Damage Defenders

The weather today! Flood watches in effect until wednesday evening! Outside projects are on hold unit it's clear and dry. Be safe!

When the weather is unpredictable, it's like playing a game of 'will it, won't it' with the urethane sealant and the concrete expansion joints. It's like a soap opera, but instead of romance, it's a battle between dry and wet conditions. Stay tuned!!

Swapping out the current thermostat for a WiFi-enabled one by Wyse, as requested by my better half. I've never had to remove the panel on the air handler for a thermostat replacement. An extra piece needed to be wired to the control board in the air handler. Different, but works great.

Expansion joints are a critical component of any structure, requiring regular maintenance to ensure their proper function. Failure of these joints can lead to water intrusion, which can cause the concrete to deteriorate, become brittle, and crack. This not only allows water to reach the steel components within the structure, causing expansion and spalling of the concrete, but also compromises the integrity of the entire structure. Regular inspection and maintenance of expansion joints are essential to prevent these issues and to maintain the longevity and safety of the building.

Have you noticed that your AC isn't cooling your home as efficiently as it should? One common issue is that cooled air might be unintentionally escaping into the attic. This reduces the amount of cooled air reaching specific areas, such as your bedrooms, causing them to be warmer than the rest of the house. Ensuring that your attic is properly insulated and that the AC ducts are sealed can help prevent this issue, allowing your AC to cool your home more effectively. Additionally, improperly sealed ducts can lead to condensation, which can cause water damage and mold. Taking these steps not only improves cooling efficiency but also protects your home from potential damage.

Water intrusion can cause a lot of damage to structural elements. There are usually signs of damage from the surface, if you know what to look for without having to do a destructive inspection.

Insurance claim or maintenance issue?

Is that a maintenance issue, poor workmanship, or insurance claim?

https://www.insurancejournal.com/news/national/2024/05/23/775622.htm

NOAA Chimes in With Prediction of Above-Average Atlantic Hurricane Season The National Oceanic and Atmospheric Administration (NOAA) today predicted an 85% chance of an above-average Atlantic hurricane season, with up to 25

When extinguishing a fire in a residential or commercial property, damage is not limited to the blaze itself. Firefighters utilize various tools such as water, axes, and chemicals, which may also cause destruction to the premises. Picture is of water damage a few units over from the blaze caused by water used to extinguish the fire.

Accidents happen, and sometimes all you can do is pick up the pieces. If you have more questions than answers, reach out to us. Fire damage does so much more damage than what's seen on the surface.

https://www.insurancejournal.com/news/southeast/2024/05/17/774535.htm

Looks like the east coast might see some hurricane action this season. There's good news for the west coast of Florida though. Regardless always be ready before the news creates chaos and stores get wiped out. Be safe and plan ahead!

Greater Chance of Major Hurricane on East Coast This Year, Less in Gulf, Scientist Says Multiple computer models from forecasting organizations across the globe have predicted a very active hurricane season starting next month, spelling

https://www.claimsjournal.com/news/national/2024/05/13/323636.htm

Example of why hiring a Public Adjuster to advocate on your behalf is wise choice.

Florida Office of Insurance Fines Heritage for Ian Claims Issues The Florida Office of Insurance Regulation in recent weeks has fined five property/casualty insurers, including Heritage Property & Casualty Insurance

I do all own inspections. I want know exactly what's going on to paint a clear picture to the insurance company.

Another inspection completed. Water blew in through the roof vent causing water damage to the ceiling and attic insulation. Not major damage but it does need to be addressed and will cost a few thousand to repair.

Finding what's causing the damage is what we do.

How does an insurance adjuster show up to a customers house for hurricane Damage and not have a moisture meter...an essential tool when adjusting a hurricane claim. How could that be unless.....

Interesting...had to share! People pay for years and years and years with ever filing a . When it comes time to file a they usually don't pay you enough, drag out the , or/and raise your premiums at renewal time. Something along the lines of 12 insurance companies have left the state or went under. Now look what someone posted is happening to them. 🤦🏻‍♂️

Not even 5 days passed since Hurricane Ian and just received home owners insurance cancelation notice. Insurance is such a scam. Safe Harbor Insurance Company.

STOP! PLEASE! Don't throw away your belongings until you have taken individual photos of each piece and created an inventory list. Insurance will not pay you for it otherwise. If they say it's ok to toss it get it in writing. This is part of your contents coverage. If not document that's less recovery money paid to you.

Flood damage is everywhere. FEMA has cut the red tape to get you paid quicker. Check out the link.

FEMA cuts red tape on federal flood insurance payments for Florida policyholders CFO Jimmy Patronis said the funds are essential to helping Floridians rebuild.

Flood damage is everywhere. FEMA has cut the red tape to get you paid quicker. Check out the link.

https://floridapolitics.com/archives/560534-fema-cuts-red-tape-on-federal-flood-insurance-payments-for-florida-policyholders/

Photos of previous inspections in businesses, condo buildings, and private homes.

For years I’ve done repairs, inspections, insurance claims, and sold various property types, residential and commercial. I love everything a property can be and am passionate about helping people. I held this belief that I could be only one thing, which I struggled with. Then one day, someone pointed out how I was able to use all my skills to help them. After realizing how all my skills complemented each other, I decided to bring them all together to form Damage Pros. My goal is to educate and guide my clients to the best possible results with hard work and due diligence.

Damage Defenders updated their information in their About section.

Hello.
I want to help the senior communities.

How?
I want to inspect your home for safety and maintenance worries. This unique service would be a huge help/benefit to many seniors and loved ones.

Why?
Over the years, working in many senior communities, I have witnessed the need for such a service. Many seniors have aliments that stop them from noticing or/and repairing minor issues before they become major. For example, a blown light bulb poses a falling hazard when you can't see. A water leak can lead to a slip and fall or produce mold, leading to other health hazards. A wink or worn spot on the carpet can also lead to a fall. Not to mention many other risks.

What?
We will inspect the bathrooms, kitchen, all living spaces, windows, doors, flooring, walls, ceilings, and all fixtures. Ensure everything is functional and safe to use. Let you know if anything needs repair or maintenance. Inform you of the most critical issues. A written report and photos will be given.

Who?
My name is Ray. I am a insured and bonded Florida Licensed Building Contractor, Licensed Public Insurance Adjuster, and Licenced Real Estate Agent. I have the experience and knowledge to see a single issue in many lights and offer numerous solutions. My company is called Damage Pros. Find, Inform, and Educate.

When?
Schedule an appointment.

Many loved ones worry about senior loved ones and can't help as often as they would like. They would greatly appreciate this service. The report with pictures could be sent to them as well.
My mom was disabled and needed help but had a hard time asking for it. My mother-in-law is in her late 70's and can't do things she used to and gets frustrated. Both my moms have aliments that stop them from taking care of simple issues that were never an issue in the past.
I want to help.

Go to www.damagdefenders.com for more info.

Damage Defenders updated their business hours.

Got a call from a remediation contractor today. Their customer's insurance claim was denied. He wanted to know if I could look at the damage and review the denial letter to see if I thought it was a legit claim. The AC unit leaked behind the wall, causing damage to the walls and floors. The denial letter they sent to the insured was 3 pages long. Basically, the 3 pages were meant to confuse the customer (in my book). If he can prove that he did repairs and maintained the unit, they will extend coverage. I was told the repairs were done by him and a friend of his with an AC business. To get the coverage he just needs proof parts were purchased for his AC unit. Showing a credit card statement, receipts, pictures, or even a transaction list from the store of your related purchases would prove his claim. Remember, it's not the insurance company's job to prove your claim, it's yours. Your policy spells out all your responsibilities to report a claim and for it to be a covered claim.

Damage Defenders updated their phone number.

Damage Pros is available for a variety of property inspections. Check out our website for a list of services and examples. www.damagedefenders.com

DamageDefenders.com DamageDefenders.com Property Damage Solution Specialist. Get the Money you Deserve!