Ali El Sayed

Did you know that depending on the year you were born, the age to collect full Social Security benefits is moving from age 65 to age 67 and it may go even higher? Read more here.

Social Security’s Full Benefits Age is Moving from 65 to 67: What to Know - Bankers Life Blog Many Americans know that turning 65 is a milestone not just because it’s an important birthday but it’s when most Americans plan to start collecting their Social Security’s age to collect benefits is moving from age 65 to age 67. Here’s what to know and how to plan.

By 2035, the Census Bureau projects the 80-year-old population will double from 2016. Do you have plan for your senior years? Take a look at five things to consider when planning your estate.

5 Essential Estate Planning Considerations - Bankers Life Blog By 2035, the Census Bureau projects the 80-year-old population will double from 2016. As the senior population grows, it reminds us of the importance of Getting your affairs in order? We have compiled some of the top factors to consider when estate planning to help make the process a little bit simp...

Clearing out the home of a loved one is never easy, our 5 tips can hopefully help you navigate the process.

Tips for Clearing Out the Home of a Loved One Tips for Clearing Out the Home of a Loved One By myHealthPolicy Updated Jul 03 2022 3 to 4 mins read 5 tips for clearing out the home of a loved one whether it’s through loss, downsizing or becoming a multi-generational family. Tips for Clearing Out the Home of a Loved OneAs we get older, we find ...

Melatonin is a popular OTC sleep supplement but do you really know how much you’re taking? A recent study from Journal of the American Medical Association (JAMA) found that at least a dozen brands had labeling issues. Read more here.

Take Melatonin Gummies for Sleep? You May be in for a Surprise - Bankers Life Blog With sleep issues on the rise, melatonin has become a popular sleep aid for all ages, especially melatonin gummies, but do you really know what you’re Melatonin is a common OTC sleep supplement but new data shows you may be getting way more melatonin (or none) in your nightly gummy.

Even the smallest amount of seed money and/or regular, modest investments in stocks can grow into a sizable sum over the course of several years!

Is it Possible to 10x My Retirement Savings in 25 Years? | The Motley Fool You might be shocked at how a little bit of money can become a lot of money... in time.

What’s the key ingredient of a life full of happiness? Head to the Bankers Life blog to find out!

The key ingredient of happiness - Bankers Life Blog What’s the key ingredient of a life full of happiness? If you’re like many people, your answer may include money, a nice home, vacations, leisure time and Having good relationships reduces your health risks and boosts your happiness. Check out our 7 tips for nurturing relationships.

Navigating the insurance world alone can be complex. Take a look at our quick guide for insurance products, when to use them, their rate factors, and financial factors to consider before purchasing a policy.

The Insurance Guide: How to Choose the Right Insurance at the Right Time - Bankers Life Blog As your career and family grow, your health, your assets, and your family’s future all become increasingly more valuable. There is simply more to protect. Take a look at a quick guide for insurance products, when to use them, their rate factors, and financial factors to consider before purchasing ...

Will SECURE 2.0 Act impact your retirement strategy? Check out our blog for everything you need to know!

6 types of people impacted by SECURE 2.0 Act - Bankers Life Blog SECURE 2.0 is a bevy of new retirement rules that aim to help people reach their savings goals and have more flexibility upon retirement. Signed into law SECURE 2.0 Act affects millions of Americans from young to old. Will it impact you? Check out these six types of people who can benefit from SECUR...

Developing financial literacy should begin at an early age! Check out our blog for tips on teaching children of all ages about money: https://www.bankerslife.com/insights/personal-finance/how-to-start-talking-to-your-kids-about-money-at-an-early-age/

It seems every week there’s a new weather threat or local emergency. We’ve got 11 tips to prepare so you’ll have what you need on hand to take some stress off of the table.

Tornadoes, Snow, Water Bans and More: 11 Tips to Prepare for Emergencies - Bankers Life Blog With the recent water contamination scare in Philadelphia where residents panic bought water clearing out store shelves, to tornadoes to epic winter With severe weather and other emergency events happening across the country we’ve got 11 tips to help you plan.

Federal interest rates have officially risen for the ninth time within the past year, what does this mean for your finances? Will the rates keep rising? Take a look at our economic outlook guide for the rest of 2023.

2023 Economic Outlook - Bankers Life Blog Today’s economic landscape is a complex one, but where will we ultimately end up in 2023? Here are the factors we are considering when determining the Take a look at the five defining factors of our 2023 economic outlook and what it means for you.

Organizing your estate planning documents can provide tax and cost savings, simplify planning, and create a roadmap for those who may have to help you in the future. Check out these tips.

Clean Out Your Estate Planning Attic Cleaning out your estate and related planning "attic" can simplify your planning, identify steps and improvements, save professional fees and taxes.

93% of new Bankers Life customers say their agent is easy to do business with. Find out why here: https://www.bankerslife.com/insights/understanding-insurance/top-benefits-of-working-with-an-insurance-agent/

Coping with a national tragedy can be hard. These five suggestions may help you process and cope in a constructive way.

How to Cope with National Tragedy: 5 Ways to Help Process It - Bankers Life Blog Just turn on the TV, radio or go online and you’ll likely be bombarded with difficult news stories whether it’s a major weather event or a national Unfortunate national events are challenging to cope with even if we’re not direct victims. These 5 tips may help you process what you’re encount...

Take five minutes to improve your financial literacy and learn about these six myths that could impact your retirement: https://www.bankerslife.com/insights/personal-finance/6-myths-that-could-impact-your-retirement-financial-planning/

April is National Financial Literacy Month, a perfect time to develop a better understanding of your financial plan. Check out our blog for five aspects of financial literacy and reach out to our team if you need help ensuring your plans match your goals.

https://www.bankerslife.com/insights/personal-finance/financial-literacy-planning-for-retirement-and-beyond/

If your parents have let their life insurance lapse or no longer have the funds available to pay for their own policy, you can buy life insurance for your parents. Here's what you need to know about buying life insurance for your parents.

Guide to Buying Life Insurance for Your Parents You may need to buy life insurance for your parents to ensure future financial stability. Here's what you need to know about buying a policy.

Passport delays are being reported across the U.S. Read what you need to know here.

Passport Delays Are Increasing: What You Can Do - Bankers Life Blog It’s spring and travel season is here! After years of lockdowns, many are ready to get out there and see the world but what if you need to renew or apply If you need to renew or apply for a U.S. passport, you’re in for a wait. What to know and how to get it quickly.

Caring for someone with Alzheimer’s is exceptionally demanding. Here at Bankers Life, we join the Alzheimer’s Association in raising awareness in honor of the more than 11 million dementia caregivers in the United States. alz.org/facts

From emergency home repairs to the arrival of a new grandchild, unexpected expenses in retirement can undo years of saving. That’s why your retirement plan needs to anticipate and get ahead of as many unexpected costs as possible.

6 unexpected retirement costs to prepare for - Bankers Life Blog When you’re retired and living off your savings, unexpected expenses can undo years of planning. That’s why it’s important to anticipate and get ahead of

Are you wondering how divorce affects your Social Security benefits? The Social Security Administration (SSA) has well-defined rules that allow spousal benefits to continue after a marriage ends. Get details here.

Social Security and Divorce What Happens Now Social Security and divorce may seem complicated. The good news is that ex-spouses often get continuity and you might still qualify for benefits.

You may think you can’t pay for college debt and have a comfortable retirement. It may not be easy, but with advance planning and sound financial guidance, you can sort through the priorities and put a plan in place that works for everyone!

Tips for Paying for College while Saving for Retirement - Bankers Life Blog The cost of college can be crushing for many families. In 2021, the average yearly cost of a private college was approximately $44,000, whereas The cost of college can be overwhelming and budget consuming and saving for retirement may seem like it’s near impossible when paying off tuition debt.

Travel season is upon us! Discover three main ways to save money while traveling in retirement.

How to Travel in Retirement: 2023 Edition - Bankers Life Blog Travelers are making vacations a priority this year, especially retirees. There are many elements to consider when planning a trip. We have gathered a few Take a peek at a few must-see travel destinations as well as tips and tricks to seamless travel in retirement this season.

44% of Americans have chosen not to fill a prescription due to cost. Read some tips on how to save on prescription costs and other senior concerns here.

3 Top Senior Concerns in 2023 and How to Face Them - Bankers Life Blog With a new year comes new mounting senior concerns navigating retirement, handling inflation, and staying healthy in 2023. What can you do to secure your Discover ways to face major senior concerns in 2023 including financial stability, healthcare costs, and healthy aging in an inflationary environm...

Financial literacy is an important part of retirement planning. Learn how you can take control of your finances by visiting our blog.

Financial Literacy: Planning for Retirement and Beyond - Bankers Life Blog Are you planning for retirement, nearing retirement or living as a retiree and not feeling fully comfortable with managing your money? Or maybe you think Financial planning can feel overwhelming. Where should you begin and what do you need to do to become financially literate?

Are you considering a switch from Medicare Advantage to Medigap, or vice versa? Here's what you need to know.

Can I Switch From Medicare Advantage to Medigap You can switch from Medicare Advantage to Medigap — but only during certain times. Here's what you need to know to make the most of your Medicare benefits.

Paying off credit card debt is important as you near retirement because it can eat into your retirement nest egg and reduce your standard of living. In celebration of , consider these four credit card debt repayment strategies.

Retire without credit card debt! 4 repayment strategies to consider - Bankers Life Blog Credit cards come with a list of pros and cons. On the one hand, they offer convenience, consumer protections and possibly rewards. On the other hand,

Many people don’t save for long-term care, yet it could be one of the greatest costs they face in retirement! Long-term care insurance is a practical solution for many. Watch to learn more.

Realities of Long-Term Care | Bankers Life Despite the steep costs of long-term care, 79% of middle-income Boomers haven’t saved for their future long-term care needs. Long-term care insurance can hel...

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