach. 🙌
Don’t believe us? 🦊⁉️
Talk with one of our seasoned professionals to learn what all the buzz is about.

You and Gray Fox make the perfect pair.
Work with us for a mortgage that’ll steal your heart. 💘💨

Another “mortgage myth” busted.

⬇️⬇️⬇️

No homebuyer needs “perfect” credit to qualify for a mortgage.

In fact, owning a home is a lot easier than you may think. 💯

Chat with a Gray Fox Mortgage Banker today to see if owning a home can improve your financial situation! 📈💸

We don’t know about you, but…

Busting mortgage myths makes us feel good. 👻🏠👍

Like this one for example…

Debt and student loans are NOT deal breakers to your lender.

📲 Who ya gonna call to learn more? Give Gray Fox a ring 😁

Here at Gray Fox, we like to call ourselves “Mortgage Mythbusters” 🦊💪

*trademark pending*

For example, DYK you don’t need 20% down to purchase your dream home? ✨🏡✨

Some Conventional loan programs require as little as 3-5% down. FHA loans require only 3.5%, and USDA financing is available with no down payment at all.

🗣️ Learn about all your affordable financing options by speaking with a Gray Fox Mortgage Banker today!

Is renting always cheaper than buying a home? ❌

Let’s set the record straight:

In the long term, buying is often more financially advantageous than renting. Mortgage payments build equity, and, over time, the property value may appreciate. ✔️

Get more mortgage tips from your friends here at Gray Fox 🦊

When it comes to buying a home, there are plenty of perks that come along with the house itself.

🔨 Build equity
🏠 Gain stability
🎨 Try customization
💪 Establish credit
🔒 Enjoy privacy

Homeownership may seem like a daunting task, but the payoff is highly rewarding!