Retire As You Desire Podcast

🎙️The newest episode of Retire As You Desire: From Vacation Bliss to Purposeful Living - The Four Phases of Retirement is now available for your exclusive viewing pleasure.

🎉 Phase One of Retirement — The Everyday is Saturday Experience 🎉

1️⃣ The Vacation Phase Unveiled: A triumphant entry into retirement's first phase, marked by the joy of unstructured days and rediscovery of personal freedom.
2️⃣ Navigating Phase Two’s Challenges: Prepare yourself for the subtle complexities of transition as routine and identity shift. Forewarned is forearmed.
3️⃣ Embrace Support and Guidance: Retirement is a profound life transition. Proactively seeking assistance can gently steer you through its intricacies, ensuring a balanced, joyful journey.

Don’t just dream of regality in retirement – live it. For an exclusive link to enjoy the entire episode and explore all four transformative phases of retirement, contact Bill at [email protected].

Everyday Is Saturday: Phase One of Retirement In episode two of the "Retire As You Desire" show, we delve into the different phases of retirement and the challenges that retirees often face. Phase one, e...

Dive into a story about a couple who started saving early and became multi-millionaires. You can do it too!

1️⃣ Start Early: The husband and wife in the story began investing $5,000 a year for 30 years. By starting early and consistently putting money into the stock market, they were able to accumulate a significant amount over time. This highlights the power of compounding interest and the importance of starting to save and invest as soon as possible.

2️⃣ Consistency is Key: The key to their success was consistency. They didn't try to time the market or make risky moves. Instead, they simply invested regularly and let their money grow over time. This approach helped them avoid common mistakes and build a substantial nest egg.

3️⃣ Long-Term Thinking: By staying invested for the long term and not getting caught up in short-term market fluctuations, the couple was able to achieve impressive results. This story serves as a reminder of the benefits of thinking long term when it comes to financial planning and investing.

Contact [email protected] for a link to the full episode!

The Power of Compound Interest: Becoming a Multi Millionaire Costs have been rising, but there are still ways to get ahead financially. In this podcast episode, Bill shares the story of a couple who started saving earl...

🎙️ More hot tips from our latest podcast episode!

1️⃣ Invest Before You Spend: Every dollar you spend today is a missed opportunity to invest in a better future for yourself. Consider investing the same amount you spend on non-essential items. This simple shift in mindset can lead to significant savings and a more secure financial future.

2️⃣Understand the Future Value of Your Spending: Before making a purchase, take a moment to calculate the future value of that expense. Will it truly bring you long-term happiness and fulfillment, or is it just adding clutter to your life? Being mindful of the impact of your spending can save you money and prevent unnecessary accumulation of items.

3️⃣ Prioritize Saving and Investing: By prioritizing saving and investing over spending, you are setting yourself up for financial success. Some of our clients have been able to save 50% of their income by cutting back on unnecessary expenses. Imagine the possibilities of what you could achieve by redirecting that money towards your future goals.

Contact [email protected] for a link to the full episode!

Remember, every financial decision you make today shapes your tomorrow. Take control of your finances, invest wisely, and watch your wealth grow over time. 💰✨

The Cost of Spending: How Every Dollar Impacts Your Future Self In this episode, Bill delves into the concept of how every dollar you spend impacts your future self. Discover how some individuals are able to save 50% of t...

🎙️ The latest episode: Master Debt Management & Maximize Retirement Savings! is out now!

1️⃣ Awareness is Key: It's shocking to think about the $17 trillion of bad consumer debt in America, with an additional $1 trillion in credit card debt alone. This staggering amount serves as a wake-up call for all of us to be more mindful of our spending habits and financial decisions.

2️⃣ Learn from Others' Mistakes: Hearing about the stack of 44 credit cards that my guest's mom rotated through is a stark reminder of how easy it is to fall into the trap of excessive credit card usage. By learning from others' experiences, we can avoid making the same mistakes and take proactive steps to manage our finances responsibly.

3️⃣ Take Control of Your Finances: It's crucial to take control of our financial well-being and avoid getting caught in the cycle of debt. By creating a budget, tracking expenses, and prioritizing savings, we can build a solid foundation for a secure financial future.

Contact [email protected] for a link to the full episode!. Let's make smart financial choices together! 💰

Prevent Credit Card Debt from Overwhelming You In this eye-opening podcast episode, we delve into the staggering statistics surrounding consumer debt in America, with over $17 trillion in bad consumer deb...

📺✨ Don't Miss "Retire As You Desire" Tonight! ✨📺

Tune in to "Retire As You Desire" tonight at 6:00 PM CST for Living the Retirement of Your Dreams: Strategies for Financial Wellness. See you there!

https://theepicfit.com/epic-f-i-t-network-tv/

📺✨ Don't Miss "Retire As You Desire" Tonight! ✨📺
Tune in to "Retire As You Desire" tonight at 6:00 PM CST. See you there!

Epic F.I.T. Network TV - Epic F.I.T. Network Epic F.I.T. Network TV

The other day, I had a conversation with a man that had a prolific way of thinking. I want to share this with you.

This man does not have a lot of money. Not much at all, by any standards.

He still has a mortgage, his health is failing, and is in no way shape or form ready for retirement.

But, the one thing that stood out to me was his attitude.

Sure, he's made mistakes before, but he is not living in his past.

He is so grateful for his children, he told me. So grateful for his grandchildren.

You see, it was not the material that made him happy. It was the fact that his children were raising wonderful kids of their own.

His children had loving relationships with their significant others.
It was truly a reminder to cherish was is important in life. Loved ones are irreplaceable.

Things can be replaced. Don't forget to tell those who you appreciate and love in life how you feel and how much they truly mean to you!

Tonight is the night! My new TV show is going LIVE at 6pm CST!!!

Please watch the show from your iPhone, Ipad, Tablet, Computer or Cell Phone on the link below!

Epic F.I.T. Network TV - Epic F.I.T. Network Epic F.I.T. Network TV

Tomorrow will be the first ever RETIRE AS YOU DESIRE tv show! It goes live at 6PM CST! You can view the show from your phone, computer, tablet, Ipad and any item that has a web browser!

Epic F.I.T. Network TV - Epic F.I.T. Network Epic F.I.T. Network TV

New TV Show announcement!!!

Time: 6PM CST every Friday night

Location: Epic Fit Tv Station

Show: The Retire As You Desire show!

We will have full replays of our shows on our YouTube page as well!

So excited to have you tune in!!

Epic F.I.T. Network TV - Epic F.I.T. Network Epic F.I.T. Network TV

New Site: www.bloomfinancialco.com

Please check it out! Would love feedback, too! Big thank you!

I am thrilled to announce the launch of my brand new TV show, Retire As You Desire!

This show is all about helping you navigate retirement with confidence and ease. Whether you're already retired or preparing for the big day, we've got you covered! I was honored to be asked to start this show!

But that's not all - we've also revamped our website to make it even easier for you to access all the resources and information you need. Check it out at www.bloomfinancialco.com and let us know what you think!

We would love to hear your feedback on the show and the website, so don't be shy - drop us a line and let us know what you think. Your opinion matters to us!

Thanks for your support and mark your calendars and get ready to join us on this exciting new journey. I promise you won't want to miss a single episode!

We have the incredible Adrian Scurtu, CPA, speaking at the Chicago Yacht Club about ideas that your accountant probably does not share with you! It would be an honor for you to join us for our happy hour presentation!

3 things your accountant probably doesn't tell you with Adrian Scurtu Adrian is a Partner and Tax Strategist with a focus on businesses and real estate. He speaks at conferences nationwide teaching the importance of tax planning and implementing appropriate tax strategies. Whether working with businesses or individuals, Adrian wants to educate his clients on the tax s...

Longevity for your health and your wealth are two of the most important factors to consider for retirement.

I want to help you learn about how to increase your health and longevity this Saturday morning at the Chicago Yacht Club.

I'm having a brain health specialist come and do a presentation on the 4 steps to creating a stronger brain in retirement.

You will be able to enjoy a delicious brunch at the Chicago Yacht Club while learning how to have better brain health.

I'd love for you to join us. We have 10 seats remaining. Please RSVP here: RSVP Now!

Guests, friends and family are welcome!

How to keep your brain sharp in retirement Aneesh is the Founder and CEO of SoulPhysio Lifestyle. He is an Ayurvedic Practitioner and Brain Health Coach. He holds a Masters of Science in Ayurvedic and Integrative Medicine, in addition to various wellness certifications in areas of exercise, nutrition, yoga, and epigenetics. SoulPhysio was fo...

A memory showed up on my page the other day.

I had the privilege of being on the Multiplier Mindset Podcast with the one and only, Dan Sullivan of Strategic Coach.

It was one of my favorite podcasts to be on.

Telling one's story is a big key to their success.

I'm constantly working on my story and how I help others.

What has been the best way for you to share your story with the world?

The Multiplier Mindset® - Strategic Coach Podcasts Entrepreneurial expert and champion of big-idea entrepreneurs everywhere, Dan Sullivan operates from a growth mindset that knows no bounds. An exponential thinker to the core, Dan shares his wisdom, insights, and latest thinking on all things “entrepreneur” with business owners who want to multi...

Live Event Announcement!

Have you ever wondered how important it is to keep your brain sharp in retirement?

If so, this speaking event is for you! Aneesh Chaudhry, Founder of SoulPhysio, will be presenting the foundation for strong brain health throughout your years.

We will be covering the importance of brain health and ideas to help you live a longer and healthier life.

After all, your health is your true wealth.

You are welcome to attend this event and bring guests. Brunch will be served as well.

We are looking forward to hosting you for our special event!

Aneesh is the Founder and CEO of SoulPhysio Lifestyle. He is an Ayurvedic Practitioner and Brain Health Coach. He holds a Masters of Science in Ayurvedic and Integrative Medicine, in addition to various wellness certifications in areas of exercise, nutrition, yoga, and epigenetics.

How to keep your brain sharp in retirement Aneesh is the Founder and CEO of SoulPhysio Lifestyle. He is an Ayurvedic Practitioner and Brain Health Coach. He holds a Masters of Science in Ayurvedic and Integrative Medicine, in addition to various wellness certifications in areas of exercise, nutrition, yoga, and epigenetics. SoulPhysio was fo...

I really value my health. It is such an overlooked aspect of our lives.

This is why I've been launching a health initiative to help our clients with incredible health information.

This way they can really enjoy their lives in retirement.

The first part of this series is surrounding our brain health.

I'm hosting a brunch event on 4/20/2024 at 10am at the Chicago Yacht Club. Aneesh, the owner of Soul Physio Lifestyle, will be teaching us how to improve our brain functionality in our retirement years.

Come learn how to improve your brain functionality at our brunch event.

Aneesh is the Founder and CEO of SoulPhysio Lifestyle. He is an Ayurvedic Practitioner and Brain Health Coach. He holds a Masters of Science in Ayurvedic and Integrative Medicine, in addition to various wellness certifications in areas of exercise, nutrition, yoga, and epigenetics. SoulPhysio was founded based upon his personal health journey and long term vision of bringing Ayurveda into the mainstream healthcare system. Combining ancient wisdom of Eastern Medicine with modern day science and innovation of Western Medicine to optimize brain health is Aneesh's specialty. SoulPhysio Lifestyle is a concierge wellness company focused on combining Eastern and Western modalities to optimize brain health and improve longevity. We work with families and organizations to put together tailored wellness solutions to improve brain health and reduce risk for chronic disease.

How to keep your brain sharp in retirement Aneesh is the Founder and CEO of SoulPhysio Lifestyle. He is an Ayurvedic Practitioner and Brain Health Coach. He holds a Masters of Science in Ayurvedic and Integrative Medicine, in addition to various wellness certifications in areas of exercise, nutrition, yoga, and epigenetics. SoulPhysio was fo...

April 20th - Chicago Yacht Club - 10am

Come learn how to keep your brain healthy in retirement.

After all, your health is your wealth!

Sign up and share this today!

How to keep your brain sharp in retirement Aneesh is the Founder and CEO of SoulPhysio Lifestyle. He is an Ayurvedic Practitioner and Brain Health Coach. He holds a Masters of Science in Ayurvedic and Integrative Medicine, in addition to various wellness certifications in areas of exercise, nutrition, yoga, and epigenetics. SoulPhysio was fo...

Retiring makes a lot of people nervous.

Even more so, not knowing how or when you are going to receive income to live off of can be a daunting feeling.

So let me tell you how I helped another one of our clients not only prepare for retirement, but to do so with confidence.

When I met with this husband-and-wife couple, they had done all their homework.

They wanted to do many house projects, travel and travel some more.

Their first questions surrounded how they could actually receive money from their investments.

This was fun, because I helped them plan out what their income could look like.

Due to their birthdays, both the husband and wife would receive their social security incomes towards the middle of the month.

This left an income gap to help them get through the month.

I like to set up income for my clients in a twice a month fashion. Income around the 1st and income around the 15th.

The reason for this is due to how you normally get paid during your working years.

Typically, you would get paid twice a month, so I like to set up income streams for my clients in the same way. It allows them to keep their life the same.

To go even further, we planned that we could send them income monthly from their investments. They were not sure how this would work for them, whether the income would be one lump sum, quarterly, monthly etc.
Typically, monthly income works best. I’ve seen it work the best over the past 15 years helping my clients retire with confidence.

Now here is the fun part! Income from investments!

My clients were looking to receive $8,000 a month in after-tax retirement income. They were not sure if they would hit this mark.

Luckily, before our meeting, I updated all of their figures to show them the results of our planning.

Because we planned this out before hand and their investments have performed well, they would be able to receive over $12,000 a month of income from their investments that could last them to age 100!

Incredible.

Now, the Retire As You Desire lifestyle has been achieved.

The goal is to have income from your investments last you to age 100, live off of your assets and still be able to spend your time how you want to.

They were both relieved and excited to start their retirement!

What an amazing feeling! 😊

Here is an example of why you should protect your time and energy.

Two years ago, I took on a successful restauranteur as a client.

Over the past two years, there were many times where I would receive a call from the client where they were trying to market time their investments.

Needless to say, it didn't work. They were always chasing and not listening to advice.

Working with clients like this is difficult. They want everything done yesterday, but they hold up the process.

The best part of this, was our mutual agreement for them to part ways as our clients.

I love this because it frees my team up by not having the chase them down to get anything done.

The icing on the cake is when I receive a message from them as to what the hold up was on one account being sent back to them.

I bet you can guess what the answer was... it was them not getting the form signed and sent back.

You should really know who you want to be a hero to and stick to those types of clients.

It is literally impossible to please everyone or have everyone as your client.

Set standards and stick to them. This is the best way to protect your time and energy.

Do you have a story of having difficult clients or customers to work with in the past and how did you solve this?

Here’s how I paid off $54,000+ of student loans in 3 years:

$54,000 of student loan debt is a lot.

My parents didn’t have the funds to help with school costs. Which is okay, because they invested in my athletic career.

Soccer ended up paying for about half of my college education.

But here’s how I paid off all of my student loans in 3 years.

Now to preface this, my income was roughly $78,000, $76,000 and $87,000 in years 2009, 2010 and 2011. All commission. No salary.

I was not making hundreds of thousands of dollars, but I was working 60-80 weeks.

After a few months of paying my normal monthly payments, one statement caught my attention. The interest was 8%. I was shocked, considering interest rates were at basically 0% due to the financial crisis in 2008.

So I opened up all of my loan documents, and I realized that I had interest rates on my loans ranging from 4.5% up to 8%.

I focused on paying off the 8% loans first. Then the 7% loans. Then the 6.5%. I think you get the picture.

I took my quarterly bonuses and I intentionally paid off these loans. This is the strategy that you can use to pay off credit card debt, car loans, mortgages.

Start with the highest interest rate debt first and then work your way down the interest rate line.

I’ve been working on a tool called Diane Money, named after my late mother, to help others figure out how to get rid of their consumer debt in the best way possible.

If you want to get help figuring out how to eliminate your debt by putting a plan together, please reply to this post with the word “help” and I’ll send you the details!

Do you ever stop and think about why you do what you do?

I've been reflecting on my "why" quite a bit lately.

It comes down to a couple things: my childhood and my current life.

When I was a kid, my brother and I were loved dearly. Definitely spoiled. We had new Jordans and sports jerseys. But my parents never came up with a plan to save money.

This was evident to me as I started to get older and understood the money problems in my household. I talk to my brother about these times and he was not aware what was going on. For some reason, it clicked with me. I felt that negative energy.

The lack of saving really caused many financial problems for my parents. Lots of fights. Lots of blaming each other. They never really got it together.

When I was thinking about starting my career in college, it dawned on me that other people probably have money issues, too. So I jumped in head first to see how money actually works and how I could be a hero to those in need.

I keep this stack of credit cards on my desk at all times. These were the ever revolving amount of credit cards that my parents had to use to keep the roof over our heads. And I also have the picture of our boys on my desk.

I never want my family, or any other family, to have the financial issues that I had growing up.

This is my "why" and I practice gratitude for the situation I grew up in. It has helped me make better decisions, it allowed me to learn what NOT to do and to create bigger and better futures for those around me.

I'd love to know what your "why" is and what motivates you to live a better life for those around you!

We are hiring!!!

Here is what we are looking for in a new team member:

1) Compassionate. This is a must. When dealing with a person's life savings, we want to have as much care as possible.

2) Follow Through. Having a high-level of follow through is critical for our role.

3) Loves Working On Client Applications and Data. Our new team member will be assisting our current and newly acquired clients with their account set up and registration.

4) Abundance. Our new team member must be abundant and not scarce. This is a big aspect in all of our relationships at Bloom Financial. We only work and serve abundant clients.

Please share this with your friends and family who are looking for a new opportunity in a fast growing company!

Please send me a note at [email protected] if interested!

This simple strategy has helped my clients retire with confidence, create consistent monthly income and make every day a Saturday.

It is what the Retire As You Desire lifestyle is all about!

A simple hack for setting up income in retirement.mp4

How to invest during an election year:

2024. Election Year.

What to do.

I'm getting lots of questions about how the markets react during an election year.

I can tell that a lot of people are worried because of the news/media outlets.

Here are some facts that can help you get through this year with confidence!

1) There have been 5 times where the stock market has had a negative return during an election year. One of those years was 2008.

2) Trying to market time does not work. You will not pick the exact time the market is at a high or a bottom. Do not market time. It just does not work.

3) Have your money invested in the right vehicles to get you to where you can generate enough income in retirement. This is really the key.

4) If we do have a bad year in the stock market, that is a sign to invest MORE. That is the time to put more money into your investments. Not take it out. Remember, you want to buy investments when they are on sale!

Personal story time: a friend of mine was proud of themselves when they correctly chose to add money into a cash position in 2008. They did not feel the full effect of the market downturn. The next question really stunned them. I asked them how quickly they reinvested that cash into stocks to hopefully take advantage of the downturn. They looked at me, with a squeamish look. They did not reinvest that cash until six years later. They admittedly missed out on six years worth of gains.

This is why it is better to buy and hold rather than try and time the market. You may get it right once, but it is pretty darn impossible to get it right every time!

So if you're not sure what to do this year, stay the course that is going to allow you to have the retirement of your dreams! Play your own game. Stay focused on what you need to do rather than being swayed by the media.

Dino 1 and Dino 2. And what a view!

Life is good! Seeing these two like this makes it all worthwhile!