Jesse Barbaro - Guild Mortgage Loan Officer NMLS #1304162

With 0% down and credit scores as low as 540, we want to thank our military clients and their families for their service. Are you eligible for a VA loan? Let’s talk!

VA loans | Guild Mortgage Helping Veterans for 55+ years VA home loans What is a VA loan? A VA loan is a mortgage loan created specifically for eligible military veterans, service members and their spouses. A VA home loan offers considerable benefits and is issued through private lenders but guaranteed by the Department of Veterans Affairs (VA), making it...

Its more than just a mortgage 🏡

Jesse Barbaro - Guild Mortgage Loan Officer NMLS #1304162 updated their website address.

The market is 🔥🔥🔥

SC was No. 2 moving destination in US in 2020, study says South Carolina rose to the No. 2 moving destination in the U.S. in 2020, helped in part by people migrating away from large urban areas amid the pandemic while the

Have you ever had questions about your credit score? Here is a great resource for you!

https://www.myfico.com/credit-education

Credit Education | myFICO Credit education videos What is a FICO® Score Close Close What is a FICO® Score How lenders use FICO® Scores Close Close How lenders use FICO® Scores Managing your FICO® Scores Close Close Managing your FICO® Scores

Before you go house hunting the first step is!

"Should you look into refinancing your current mortgage?"
The answer is "Yes" IF you'd like any of the following:
➡ Lower your monthly payment
➡ Get a lower rate WITHOUT resetting your mortgage term
➡ Pay off your mortgage faster
➡ Pay less interest
➡ Get rid of PMI
➡ Utilize your current equity to pay off high-interest debts
➡ Get out of an Adjustable Rate and get into a Fixed Rate
Whatever reason(s) you'd be interested in refinancing…..Just email [email protected] and let's see if there's an option that works for YOU

Jesse Barbaro - Guild Mortgage Loan Officer NMLS #1304162 updated their info in the about section.

The winter season can turn little cracks into large gashes in your asphalt. Even if you don't live in a cold climate, you, your neighbors, and eventually buyers will appreciate the effort. 🌡

It’s what I do 🤷‍♂️

The more you know

Every time....

https://www.cnbc.com/2020/09/01/home-prices-suddenly-see-biggest-gains-in-2-years.html

Home prices suddenly see biggest gains in 2 years Exceptionally strong demand, historically low supply and record low mortgage rates are fueling the fastest home price growth since 2018.

You have a team to support your dream of becoming a homeowner. 🤝🔧📂

https://readynest.com/homebuyer-stories/what-is-dti-and-why-does-it-matter-when-applying-for-a-mortgage-loan?utm_source=social&utm_medium=facebook&utm_campaign=readynest&utm_term=story-what-is-dti-and-why-does-it-matter-when-applying-for-a-mortgage-loan&utm_content=v1

What is DTI, and why does it matter when applying for a mortgage loan? Your DTI, or debt-to-income ratio, is a percentage that compares how much money you bring in against how much you pay out each month – and it helps lenders determine if they’ll lend you the money to buy a house.

Guild made it into an article from Money.com! We can do it all!

Everything You Need to Know About Mortgage Rates in 2020 — Money Mortgage rates are at a historic low. We reviewed 24 of the industry's top lenders to bring you the best guide to mortgage rates in the market. Learn more.

Great Views! Not so sure about that commute to work though!

The time is now! 🏡

Homebuyer mortgage demand spikes 33% as rates set another record low After a brief pullback, homebuyers rushed back into the mortgage market last week, taking advantage of record low mortgage rates.

https://www.cnbc.com/2020/07/07/consumers-especially-renters-are-feeling-much-better-about-buying-a-home.html

Consumers, especially renters, are feeling much better about buying a home After plunging to nearly the lowest level in its history in April, an index measuring consumer sentiment in the housing market bounced back significantly in June.

I hope everyone has a safe and happy 4th of July!

Welcome to Columbia!

Let me coach you through the home buying process! Knowledge is power!

Buying power is high!

Mortgage rates plunge to record lows For the fourth time in the past couple of months, the 30-year fixed-rate average sank to a new low. It is down to 3.13 percent this week.

Whether you're buying or selling, your home inspection is a crucial part of the process that you want to go right. See what you can do if a home inspection comes back less than ideal for your home.

7 Home Inspection Nightmares and How to Fix Them - Redfin Here are some commonly encountered home inspection nightmares, as well as some advice on how to handle them.

Closing costs are a part of nearly all mortgage transactions. Talk to a trusted professional about your next home purchase.

Mortgage Closing Costs: What They Are and How Much You’ll Pay - NerdWallet Closing costs average between 2% and 5% of the loan amount when you buy a home. We explain various costs to help you prepare.

That moment when you save a client $300 per month on their refinance... If you have an interest rate that is in the high 4's or 5% range its time to reach out unless you hate saving $$$. 803-391-3539 or [email protected]