INERTIA - Advisor Services Group

When it comes to Long-Term Care, the default is masquerading as planning for millions of Americans, as explained here >>> https://www.inertia-asg.com/advisor-resources/the-blog/long-term-care-the-default-masquerading-as-a-plan/

If you want to prepare for Long-Term Care Awareness Month in November, please join us for one of our advisor events next week >>> https://www.inertia-asg.com/advisor-resources/event-calendar/

Understanding how or where clients will receive Long-Term Care helps put the pieces in the right place during the planning process, as explained here: https://www.inertia-asg.com/advisor-resources/the-blog/understanding-how-where-ltc-is-provided/

Whether it’s planning for a hurricane or Long-Term Care, the message to clients should be the same: Don’t wait until it’s too late! >>> https://www.inertia-asg.com/advisor-resources/the-blog/hurricanes-long-term-care-critical-planning-for-an-approaching-storm/

FACT: Based on AVERAGES, 50% of your friends are below-average people!

Now do you see why you should stop using "AVERAGE" need for clients' Long-Term Care Planning: https://www.inertia-asg.com/advisor-resources/best-practices/understanding-the-cost-of-care/

Let Hollywood and their movies help you better prepare for deeper client conversations during Long-Term Care Awareness Month in November like this: https://www.inertia-asg.com/advisor-resources/the-blog/eleven-movies-to-watch-before-ltc-awareness-month-in-november/

It's true that some clients won't need Long-Term Care.....It's also true that every client still needs to plan for it, as explained here >>> https://www.inertia-asg.com/advisor-resources/best-practices/everyone-needs-a-plan/

Join NAIFA-Tampa Bay for lunch on October 23 to prepare for Long-Term Care (LTC) Awareness Month in November for an intro to technology-driven LTC Planning for clients. For info or to RSVP, click here: https://www.inertia-asg.com/advisor-resources/event-calendar/october-23-2024/

A serious discussion about Market Corrections and Taxes will help you and your clients see the benefit of Long-Term Care Planning as we explain here >>> https://www.inertia-asg.com/advisor-resources/the-blog/healthcare-in-retirement-market-corrections-taxes/

Clients who are Self-Funding to PAY FOR Long-Term Care does not change the mandatory nature of PLANNING for the care, as discussed here: https://www.inertia-asg.com/advisor-resources/best-practices/the-mandatory-nature-of-planning-for-long-term-care/

FACT: Putting a Long-Term Care (LTC) or Chronic Illness Rider on a non-guaranteed life insurance policy SHOULD NOT be called a LTC Plan, as explained here: https://www.inertia-asg.com/advisor-resources/the-blog/the-deception-of-using-iul-or-vul-insurance-for-ltc-planning/

Perhaps Healthcare In Retirement would become more of a priority for the advisory community if they actually saw it the way most of their CLIENTS see it...... https://www.inertia-asg.com/advisor-resources/the-blog/healthcare-in-retirement-a-real-concern-for-those-in-or-near-retirement/

Except for the dog, everyone below will likely pay a physical or emotional price for this family's poor Long-Term Care Planning decisions, as explained here: https://www.inertia-asg.com/advisor-resources/the-blog/you-can-t-quantify-the-physical-emotional-cost-of-self-funding-ltc/

Are you taking advantage of Life Insurance Awareness Month to also remind clients about the necessary documents and legal framework discussed here: https://www.inertia-asg.com/advisor-resources/the-blog/crucial-documents-for-every-client-s-legal-framework/

Isn't it interesting how most CPAs, CFPs, RIAs, Attorneys, etc., insist their expertise is needed to help consumers make complex decisions......Just not Long-Term Care?

Squaring The Circle: Advisors & Self-Funding Long-Term Care Planning INERTIA / Advisor Services Group, headquartered in Clearwater, FL, is the advisor's partner for Long-Term Care Planning & Solutions. With strategists around the country, we work with advisors - throughout the planning process - to ensure their clients are prepared when the need for Long-Term Care ar...

Yes, actually, Long-Term Care Planning is your job, and it should be fundamental throughout the advisory community, as laid out here: https://www.inertia-asg.com/advisor-resources/the-blog/yes-actually-long-term-care-planning-is-your-job/

For clients over age 65 who don't have any Long-Term Care Planning AND need to begin thinking about RMDs, help them do both like this: https://www.inertia-asg.com/advisor-resources/case-studies/charlie-carol-cash-3/

It's Life Insurance Awareness Month, so remember to put Long-Term Care somewhere on your list of effective uses of life insurance as discussed here: https://www.inertia-asg.com/advisor-resources/the-blog/ltc-planning-using-life-insurance/

SHOW clients their retirement healthcare "Coverage Gap" by visiting Medicare.gov (below) or go into more detailed explanation like this: https://www.inertia-asg.com/advisor-resources/the-blog/medicare-the-coverage-gap-remaining/

If a female client is going through a divorce, Long-Term Care Planning can be included in the settlement, as explained in this case study: https://www.inertia-asg.com/advisor-resources/case-studies/sally-saver-4/

If you're not using taxable N/Q annuities to create necessary Long-Term Care Planning for clients, perhaps we can help explain why you should >>> https://www.inertia-asg.com/advisor-resources/case-studies/nick-nancy-2/

The "evolution" of Long-Term Care Planning embraces a process for your clients to holistically address the topic, as explained here: https://www.inertia-asg.com/advisor-resources/the-blog/the-evolution-of-long-term-care-planning/

If "winging it" isn't working to engage clients about their Long-Term Care Planning needs, then start asking better questions, like these: https://www.inertia-asg.com/advisor-resources/best-practices/questions-to-ask-clients-about-ltc-planning/

Regardless of how care is funded or delivered, the cost of delaying your client's Long-Term Care Planning is real, as explained here >>> https://www.inertia-asg.com/advisor-resources/the-blog/the-cost-of-delaying-long-term-care-planning-for-clients/

If Ben Franklin were alive today, would his saying be, "Nothing is certain in life but death, taxes, and healthcare expenses"? https://www.inertia-asg.com/advisor-resources/the-blog/death-taxes-healthcare-expenses/