Carmelina Larios - HealthMarkets Insurance

"People's lives change all of the time and I get to help them find coverage for the spot in life that they are currently in.”

Daniel Smith has more than 12 years of experience not only serving clients but also helping other agents.

Find a licensed insurance agent like Daniel in your area: https://www.healthmarkets.com/local-health-insurance-agent/

Today, we reflect on the importance of freedom and resilience as we celebrate .

Are you crafting an employee benefits package for your small business?

Here are 6 benefits that could help you attract and retain top talent: https://www.healthmarkets.com/resources/small-business-health-insurance/best-employee-benefit-package-for-small-businesses/

Big news for Medicare beneficiaries!

Starting in 2025, a new out-of-pocket spending cap of $2,000 for prescription drugs covered under Medicare Part D will go into effect.*



*Source: https://www.kff.org/medicare/issue-brief/millions-of-people-with-medicare-will-benefit-from-the-new-out-of-pocket-drug-spending-cap-over-time/

“I enjoy being the go-to resource person and helping people when they need it the most.”

Whether his clients are getting married, retiring, or becoming eligible for Medicare, Ron Max has years of experience helping them through the process.

Are you looking for a licensed insurance agent near you? Find one like Ron here: https://www.healthmarkets.com/local-health-insurance-agent/

Knowing your out-of-pocket maximum can be key to understanding your healthcare costs.

Ready to explore your health insurance plan options? Learn more and shop plans at www.HealthMarkets.com.

Are you moving to a new place this summer?

You may be eligible to shop for a new health insurance plan if you are moving to a new city or ZIP code. Explore your options in your new area at https://www.healthmarkets.com/health-insurance/

In remembrance of our heroes on this Memorial Day.

Meet Phil King, a licensed insurance agent in Pickerington, Ohio!

"I look at this as my mission: to always take care of my clients as much as possible, from the first meeting to challenging times of illness or accidents, and even after they are no longer clients.”

Ready to find a licensed insurance agent like Phil in your community? Click here: https://www.healthmarkets.com/local-health-insurance-agent/

What is a health insurance premium?

Understanding how the cost of your premium can affect the amount of coverage you receive will help you make an informed decision as you search for a plan for you or your family. Learn more and shop plans at www.HealthMarkets.com.

Get your smile ready for summer with a dental plan!

Discover your plan options for a healthier, brighter smile: https://www.healthmarkets.com/dental-insurance/

“I find most people want an agent who can sit down with them and be there for them when they need us.”

Serena understands that many people prefer to discuss their insurance needs face-to-face with a local agent. That's why she offers most of her services in person at her offices in St. Clairsville and Steubenville, Ohio.

Let a licensed insurance agent like Serena help you navigate
life's biggest transitions: https://www.healthmarkets.com/local-health-insurance-agent/

Did you know swimming can be a game-changer for seniors and women?

From improved bone health to better glucose control, there are loads of benefits. Dive into the details: https://www.healthmarkets.com/resources/wellness/why-swimming-has-big-benefits-for-seniors-and-women/

Meet Ray A. Plagens, Jr., a licensed insurance agent based in South Bend, IN, who has been serving clients since 2007!

“Many people ask me "Why can't I just do this myself?" I simply tell them that I can help them shop with many companies at once and help them customize a plan that may fit their needs and budget. And, it's great to be able to say that my services come at no cost to them!”*

Whether you're turning 65, retiring, or need an individual health insurance solution, there is a licensed insurance agent ready to help. Find an agent like Ray near you: https://www.healthmarkets.com/local-health-insurance-agent/



*Sales agents may be compensated based on enrollment.

What is a Medigap plan?

Medigap plans, also known as Medicare supplemental plans, can help cover expenses not covered by Original Medicare. Explore Medigap plans with a licensed insurance agent at 1888-241-1036.

Parents, don't forget about your grad's health insurance plan!

Whether they're job hunting or starting a new career, now is a key opportunity to review their options. Just dial 1-888-241-1036 to speak with a licensed insurance agent.

Retiring early? There are options to bridge the gap until you are eligible for Medicare. We can provide information on which path might work for you.

Find out more: https://www.healthmarkets.com/resources/health-insurance/early-retirement-health-insurance/

Happy Earth Day!

As we celebrate our planet, let's remember that a healthier environment means healthier people.

Life insurance is a big decision, but asking yourself these 5 key questions can help you determine what works for you. You don’t have to go through the process alone, call a licensed insurance agent today at 1-888-241-1036.

National Healthcare Decisions Day is a reminder to talk to your loved ones and healthcare providers about your preferences for care. We're here to help you find a health insurance plan that supports your choices.

What is a health insurance plan deductible?

Understanding your deductible can be helpful when budgeting for healthcare expenses. Explore your coverage options at www.HealthMarkets.com.

Medicare telehealth flexibilities have been extended through 2024, making it easier for you to access healthcare from the comfort of your home. Ask your provider about virtual visit options. Find out more here: https://telehealth.hhs.gov/providers/telehealth-policy/policy-changes-after-the-covid-19-public-health-emergency

This World Health Day let’s celebrate living healthy lives.

Ready to have a real conversation about your health insurance plan?

To find a licensed insurance agent near you, visit https://www.healthmarkets.com/local-health-insurance-agent/

It's the season for home runs and home improvements! But when it comes to looking for a health insurance plan, don’t DIY it. Visit www.HealthMarkets.com instead!

Are you navigating a major life change? Let us help you!

Visit www.HealthMarkets.com to discover how certain life events may impact your health insurance plan options and how we can help you.

Experiencing a career shift?

Consider a short-term health insurance plan for immediate coverage.

May your day be touched with a bit of Irish luck! Happy St. Patrick's Day!

Cheers to the remarkable achievements of women, not just today, but every day! Happy International Women's Day!

An extra 24 hours this Leap Year? Spend it giving yourself a head start on finding dental, vision, or health coverage.

Let a licensed insurance agent help you explore your plan options. Call 1-888-241-1036 today!

Headaches disrupting your every day life? Try these four remedies: 1. Drink more water 2. Take magnesium 3. Soothe pain with a cold-compress 4. Drink ginger tea

Exercising outside during the summer heat can be a sticky situation. We found these great clothing ideas to help keep you cool while you're breaking a sweat!

"Tech neck" has become a prevalent issue thanks to the heavy use of electronic devices If you're experiencing neck soreness after long amounts of time in front of a screen, take frequent breaks and do daily stretches to help with discomfort.

Checking your vision becomes increasingly more important as we get older. If you're on the hunt for vision coverage, let's chat about your options today! Call me at +19493399637 to get started.

The sun is plentiful this time of year, so let's reap the rewards of all this vitamin D!

Summer is officially here! Comment what you're excited to do this season.

We're already halfway through the year! Have you scheduled your regular dental checkup yet?

Warmer weather means more time outdoors! If you've been considering taking the family camping, take this as your sign to get out and enjoy nature.

Turning 65 soon and feeling overwhelmed by Medicare options? I'm here to help. Call me at +19493399637, and let's chat!

Did you know that using an exercise ball in small increments throughout your day instead of a desk chair can be beneficial to your physical health? This may be a good idea for you especially if you work from home for prolonged periods of time!