Hal Johnson at Embrace Home Loans

5.0 star review received on Experience.com for Hal Johnson by Loc P - Easy, my real estate agent and Hal have worked many times in the past. The app made it easy to communicate and send documents to each other. Hal is a pro

New ★★★★★ 5 Star Experience.com Review by Loc P Click to see all 140 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

You’re ready to buy a home, and as luck would have it, rates and house prices are through the roof! Don’t be discouraged — now, there’s a way to reduce your monthly mortgage payments. And it won’t cost you a dime.

https://blog.embracehomeloans.com/2-simple-ways-you-can-lower-your-mortgage-payments/

One of the most frustrating aspects of the mortgage application process is the potential for being bombarded with unsolicited calls and offers from other mortgage and real estate-related companies. This article gives you steps to take to help you maintain your privacy and reduce the number of unwanted solicitations you receive.

https://blog.embracehomeloans.com/how-to-stop-trigger-leads-and-unwanted-solicitations-after-applying-for-a-mortgage/

Hal Johnson at Embrace Home Loans Senior Loan Officer at Embrace Home Loans NMLS #233808
Conventional, VA, FHA, Jumbo, Extended Rate Loc

4.66 star review received on Experience.com for Hal Johnson by Chutima T - site for submitting documents is good and easy to use

New ★★★★★ 4.66 Star Experience.com Review by Chutima T Click to see all 138 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

5.0 star review received on Experience.com for Hal Johnson by Sunil P - Hal is an amazing individual! He was kind and patient to answer several of my questions. He was prompt in answering questions and his communication was excellent! I am glad to have chosen Hal as my senior loan officer!

New ★★★★★ 5 Star Experience.com Review by Sunil P Click to see all 137 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

4.83 star review received on Experience.com for Hal Johnson by Sithabiso N - Everything went smoothly

New ★★★★★ 4.83 Star Experience.com Review by Sithabiso N Click to see all 136 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

5.0 star review received on Experience.com for Hal Johnson by Ram D - I appreciate, for being friendly and kind 😊

New ★★★★★ 5 Star Experience.com Review by Ram D Click to see all 134 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

5.0 star review received on Experience.com for Hal Johnson by Lynn S - Hal is available and was on our side. He was helpful and quick to respond to any questions we had.

New ★★★★★ 5 Star Experience.com Review by Lynn S Click to see all 133 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

One of the most frustrating aspects of the mortgage application process is the potential for being bombarded with unsolicited calls and offers from other mortgage and real estate-related companies. This article gives you steps to take to help you maintain your privacy and reduce the number of unwanted solicitations you receive.

https://blog.embracehomeloans.com/how-to-stop-trigger-leads-and-unwanted-solicitations-after-applying-for-a-mortgage/

5.0 star review received on Experience.com for Hal Johnson by Theresa C - Very patient. Thank you!

New ★★★★★ 5 Star Experience.com Review by Theresa C Click to see all 132 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

Most veterans and military service members know VA loans are out there – and that they can help them buy a home more easily and, in most cases, more affordably. But when it comes down to the nitty-gritty details of these mortgage options? Things get a little murkier. We’re taking a closer look at VA loans – and what veterans should know about using them.

https://blog.embracehomeloans.com/happy-veterans-day-much-really-know-va-loans/

5.0 star review received on Experience.com for Hal Johnson by Susan D - Hal was awesome! He kept me up to date on everything happening. Throughout the process I knew what was happening when and what was needed from me. I've used Hal twice before so needless to say I'm a big fan!

New ★★★★★ 5 Star Experience.com Review by Susan D Click to see all 131 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

Whether you're a first-time homebuyer looking to avoid common rookie mistakes, searching for the ideal land to build your dream home, or simply eager to ask the right questions, these books will serve as your invaluable companions.

https://blog.embracehomeloans.com/5-books-every-first-time-homeowner-should-read/

Buying your first home is an exciting milestone, but it can also be fraught with pitfalls, especially for inexperienced buyers. Avoiding common mistakes can save you time, money, and stress in the long run. This article will delve into five critical errors that first-time homebuyers should steer clear of.

https://blog.embracehomeloans.com/avoid-these-5-critical-mistakes-when-buying-your-first-home/

Have a buyer who needs help lowering their monthly payments? Our lender paid buydown will lower their effective rate 1%, saving them thousands.

5.0 star review received on Experience.com for Hal Johnson by Hiywote A - completed on time....

New ★★★★★ 5 Star Experience.com Review by Hiywote A Click to see all 129 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

4.83 star review received on Experience.com for Hal Johnson by Marcus P - Hal and team were extremely professional, knowledgeable, and responsive. This made the process smooth and not as daunting.

New ★★★★★ 4.83 Star Experience.com Review by Marcus P Click to see all 128 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

5.0 star review received on Experience.com for Hal Johnson by John G - Hal and team helped us achieve our dream with little stress, frustration. So it was definitely a pleasure to work you.

Thank you

New ★★★★★ 5 Star Experience.com Review by John G Click to see all 127 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

5.0 star review received on Experience.com for Hal Johnson by Noah K - Fantastic service will definitely use again.

New ★★★★★ 5 Star Experience.com Review by Noah K Click to see all 126 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

5.0 star review received on Experience.com for Hal Johnson by Aubrey W - Hal was clear and calm in every engagement. I never had to wait on him. He was knowledgeable and gave me confidence in the process. Great experience!

New ★★★★★ 5 Star Experience.com Review by Aubrey W Click to see all 123 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

4.66 star review received on Experience.com for Hal Johnson by David S - Great job by Hal. Was well informed and receptive. Highly recommend him and embrace.

New ★★★★★ 4.66 Star Experience.com Review by David S Click to see all 122 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

4.0 star review received on Experience.com for Hal Johnson by Kwang P - App to close went smoothly.

New ★★★★☆ 4 Star Experience.com Review by Kwang P Click to see all 122 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

5.0 star review received on Experience.com for Hal Johnson by Jaclyn B - Hal was quick and diligent while helping us acquire our home loan. He was wonderful to work with.

New ★★★★★ 5 Star Experience.com Review by Jaclyn B Click to see all 120 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

4.66 star review received on Experience.com for Hal Johnson by Adam G - Hal was available to answer questions. Even though he came into this after a change from previous loan officer, he made the transition very smooth. Returned our phone calls promptly

New ★★★★★ 4.66 Star Experience.com Review by Adam G Click to see all 119 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

4.5 star review received on Experience.com for Hal Johnson by Gary M - Everything was done remote except for final closing. Hal answered any questions promptly.

New ★★★★★ 4.5 Star Experience.com Review by Gary M Click to see all 118 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

Good news for potential homebuyers! Experts predict that interest rates are set to improve by the end of 2024, possibly dropping below 6%. Now’s the perfect time to start planning your dream home purchase or refinance. Stay tuned for more updates and tips on navigating the housing market!

http://embracehomeloans.com/hal-johnson

5.0 star review received on Experience.com for Hal Johnson by Cindy I - Hal and his team were with me every step of the way and made everything seamless! Excellent communication and customer service!

New ★★★★★ 5 Star Experience.com Review by Cindy I Click to see all 117 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

5.0 star review received on Experience.com for Hal Johnson by Margie B - I appreciate Hal’s patience working with me in the processing of all information needed to complete the loan process. He kept me up to date as to what was needed and assisted me through each step. It was great working with Hal.

New ★★★★★ 5 Star Experience.com Review by Margie B Click to see all 116 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

5.0 star review received on Experience.com for Hal Johnson by Jan H - Consistent communication with a professional, helpful and knowledgeable manner.

New ★★★★★ 5 Star Experience.com Review by Jan H Click to see all 115 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808