Ryan Schuett at Prosperity Home Mortgage

5.0 star review received on Experience.com for Ryan Schuett by Ashley C - Ryan was super helpful and communicative thru the whole process and she worked very hard to make sure I got the right mortgage and that everything timed out perfectly!

New ★★★★★ 5 Star Experience.com Review by Ashley C Click to see all 620 reviews of Ryan Schuett at Prosperity Home Mortgage - Charlottesville, Mortgage Consultant | NMLS # 1540312

5.0 star review received on Experience.com for Ryan Schuett by Paul C - The team of Ryan and Denise is the real win!! They went above and beyond to navigate us through the process pretty seamless and were always available to answer questions! I always felt that I was important and that is another reason I praise that team! Would recommend completely to anyone looking to buy a home.

New ★★★★★ 5 Star Experience.com Review by Paul C Click to see all 618 reviews of Ryan Schuett at Prosperity Home Mortgage - Charlottesville, Mortgage Consultant | NMLS # 1540312

4.5 star review received on Experience.com for Ryan Schuett by John P - Only one that actually followed up with my request for a quote....

New ★★★★★ 4.5 Star Experience.com Review by John P Click to see all 616 reviews of Ryan Schuett at Prosperity Home Mortgage - Charlottesville, Mortgage Consultant | NMLS # 1540312

When it comes to buying a home, timing is everything. At Prosperity Home Mortgage, we're so confident in our ability to close on time that we're putting $30,000 on the line. That's our commitment to you. 🏆

Whether you're a homebuyer ready to find your dream home, a seller looking to move quickly, or a real estate agent seeking reliable lending partners, our on-time closing guarantee ensures a smooth and timely process. Let us put our money where our mouth is—because your time matters. ⏰

📞 Contact us today to learn more about how we can make your homebuying journey seamless and stress-free!

When it's your offer vs. the market, we're here with the competitive edge you need. 🏠💪

Ready to make a move? Contact us today! 📞🏡

🏡✨ Stand out in today's competitive market with our HomeSURE Advantage! Buyers get a firm commitment, sellers receive well-qualified offers, and agents benefit from timely closings. Plus, our $30,000 On-Time Closing Guarantee adds extra peace of mind. Give yourself a and make your offer shine!

We are thrilled to introduce CompetitivEdge℠, designed to give home buyers, sellers, and real estate agents a significant advantage in the market. This innovative program is crafted to ensure smooth, secure, and timely transactions, providing unparalleled confidence to all parties involved. Reach out today to get the Edge!

CompetitivEdge℠ is Here! In the fast-paced and competitive world of real estate, having an edge can make all the difference. Prosperity Home Mortgage is thrilled to introduce CompetitivEdge℠, designed to give home buyers, sellers, and real estate agents a significant advantage in the market. This innovative program is cra...

Prosperity Home Mortgage puts our money where our mouth is with our CompetitivEdge On-Time Closing Guarantee! Secure $15,000 for your seller and $15,000 for your listing brokerage if we miss the mark (i.e. the loan does not close as-scheduled). Partner with a lender who stands behind their promise.

Be SURE you have the Edge when making a home offer. With Prosperity Home Mortgage's CompetitivEDGE program, you're HomeSURE Advantage approved and your offer is backed by our $30,000 On-Time Closing Guarantee. Secure your first home, next home, or dream home with confidence and stand out in today's market. With us, you're not just a buyer; you're a winner.

*Not all borrowers will qualify.

🔔 Market Update Alert! 🔔 Discover the latest trends in the housing market with our exclusive Market Update blog. 🏡📊 Learn about current mortgage rates, home price trends, and what to expect in the coming months. 📈💼 Don't miss out on expert insights that can help you make the best financial decisions.

Market Update - July 19, 2024 This Market Update is written by our Capital Market specialists each week to bring you insight into what's happening in the market and how it may affect mortgage rates and real estate trends.

5.0 star review received on Experience.com for Ryan Schuett by Jack P - Everything

New ★★★★★ 5 Star Experience.com Review by Jack P Click to see all 616 reviews of Ryan Schuett at Prosperity Home Mortgage - Charlottesville, Mortgage Consultant | NMLS # 1540312

🔑 Ready for a Fresh Start? 🔑
Imagine a mortgage experience where you feel supported every step of the way. That's what you get with Prosperity. Our CEO, Justin Messer, says it best: "Choosing Prosperity means choosing a partner who is with you every step of the way. Our commitment to innovation and customer satisfaction sets us apart in the mortgage industry. We are here to help you achieve your homeownership goals with ease and confidence."

We’re here to turn your dreams into keys. With our dedicated team and innovative solutions, the path to your new home has never been clearer. Why wait? Let's make your homeownership journey unforgettable!

5.0 star review received on Experience.com for Ryan Schuett by Cynthia E P - Ryan is awesome! She is friendly, smart and knows what she's doing! I could not recommend her enough. AND the ladies that work with her, Denise and Jessica, are on the ball and super nice too. Denise makes you feel like you're the only client she has. Just an all around great group that I would highly recommend!

New ★★★★★ 5 Star Experience.com Review by Cynthia E Click to see all 615 reviews of Ryan Schuett at Prosperity Home Mortgage - Charlottesville, Mortgage Consultant | NMLS # 1540312

Discover the power of Prosperity Home Mortgage's Rate Rollback program! Enjoy rolling back rates like it's a time machine for your wallet and getting a lower interest rate for the first year without breaking a sweat. With our 1-0 Buydown, Prosperity Home Mortgage funds the interest rate reduction, offering you upfront savings and peace of mind—no seller concession needed!

Join us today and experience the Prosperity difference!

Discover the 🔑 Factors That Affect Your Home Loan Interest Rate! 🏡💰 Understanding these 7 key elements can help you secure the best mortgage rate and save money. 📉💡

Rate

5.0 star review received on Experience.com for Ryan Schuett by Lisa A - I just adore there personality and how much they are keeping you informed every step of the way. They feel like new friends not business associates.

New ★★★★★ 5 Star Experience.com Review by Lisa A Click to see all 614 reviews of Ryan Schuett at Prosperity Home Mortgage - Charlottesville, Mortgage Consultant | NMLS # 1540312

5.0 star review received on Experience.com for Ryan Schuett by Emily L D - Ryan and her team provided excellent communication. As the listing agent, I appreciated being able to keep my seller clients updated throughout the process on where the buyer's loan stood.

New ★★★★★ 5 Star Experience.com Review by Emily L Click to see all 613 reviews of Ryan Schuett at Prosperity Home Mortgage - Charlottesville, Mortgage Consultant | NMLS # 1540312

5.0 star review received on Experience.com for Ryan Schuett by Everett S - Ryan takes her job seriously and works tirelessly to ensure everything works out in the end. I couldn't recommend her enough. I am so grateful for her

New ★★★★★ 5 Star Experience.com Review by Everett S Click to see all 612 reviews of Ryan Schuett at Prosperity Home Mortgage - Charlottesville, Mortgage Consultant | NMLS # 1540312

Open houses on your schedule?
Here’s another pro tip: Have your pre-approval in hand! 📝 This way, you’re ready to make an offer if you meet your dream home at an open house.

For more open house etiquette, swipe through our carousel!

5.0 star review received on Experience.com for Ryan Schuett by Pam P - Thinks outside the box and always works hard for my clients and me.

New ★★★★★ 5 Star Experience.com Review by Pam P Click to see all 611 reviews of Ryan Schuett at Prosperity Home Mortgage - Charlottesville, Mortgage Consultant | NMLS # 1540312

🔍We're back with another Terminology Tuesday! Our goal is to simplify the mortgage process with clear, understandable terms. This week, we're diving into Underwriting – one of the most fundamental steps in originating a mortgage! 🏡

Fire up your grill and get ready to enjoy our Signature PHM Burger! 🍔✨ Perfect for your next cookout, this burger is packed with flavors we think you'll enjoy. Whether you're a client, a real estate partner, or part of our PHM family, we want to see your burger creations too! Tag and use to share. Wishing you a delicious and fun-filled weekend!

🏡 May 2024 REALTOR® Confidence Index Highlights! 🏡

Median existing-home price: $419,300
All-cash sales: 28% of transactions
First-time buyers: 31% of sales
Average time on market: 24 days
Empower your clients with the latest market insights! Partner with Prosperity Home Mortgage to stay ahead in this dynamic market.

📈 Let's work together to make homeownership dreams come true!

Source: NAR Research and nar.realtor

🏡💭 Should You Buy a Home Now or Wait? 🤔✨ Navigating the housing market can be challenging, but we're here to help! Let's weigh the pros and cons together and consider your unique situation.

Whether you're ready to take the plunge or prefer to wait, we’ll provide the insights and guidance you need to make the best decision.

Focus on Time in the Market, Not Timing the Market Should you buy a home now or should you wait?