CNE Lending by John NMLS #2101023

Lending with YOU in mind. NMLS 2101023 Why work with me? a. It also means they know that our prequalified clients will successfully close! b. c.

What CNE offers....

1) Full service brokerage with a mission focus on lending that fits the client's needs - we provide all major loan types (Conventional, FHA, USDA, VA, ITIN, Bank Statement) and work with multiple lenders
2) Homebuyer development - budgeting, financial wealth building and credit coaching
3) Downpayment and Closing Cost Assistance - CNE can provide up to $15,000 towards down pay

06/06/2024

Want to learn about opportunities for you to buy your first home? Not sure if you are ready to buy a home but want to learn how to get started? Come join us next Thursday! Bring your questions... See you there!

06/05/2024

Congratulations to Jeremy Ellis for buying his first home! Thanks to Emma Uhler with Choice Homes for assisting Jeremy in finding the right home for his needs. Jeremy was really persistent in looking for the right home. Sometimes it takes time, but if you stick to your goal, you will eventually succeed!

06/05/2024

Congratulations to Lillian Vinson on purchasing her first home. Another ZERO cash to close customer! Thank you Brittany Bennett with the Nouveau Realty team for being an AWESOME partner in this process. Don't miss out on buying your first home. Give me a call or text me at 423.593.6845.

05/30/2024

Another happy first time home buyer! Congratulations to Monica Springs on buying her first home using the City's down payment assistance program. Monica brought ZERO cash to close for her first home purchase. Thanks to Tonya Ballard with the Nouveau Realty Group for assisting Monica in finding the right home for her needs. If you are thinking about buying your first home, but don't know where to start, give us a call - 423.756.6213. Our mission is all about home ownership - YOU are our mission! Give me a call and let's get you started on your path to homeownership!

04/25/2024

There are lots of people wanting to lend you money, BUT are they putting YOU first? Our mission as a non-profit is to build a pathway that fits your budget and your goals. Find out what CNE can do to make your home purchase more affordable. Send me an email to set up a free consult - [email protected].

04/10/2024

Nothing makes me happier than seeing a first time buyer purchase their home with ZERO CASH TO CLOSE! Congratulations to DeDe Johnson. Big shout out to Brittany Bennett, her realtor with the Nouveau Realty team who is so considerate and knowledgeable to help Dede find the right home. DeDe noted during the closing that she will be sharing the good news with her son - can you imagine the expression on his face on learning that he will be moving into a home! That's what makes this so worthwhile. Don't give up on your dreams!! Give me a call and let's find a pathway for you to home ownership. 423.593.6845

03/04/2024

Congratulations to Lakisha on purchasing her first home! Thanks to Brittany Bennett with the Nouveau Realty Group for helping Lakisha find the right home. It is still early in the homebuying season this year! Call me at 423.593.6845 and let's get you started on financing your dream home!

02/28/2024

Congratulations to Timmesia for purchasing her first home using our down payment assistance program. Another ZERO CASH TO CLOSE customer! Thanks to Emma Uhler with ChoiceHomes for helping Timmesia find the right home for her needs. If you are interested in finding out how CNE can get you into your first home, give me a call! 423.593.6845.

02/27/2024

Congratulations to Mason and Nyssa on purchasing their first home! Thanks to TD Scott from Southeast Bank for their partnership on this loan. Shout out to Carter Roberson, Mason's Realtor with RE/Max Properties for helping them find their first home. This was another ZERO cash to close using down payment assistance. Our mission is about connecting working families to their first homes. Don't miss out on your opportunity to get into your first home - we have the tools to help you get there! Call me at 423.593.6845 or email me at [email protected]. Your home is waiting for you!

Photos from CNE Lending by John NMLS #2101023's post 02/15/2024

Nothing gets me MORE PUMPED than witnessing the joy of buying your first home! Congratulations to the Franklin family for achieving their dream... ANOTHER ZERO CASH TO CLOSE purchase for CNE Home Lending. Thanks to Latoya Watkins, from Keller Williams, for guiding her clients through the purchasing process. Let us help you find your path to buying your first home! Shoot me a text or call me at 423.593.6845.

02/09/2024

Congratulations to Sofia for purchasing her first home.... WITH ZERO... THAT'S RIGHT.... ZERO CASH NEEDED AT CLOSING!!! Thanks to her Realtor, Stephanie Reed with Keller Williams in supporting Sofia through the property search and purchasing process.

Let us help you create your path to homeownership. Just send me an email at [email protected], or send me a text to 423.593.6845.

CNE Lending by John NMLS #2101023 Lending with YOU in mind.

NMLS 2101023

Lending | CNE Inc. 01/16/2024

In case you missed my radio show on WNOO. There are a lot of down payment assistance programs out there. JUST BE CAREFUL where you look. Any site with a ".com" ending is a business site; note that Google searches will put these commercial sites first. Here are some resource links:

1) Here is a list provided by HUD of assistance programs in Tennessee - https://www.hud.gov/states/tennessee/homeownership/buyingprgms

2) For information about THDA's assistance programs: https://thda.org/homebuyers

3) For information about CNE's and the City's down payment assistance: https://www.cneinc.org/lending

Lending | CNE Inc. CNE offers affordable mortgage options for any budget with programs including down payment assistance and home improvement loans. Call 423-756-6213 for more information.

01/11/2024

Congratulations to Ellen Wentworth for buying her first home! Thanks to her Realtor, Emily Wiersama, for helping her find the right home. Another client served by our down payment assistance program. Get a head start on this year’s homebuying season! Find out how we can assist you in buying your first home! Message me or send me an email at [email protected].

11/24/2023

Hope everyone is enjoying the Thanksgiving holidays with their friends and families!

11/17/2023

Congratulations to Andy Jackson on buying your first home with ZERO cash to close!!! Thanks to his Realtor, Erin Bolinger, for helping Tim find the right home!

Photos from CNE Lending by John NMLS #2101023's post 11/08/2023

Another successful first time buyer closing - congratulations Miss Tennie! Her son came to celebrate the moment with her. Thanks to Lora Dawson for her support as Tennie's Realtor. Thank you Realty Title for making the closing experience so wonderful!

I would love to help more of you buy your first home - send me an email! [email protected]

Photos from CNE Lending by John NMLS #2101023's post 10/30/2023

Congratulations to Sarah Hall and her family. She is another first time buyer to benefit from the City’s down payment assistance program. Her kids were so excited they brought their own balloons to celebrate with her. Thank you, Brittany Bennett, from the Nouveau Realty Group for your active support during the process!

Photos from CNE Lending by John NMLS #2101023's post 09/18/2023

NO BETTER FEELING than closing on YOUR FIRST HOME!!! Congratulations to Katrice Vines for sticking with her dream. Thanks to Roya Evans and CCHDO for making this new home available to the City's Down Payment Assistance clients. Thanks to Lashondra Bishop and Nikita Hudson for their work as Realtors supporting Katrice during this process! BIG final shout out to the First Title Insurance Team, Union Home, and my boss Carolyn for working late on a Friday to get us to the finish line for closing today. You all share in this win for Katrice!!

09/12/2023

Congratulations to Cleopatra Houston on buying her first home using the City of Chattanooga's down payment assistance program. Thank you Roya Evans for offering the CCHDO new homes to clients using the City DPA program, and to Tamekia Brewer, Nouveau Realty Group for her wisdom and steady hand during the process! Partnerships truly work. What a pleasure to work with partners sharing the same mission!

05/31/2023

Big congratulations to Esther Davenport for buying her first home! Thanks to Esther's Realtor, Shelby Pardue (Real Estate Partners, LLC) for her teamwork on this.

With CNE's assistance, Esther brought ZERO dollars to the closing table! Find out how CNE can help you. We have the tools to help you get there!

04/14/2023
04/03/2023

Congratulations Ryan on purchasing your first home! Special thanks to Stacey Groover at Crye-Leike for her support. We are eager to help more buyers get into their first home. Find out how CNE can help you by me a call at 423.756.6213. Our mission is about helping you find the path that works for you.

Photos from CNE Lending by John NMLS #2101023's post 03/30/2023

Spring is a great time to experience new sounds and colors. Here are some photos from my morning walk. We live in a beautiful place! Hope you able to get outside and enjoy it this week!

03/20/2023

Two often overlooked parts of your monthy mortgage payment that YOU can influence as a home buyer: 1) property taxes, and home owners insurance.

03/14/2023

With all the crazy things happening with home prices, interest rates, and the stock market, what can a homebuyer to do? As crazy as it sounds, you should start planning NOW! NOW is the best time to figure out the answers to... How much home can I qualify for? What is my credit score and how can I improve it? How much do I need saved up? What down payment assistance options are out there? We are here to help you answer those questions and develop a gameplan that is built AROUND YOU. That is lending WITH YOU in mind. Give us a call and we can help you get started.

02/14/2023

Here is a little clip about me. Would love to get to know YOUR story. My theme this year is lending with YOU in mind.

01/19/2023

Some GOOD NEWS to share with you if you are thinking about purchasing a home. Rates are dropping!! Give me a call and see what CNE can do for you! 423.756.6213

09/27/2022

October 20th is Get Smart About Credit Day. Come join us for a fun, "LIFE gameplay" around credit at our office on 1500 Chestnut St. We promise it will be fun!

08/10/2022

For more information about the upcoming bootcamp, click here.

www.cneinc.org

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Videos (show all)

HOW WOULD YOU LIKE TO CLOSE ON YOUR FIRST HOME WITH ZERO CASH TO CLOSE?  Email me at jbridger@cneinc.org to find out mor...
Be CAREFUL out there when shopping for a home purchase loan.  Choose a local lender that takes the time to KNOW YOU, and...
Two often overlooked parts of your monthy mortgage payment that YOU can influence as a home buyer: 1) property taxes, an...
With all the crazy things happening with home prices, interest rates, and the stock market, what can a homebuyer to do? ...
Lending with YOU in mind
Let's climb that home ownership hill TOGETHER!  I am ready to help you.

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Address


1500 Chestnut Street, Suite 102
Chattanooga, TN

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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