Smart Federal Credit Union

As a member-owner of SMART FCU, you have a say in our future as a credit union. We hope you'll join us in voting YES on a proposed merger with Pathways Financial Credit Union. This merger is a great opportunity for us to improve our products and conveniences while keeping the local service and staff you love!

As a member-owner of SMART Federal Credit Union, we hope you will vote on a proposed merger with Pathways Financial Credit Union! This partnership gives us the opportunity to increase and improve our offerings without sacrificing the friendly, local service you love.💗
Visit smartfedcu.com/bettertogether to learn more!

Have you downloaded our free mobile banking app yet? If not, you’re missing out on incredible convenience. Our mobile app lets you manage your money, access debt card controls and more, no matter where you go! Download the app today from the Apple Store or Google Play.

Heads up! Planned Visa maintenance is taking place over the weekend. Payments made Thursday, July 11, through Sunday, July 14, will not post until the following Monday, July 15. We’re sorry for any inconvenience this may cause. Please make sure to schedule any payments attached to your credit card appropriately.

Summer is here! Many of us at SMART Federal Credit Union are enjoying the season and taking vacations. As such, our processes and response times may be a bit slower than usual as we juggle employee absences. We appreciate your patience, and hope you have a wonderful summer!

We will be CLOSED on Thursday, July 4, in observance of Independence Day. We hope you all have a fantastic (and safe) Fourth of July!

How are you celebrating this year?

SMART Federal Credit Union is a part of the CO-OP Shared Branching network. That means you have access to over 5,000 shared branches nationwide – that’s more branches than the biggest bank in the U.S.! When you visit a shared branch, you’re able to conduct most of your business as though you were at home.
Find your nearest shared branch using the CO-OP locator: https://visit.coop/liwpv5

Whether buying new or used, you can fetch a great auto loan at SMART Federal Credit Union! Our lenders strive to have same-day approvals – plus you’ll enjoy no pre-payment penalties, discounted GAP and insurance coverage, extended warranty options and low rates with flexible terms.

Sniff out a SMART auto loan at smartfedcu.com today!

Shake off the heat of a loan payment and stay cool with Skip-A-Pay! Use the extra funds to pack in more summer fun. Easily request to skip a loan payment online, or over the phone.

We will be closed on Wednesday, June 19, 2024 in observance of Juneteenth. On this day, we commemorate a landmark step towards equality and freedom for all in America, and reflect on our current progress. Have a happy Freedom Day!

https://www.facebook.com/share/GcbrkJMwkxrVCgHa/?mibextid=oFDknk

Columbus Metropolitan Library to provide free meals to students at 17 branches this summer Service will begin June 3 and run until students return to classes in the fall.

More than 100 credit unions in Ohio and West Virginia have partnered with other credit unions nationwide to provide members better and more convenient access to their accounts and money. They proudly belong to the Shared Branching network, a national network of credit unions that allows members of other credit unions to use their branches to conduct basic teller transactions.
Visit www.sharedbranching.org to find a branch near you!

SMART Federal Credit Union is gearing up for Shared Branching Awareness Week May 20-24! Throughout the week, we will be reminding our members of this invaluable service that gives access to your account at more than 5,000 locations nationwide!

We MIGHT even throw in some free goodies at the branch while we're at it.... 👀😁🥳

As defenses against cybercrime improve, financial criminals are desperately trying to improve their tactics as well. Remember, we will never ask for sensitive account information through email or over the phone. If you are skeptical, please call us directly at 614-261-0650. Learn more helpful tips at www.consumer.ftc.gov.

With SMART Cents, saving gets put on autopilot!
Simply use your SMART Debit Card as usual, and the transaction will be rounded up to the nearest dollar. These extra cents will then automatically be transferred to your savings account. You can watch your savings add up over time, all without lifting a finger!

Available through online banking and the mobile app! 😃

The credit union you know and love today was started 72 years ago when our founder, former Southwestern City School employee, Edna Windom devised a way to help her fellow school employees save and borrow the money they need without needing a big bank. Though we’re no longer based out of Edna’s kitchen, we are proud to operate with that same personal, intentional care.

This legacy would not be possible without our members. We appreciate you!

A total solar eclipse will cross North America on Monday, April 8, and its path goes right through Ohio – including Cleveland and parts of Columbus! This is a unique opportunity to see an amazing natural phenomenon, as the contiguous United States won’t see another total solar eclipse until 2044.

Find out more information and see the eclipse’s path at science.nasa.gov/eclipses.
Don’t forget your solar eclipse glasses! 🌖🌗🌘🌒🌓🌔

The Credit Union will be OPEN from 9:00am - 1:00pm today in observance of Good Friday!
HAPPY EASTER!

Nowadays, Peeps take just six minutes to make thanks to a specialized machine that can instantly create the recognizable shape. But when they were first created in 1953, Peeps were handmade with a pastry tube. A year later, “The Depositor” was created by Bob Born, the owner’s son, which significantly sped up the process. 🐥

Turn your debit card “off” when it’s not in use and “on” whenever you need it, all with the swipe of a finger! Our mobile app includes card controls, which means you can manage your debit card any place, any time, potentially preventing a fraudster from obtaining it.

You don’t need luck to score a great auto loan rate! We keep our rates low and our application and payment processes easy, so you can feel like a winner when you drive off in your new or used vehicle. Already have a car you love? Refinance with us and we could help lower your rate! 🏀

You deserve a checking account that works for you, not the other way around. Our checking accounts have no monthly service fees or minimum balance requirements. Plus, you’ll enjoy loads of other benefits, including an 0.05% APY* earned with an average balance of $1,000!
Great products like this are just our style.😎 Learn more at smartfedcu.com!

Dreaming of a new home office? What about a bigger bathroom or new appliances? By using the equity built up in your home, you can open a low-rate line of credit and gain access to funds that you can use for almost anything.

Enjoy a 10-year draw period and no pre-payment penalties at SMART Federal Credit Union! Call us today to get started.