Wisdom Advanced LLC

$100K IN A year = $8,493.38 A month
$1,917.86 A Week
$273.98 A Day

STARVE YOUR DISTRACTIONS

FEED YOUR FOCUS ‼️

❤️‼️💯

👉👉Get a NO COST credit consultation today!

NEVER paid NONE of my collections on my credit report because I permanently removed ❌ them due to the FCRA Laws & my credit program.

Now my credit score is up 300+ points!

KNOW YOUR RIGHTS!

When you’re ready, I can show you!😊💯

HOW TO CORRECTLY PAY A CREDIT CARD!

1) Find your due date on your statement. Now that you have it, FORGET IT. NEVER worry about it again, wipe it fron the calendar, it never existed. Due dates are for calculating interest charges on the card only, not for utilization. So it does not matter what the interest rate is on a card since you never pay any as long as you pay your previous statement balance in full.

2) Now find the statement date, also called closing date or cycle end date. Put that date in big red letters on everything in the house. The kids forehead, calendars, front door glass, bathroom mirror, you get the idea.

3) Now two days BEFORE that date, pay down your card balance to 1-4% of the card limit. So if you have a $300 limit you need to pay down the balance so there is $3 to $12 left on the card. Leave it with a balance. The credit card will report to the credit bureau that you have 1-4% utilization for that card. This is the BEST percentage for FICO score boost.

4) Now this step is an important part to remember. Soon as your statement closes and reports, your due date will show the min due in 20 or so days away. This is the date you have to pay by to avoid any interest, but we dont care!. Now 2 days after the statement date, you know the one wrote in big red letters all over the house? Pay the card balance off back to Zero. Now you have already made the min payment due by the due date and avoided any interest charges.

5) You have eliminated your due date, reported the best utilization, and avoided any interest payments all with in 4 days. Now your card has a zero balance and you can use it as much as you want. You can MAX the card, pay it down again, MAX again, do what ever you like. BUT, look for your next cycle end date and start all over again. Go back to step 2 for that date. Repeat every month. You will never pay interest, can maximize your rewards if it is a rewards card and still get a great FICO boost.

Don’t know your credit score, Get It TODAY!!

Wisdomadvanced.com

It’s a cold world, it’s even colder when you don’t know where to turn. Mya is about to make the hardest decision of her life, her rough upbringing has created her hard heart but she soon learns her weakness. Will she protect her roots or go for what’s hers? Mya discovers her path of street life, death, survival & peace as she embraces her most important role called life.

🚨 Street Roses is available now on Amazon

https://a.co/d/hk504KP

🚨You want a vibe from the characters ? listen to the soundtrack ⬇️

https://youtube.com/playlist?list=PLAxmJlMdKH4vw7dui_Gjjg4Z01q-CXE1t

BE IN THAT BAG BUT BE IN THAT BIBLE TOO . . SUCCESS IS NOTHING WITHOUT GOD.!!!!

imma bust my ass these next few months 💰🚧 I got some goals to reach 👏🏾💯

LAST day in October. I’m walking into November with a prayer & plans.

HAPPY MONDAY!

Good Morning Go Getters 📞🔌💰 don’t be rude say it back ☀️

The only way you can fail is by not trying 🌟

I want to give this client her flowers now. It takes courage to take the first step & wisdom to believe in a brighter future & know it’s possible 💐

What are you waiting for???

People will add YOU on FACEBOOK and won't like NOTHING, including YOU 😂🥴🤣

Never do the envy, jealous and insecure things be the hustler, go-getter & well wisher 🌟

A HUGE financial shift is happening now. Big checks are coming

CLAIM IT✨🤞

I’m having my way with these credit repair agencies 💃🏾

& When you decide to stop letting these credit repair agencies have their way with YOU.

click the link ⬇️ or Text “Ready” to (815)977-4337

Wisdomadvanced.com

In the beginning stage of repairing your credit you want to start building it ⬇️ is a link that guarantees to increase your score 20 plus points‼️

https://self.inc/refer/18629677

also, during the process you should not apply for NOTHING & PAY all current bills on time!!

unless your specialist advise otherwise…

Manifesting 7 Figures on EVERY WOMAN that sees this 😌💰

Never be scared to lose a person your not winning with ✌🏾Your biggest haters be sitting right next to you 🫣

CREDIT REPAIR IS MORE THAN DELETIONS ON YOUR CREDIT REPORT....

You NEED positive accounts in your credit file!
Did you know that credit cards can make or break your credit score/ report?

Here's a few important facts you NEED to know!

1. Never use more than 29% of your credit limit. (i.e. your limit is $1000 , don't use more than $290).

This is known as your utilization. Utilization makes up 30% of your FICO credit score. When you use more than that, the perception is that you may have an issue with your income that's causing you to use a lot of your credit limit... this makes you appear as a risk to the bank.. they want to know what's causing you to have to use so much credit if your money flow is strong? They only want to lend to those with strong income... not questionable income with already high debt with other lenders...

2. Being added as an authorized user to a credit card can certainly boost your credit! IF that card has great history (payment history, utilization and no revolving balance). But please keep in mind, this varies by report.

3. LEAVE TRADLINES ALONE! If you don't know the person with the tradeline and they have NOT authorized you to be on it. You can end up in legal trouble. I know someone who use to work for SEVERAL MAJOR financial institutions and they have an ENTIRE DEPT. dedicated to catching this! Bad credit, isn't worth your freedom.

4. Pay your bill on time and in full each month!
This makes up 35% of your FICO credit score. Carrying a balance each month gives the perception again, that you may have a financial hardship where your income can't cover your debt... and with a rolling balance, it can be perceived as an ONGOING financial hardship, which again, is a risk to the bank....

Hope these tips help! And if you're in need of a credit card to help you build your credit DM me! I have a GREAT one, that won't even put an inquiry on your credit report! Reports to all 3 bureaus! and it has an OVER 80% approval rating for those with "bad " credit.

Happy Thoughtful Tuesday!

You know why I’m so happy and at peace?? 😊🤧Because I live in my truth. IDGAF what y’all know or think you know about me. I either did it or I didn’t. Some of y’all so fake happy it’s ridiculous… because you’re so busy pretending to be somebody you’re not and running from your truth rather than being you and owning the things you’ve done!!!! Not one person can throw something in my face and think imma fold💯‼️‼️

My inquiry removal method never misses 🔥

She bought the method from me and was able to see results in 24 hours 🔥🔥🔥🔥🔥

Who’s next ‼️

Good Morning future millionaires 🌟

What Is Federal Student Loan Debt Relief?

💎It’s a program that provides eligible borrowers with full or partial discharge of loans up to $20,000 to Federal Pell Grant recipients and up to $10,000 to non-Pell Grant recipients.

Who Qualifies?

✅Individuals who made less than $125,000 in 2021 or 2020
✅Families that made less than $250,000 in 2021 or 2020

Deadline Dec. 31, 2023‼️

Click the link ⬇️ to apply

Federal Student Aid

Friday Night Credit Motivation:

🚨NEVER PAY A COLLECTION OFF WITHOUT DOING THE FOLLOWING:

1)Ask for validity of the debt….

2) If the debt is verified,ask for the information that was used to validate the debt….

3) If all else fail,offer to negotiate a settlement for a pay to delete agreement….Always offer 20-40% of the debt..

4) You must get this in writing,in exchange for you paying the collection….The collection agency,will then contact the credit bureaus,to have this derogatory item removed off your credit report….

5) When you just pay a collection without a pay to delete agreement,all it will do is remain on your credit reports for 7 more years,as a “paid collection” or ”settled less than owed” ,from the date of last payment….

It doesn’t matter where you start, as long as you start 💎 lets congratulate this client on taking the first steps 🎉 her credit scores have increased a combined total of 150 points just from the first round 👏🏾

Credit repair is definitely a process like anything worth having. You just have to figure out HOW BAD DO YOU WANT IT‼️

Be patient, trust the process stay committed and I promise, YOU WILL REACH YOUR END GOAL🤝🏾

Click the link ⬇️ or text “I’m Ready” to (815) 977-4337

Wisdomadvanced.com

Hey Fellas 👀

Are u a good father and yo baby mama taking you through it? U feel like your back against the wall??? You can’t get approved for nothing??

💎Write a letters to the courts asking if they report child support to the consumer reporting agencies
💎send that letter to lexis nexis & the 3 bureaus

Thank me later ‼️‼️

Wisdomadvanced.com

Better opportunities begin with better credit 📍

The good news is you can Restore, Rebuild your credit and Remove any negative or inaccurate items from your credit report 💎

The bad news you’re still waiting for your credit to fix itself without taking any action🌟

My goal is to make an impact, actually help individuals learn financial literacy, & apply what you learn 🔥 money talks but credit holds conversations 🤝

Do something today that your future self will thank you for ‼️‼️



Wisdomadvanced.com

True credit repair only works when you trust the process & do your part!!!

This client score increased by 150+ points since being a client with Wisdom Advanced LLC 🔥

because history was removed within the 32 accounts that was deleted 🎉 she just took a 21 point decrease which is totally normal.

This client was in the low 500s when she first reached out to Wisdom Advanced LLC her goal is to purchase a home for X-Mas, We’re closeeeee 🤝

✅Are you ready to start your journey to financial freedom???
✅Are you tired of paying rent & ready to secure a home for you & your children?
✅Are you ready to stop hearing lenders say no?

Click the link ⬇️ or text “Credit” (815) 977-4337

Wisdomadvanced.com