Bri Baird Loan Officer with Honor Home Loans

Are you in the market for a new home? Do you have equity in your current property? With NAF Cash Advance, transform into an all-cash buyer and leverage the equity from your home sale to purchase your next home—mortgage free! 🏡💼

Securing financing to build your dream home has never been easier! With a One-Time Close loan from New American Funding, the money you need to purchase your property, pay for home construction, and secure your mortgage is all wrapped up in one single loan. ✅ Single permanent loan is closed upfront, before construction begins ✅ Saves money with only one appraisal and one closing ✅ Low down payment options ✅ Gifts or land equity allowed for down payment One-time approval process FHA, VA, and Conventional loans are available!

Buying a home for the first time is an exciting but sometimes confusing experience. We've compiled a list of the 8 most common mistakes that first-time homebuyers make and how to avoid them.

From misconceptions about down payments to overlooking additional homeownership costs, we know there is a lot to think about. Save this post for later to save yourself time, money, and stress when buying a home.

Consolidate Debt with a Mortgage: Lower your monthly payments and save on interest by refinancing or securing a second mortgage. Ensure all loan conditions are met before document signing or funding as per the new policy update.

How to Use a Mortgage to Consolidate Your Debt If you are struggling to pay down high-interest debts, you may want to consider consolidating your debt using a refinance or a second mortgage. This may help lower monthly payments and save money through potentially lower interest rates.

When Roger found out his homeowner's insurance policy was increasing by 54%, he called NAF Insurance. Just 24 hours after calling, our dedicated team was able to secure him a new policy, which decreased his premium by 45%, saving him $2,200 annually!

Embarking on the home-buying journey can be overwhelming, but with NAF’s comprehensive services, you can enjoy a smooth and stress-free experience.
👉Through NAF Homes, you're matched with an expert real estate agent who specializes in your local market to help you find the perfect home.
👉By making an all-cash offer through NAF Cash, your offer stands out, significantly increasing your chances of acceptance in today’s competitive market.
👉With NAF Concierge, a dedicated agent will coordinate the setup of essential utilities such as electricity, gas, water, internet, and home security systems, making sure everything is ready when you move into your new home.
👉But the journey doesn’t end there! As you age, you may want to tap into the equity in your home to fund various personal expenses or even plan for retirement. Our NAF Reverse team is here to help with just that.
Through these affiliated companies, NAF aims to simplify the process and enhance your journey as you settle into your new home and beyond. Contact me to launch your homeownership journey today.

Unlocking the Market: How Seller Concessions Are Making Home Buying More Accessible 🏡✨ From mortgage-rate buydowns to covering closing costs, discover how flexible sellers are easing the path to homeownership. Read more below!

Seller Concessions: What Are They and When Should You Ask for Them? There may be a glimmer of light for homebuyers who might feel stretched thin from years of skyrocketing prices and mortgage rates. Sellers eager to see their homes move might be willing to sweeten a deal for on-the-fence buyers.

Why not use someone else’s money to buy a home? In today’s expensive housing market, saving up for a down payment on your home can feel like a monumental task. As buyers are turning to down payment assistance to help with the upfront costs of getting into a home, they are accelerating their buying timeline significantly, sometimes by years.

Swipe to check out how much time leveraging down payment assistance can save you across some major US metro areas!

While student loans can make saving for a home down payment more challenging, it may still be achievable with careful planning. The key is to explore low-down-payment loan options, improve your credit score, and pay down debt to help you qualify for a mortgage. Read the full article to learn more:

High Student Loans? Here's How You Can Still Buy a Home The dream of finding the perfect home can sometimes cloud judgment, causing some homebuyers to make avoidable mistakes. By taking proactive steps, home shoppers can potentially save themselves money—and heartbreak.

At New American Funding, we take great pride in creating opportunities for Veterans and Active-duty personnel who selflessly serve to protect our Nation. VA loans are one of the most popular choices among eligible first-time homebuyers because of the exceptional benefits they offer military borrowers. Swipe through to learn more! 👉

NAF Black Impact, formerly NAF Dream, empowers and supports the Black community in their pursuit of homeownership. NAF is renaming the program to reflect our growing dedication to assisting Black borrowers in breaking systemic barriers that have perpetuated disparities in homeownership for many years.

We’re committed to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. Visit the link in our bio to learn more about the impact we’re making to close the wealth gap, including our commitment to funding $20 billion in new mortgages to Black homebuyers by 2028.

🏠⏳ Don't let time slip away! ⌛️ The cost of waiting to buy a home can be significant. 💸💔 Take action now and work with New American Funding to fund your dream home today. 🌟✨ Our team is here to guide you through the process and help you secure the financing you need. 🤝💼 Don't miss out on the opportunity to make your homeownership dreams a reality. 🏡💫

🏡 Ready to embark on your homeownership journey? 🗺️ Start with getting pre-approved by a loan officer at New American Funding! 📝 They'll guide you through the roadmap to your dream home. 🚀 Let's make your homeownership dreams a reality! 💫

🏡 Fulfill Your Homeownership Dream: Explore our No Down Payment VA Home Loan Options! 🌟
Dreaming of owning a home? We've got you covered with our no down payment VA home loan options! 💪
At New American Funding, we understand the sacrifices and dedication of our veterans and active-duty service members. That's why we're proud to offer VA home loans that require no down payment. 🇺🇸
With our VA home loan options, you can achieve the dream of homeownership without the burden of a down payment. It's our way of saying thank you for your service and making your homeownership journey smoother. 🏡
Take advantage of this incredible opportunity and start building a place to call your own. Contact us today to explore our no down payment VA home loan options! 📞💼

Thank you to the Clarksville Social Club for a great networking lunch with some of my favorite people🎊

“We meet the people we’re supposed to when the time is just right.” - Alyson Noel✨

Homeownership offers much more than just a roof over your head. When you buy a home, you can enjoy the stability of consistent monthly payments, the opportunity to build equity over time, and the freedom to personalize and improve your living space.

Our experienced NAF Homes real estate agents will guide you through the homebuying journey, helping you build equity and create your dream living space.

So you've closed on your new home—now what? New American Funding is excited to announce NAF Concierge, a complimentary service that provides a faster, more convenient way to research and schedule utility and home services before move-in day.
🤝
With NAF Concierge, you'll save time and money and reduce your stress so you can focus on what's important - moving into your dream home. 🏡

Upgrade to your dream home and give your pets the joy of a yard. They'll love having the space to play, explore, and soak up the sun. It's time to prioritize their happiness and well-being. Upgrade today and let your furry friends enjoy the simple pleasures of a yard.

💰💼 Unlock the Power of Cash Buying with New American Funding 💼💰
Dreaming of the convenience, certainty, and potential cost savings that come with buying in cash? Look no further! At New American Funding, we're here to show you how to become a cash buyer and make your homebuying journey a breeze. 💪🔑
Did you know that buying in cash can save you up to 11% compared to traditional mortgage buyers?* With NAF Cash, our affiliated company, you can make a competitive, true cash offer that isn't contingent on financing. Plus, you can close in as little as seven days, all without having to sell your current home first. 🌟💼
Say goodbye to the complexities of mortgage applications and hello to the convenience of cash buying. Let us guide you through the process and help you unlock the benefits of being a cash buyer. 💫🏡
Ready to experience the freedom and flexibility of cash buying? Join us at New American Funding and let us show you how to make your dream home a reality. 💰🔓

*Savings according to a study from researchers at the UC San Diego. The Mortgage-Cash Premium Puzzle (September 24, 2021). https://ssrn.com/abstract=3751917.

You could be next! Call me today to get started 🎉

Saving for a home down payment? 🏡 Make your dream a reality with the NAF Goal Grant! 💰 Designed to assist low-income individuals and families, this grant offers $2,500 in down payment and closing cost assistance. Start your homeownership journey today!

The word is out! Every year, Experience.com acknowledges the top mortgage professionals and companies that have demonstrated exceptional customer service and performance over the past year.

We proudly rank as a Top 10 Mortgage Company in the Jumbo Division! Congratulations to our 14 team members recognized as 2023's Top Performers in the Mortgage Industry for Customer Satisfaction!

New American Funding is proud to be a top lender to the Black community.

NAF honors our Veterans with specialized financing solutions and dedicated expert support. Swipe through to learn about the unique advantages of Veteran Lending.

At NAF, our loan officers know how to give buyers the upper hand. Join our team to learn how!

Unlocking Potential: HUD's Enhanced FHA 203(k) Loan Program Makes Fixer-Uppers More Accessible and Affordable for Homebuyers on a Budget. Get ready to transform your dream home with up to $75,000 for renovations, starting November 4, 2024.

Homebuyers on a Budget: It's About to Become Easier to Purchase a Fixer-Upper Home It’s about to become a little easier for buyers hoping to save a few bucks by purchasing a fixer-upper. Here's why.

Empowering Heroes: At NAF, we're committed to financing homes for the brave. Discover your next mission in homeownership with us.

Worried about affordability? Fear not! NAF Homes has solutions for you. Your Loan Officer and NAF Homes Real Estate Agent will work together to explain the mortgage terms, down payment, closing costs, and other financial elements in an easy-to-understand way.