HealthMarkets Insurance - Caroline Jon Elwell

What is a copayment?

Knowing how copayments work can be key to understanding your healthcare costs.

If you’re a freelancer, between jobs, or if you've missed the Open Enrollment Period, short-term health insurance plans can provide you with temporary coverage. Learn more: https://www.healthmarkets.com/resources/health-insurance/short-term-health-insurance-2024/

Are you curious if a short-term health insurance plan makes sense for you? Let's discuss your options together. Call me at +17379995224 today!

Back-to-school season is almost here! Have you scheduled your student athlete's annual physical yet?

Many health insurance plans cover these regular check-ups to help prepare your child for the coming school year.

Health insurance can be complicated.

As your licensed insurance agent, I can help you find a health insurance plan that fits your budget and needs. Just call me at +17379995224 to get started!

You may have heard about high-deductible health plans (HDHP), but do you know how they actually work?

As a licensed insurance agent, I'm here to help you understand. HDHPs can offer lower monthly premiums and pair with health savings accounts for added tax benefits. For more details, check out our recent article: https://www.healthmarkets.com/resources/health-insurance/high-deductible-health-plans/

Still have questions? Call me at +17379995224 and let's explore your options together.

Here's to a healthy and happy holiday!

Summer is a great time to prioritize your health and wellness using your insurance benefits! With kids out of school and lighter schedules, take advantage of this downtime before the hectic fall season begins.

Selecting a health insurance plan is an important decision, but these 4 tips can help make the process easier: https://www.healthmarkets.com/resources/health-insurance/avoid-4-common-health-insurance-mistakes/

Coinsurance is an important concept to grasp when choosing a health insurance plan.

Do you want to compare your plan options with a licensed insurance agent? Just give me a call at +17379995224 to get started.

"People's lives change all of the time and I get to help them find coverage for the spot in life that they are currently in.”

Daniel Smith has more than 12 years of experience not only serving clients but also helping other agents.

Find a licensed insurance agent like Daniel in your area: https://www.healthmarkets.com/local-health-insurance-agent/

On this , let us pause to acknowledge the significance of freedom and the power of resilience.

Today, we reflect on the importance of freedom and resilience as we celebrate .

They may not have superpowers, but they've got dad jokes, bear hugs, and lots of love.

Wishing our everyday heroes a happy Father's Day!

Are you a small business owner?

Check out these 6 benefits that could help you attract top talent: https://www.healthmarkets.com/resources/small-business-health-insurance/best-employee-benefit-package-for-small-businesses/

Are you crafting an employee benefits package for your small business?

Here are 6 benefits that could help you attract and retain top talent: https://www.healthmarkets.com/resources/small-business-health-insurance/best-employee-benefit-package-for-small-businesses/

The summer season is a time for fun and adventure, but unexpected accidents can happen.

Accident insurance can help pay for unexpected medical costs, so you can focus on recovery. Call me at +17379995224 to shop accident insurance plans.

Big news for Medicare beneficiaries!

Starting in 2025, a new out-of-pocket spending cap of $2,000 for prescription drugs covered under Medicare Part D will go into effect.*



*Source: https://www.kff.org/medicare/issue-brief/millions-of-people-with-medicare-will-benefit-from-the-new-out-of-pocket-drug-spending-cap-over-time/

Beginning in 2025, Medicare Part D will have a new out-of-pocket spending cap of $2,000 for prescription medications.*



*Source: https://www.kff.org/medicare/issue-brief/millions-of-medicare-part-d-enrollees-have-had-out-of-pocket-drug-spending-above-the-catastrophic-threshold-over-time/

“I enjoy being the go-to resource person and helping people when they need it the most.”

Whether his clients are getting married, retiring, or becoming eligible for Medicare, Ron Max has years of experience helping them through the process.

Are you looking for a licensed insurance agent near you? Find one like Ron here: https://www.healthmarkets.com/local-health-insurance-agent/

Knowing your out-of-pocket maximum can be key to understanding your healthcare costs.

Ready to explore your health insurance plan options? Learn more and shop plans at www.HealthMarkets.com.

Do you know your health insurance plan’s out-of-pocket maximum?

If you're looking to compare plans, I'm here to help. Give me a call at +17379995224 to discuss your options and look for a plan to meet your needs.

Moving to a new home this summer?

If you are moving to a new city or ZIP code you may be eligible to shop for a new health insurance plan. As your insurance agent, I'm here to help you look for a plan in your new location. Call me at +17379995224 to discuss your needs.

Are you moving to a new place this summer?

You may be eligible to shop for a new health insurance plan if you are moving to a new city or ZIP code. Explore your options in your new area at https://www.healthmarkets.com/health-insurance/

On this Memorial Day, let us take a moment to reflect on the selfless service of our heroes.

In remembrance of our heroes on this Memorial Day.

Meet Phil King, a licensed insurance agent in Pickerington, Ohio!

"I look at this as my mission: to always take care of my clients as much as possible, from the first meeting to challenging times of illness or accidents, and even after they are no longer clients.”

Ready to find a licensed insurance agent like Phil in your community? Click here: https://www.healthmarkets.com/local-health-insurance-agent/

What is a health insurance premium?

Understanding how the cost of your premium can affect the amount of coverage you receive will help you make an informed decision as you search for a plan for you or your family. Learn more and shop plans at www.HealthMarkets.com.

Do you have questions about your health insurance premium?

As your licensed insurance agent, I'm here to help you explore your health insurance plan options and look for one with a premium that might work for you. Give me a call at +17379995224 to shop plans today!

Do you want to show off your smile this summer?

Call me at +17379995224 to explore your dental plan options and help get your smile ready for summer!

Get your smile ready for summer with a dental plan!

Discover your plan options for a healthier, brighter smile: https://www.healthmarkets.com/dental-insurance/

“I find most people want an agent who can sit down with them and be there for them when they need us.”

Serena understands that many people prefer to discuss their insurance needs face-to-face with a local agent. That's why she offers most of her services in person at her offices in St. Clairsville and Steubenville, Ohio.

Let a licensed insurance agent like Serena help you navigate
life's biggest transitions: https://www.healthmarkets.com/local-health-insurance-agent/

Did you know swimming can be a game-changer for seniors and women?

From improved bone health to better glucose control, there are loads of benefits. Dive into the details: https://www.healthmarkets.com/resources/wellness/why-swimming-has-big-benefits-for-seniors-and-women/

Did you know your favorite summer activity might come with extra perks?

From improved balance to better bone health, swimming can help make waves in your well-being.

Explore all the benefits: https://www.healthmarkets.com/resources/wellness/why-swimming-has-big-benefits-for-seniors-and-women/

Here’s to the everyday heroes who teach us how to dance through life's challenges with grace and resilience.

Happy Mother's Day!

Summer vacation is just around the corner!

It might not be the first thing on your travel checklist, but a health insurance plan can come in handy when things don't go as planned. Before you pack your bags, give me a call at +17379995224 to review your options!

Meet Ray A. Plagens, Jr., a licensed insurance agent based in South Bend, IN, who has been serving clients since 2007!

“Many people ask me "Why can't I just do this myself?" I simply tell them that I can help them shop with many companies at once and help them customize a plan that may fit their needs and budget. And, it's great to be able to say that my services come at no cost to them!”*

Whether you're turning 65, retiring, or need an individual health insurance solution, there is a licensed insurance agent ready to help. Find an agent like Ray near you: https://www.healthmarkets.com/local-health-insurance-agent/



*Sales agents may be compensated based on enrollment.

What is a Medigap plan?

Medigap plans, also known as Medicare supplemental plans, can help cover expenses not covered by Original Medicare. Explore Medigap plans with a licensed insurance agent at 1888-241-1036.

What do Medigap plans cover?

Medigap plans, also known as Medicare supplemental plans, can help cover expenses not covered by Original Medicare. Want to learn more? Just give me a call at +17379995224.

Parents, don't forget about your grad's health insurance plan!

Whether they're job hunting or starting a new career, now is a key opportunity to review their options. Just dial 1-888-241-1036 to speak with a licensed insurance agent.

Attention, parents of college grads!

Don't forget to review your grad's health insurance plan options as they transition into the next chapter. Whether they're job hunting or starting a new career, I'm here to help you navigate their plan choices. Give me a call at +17379995224 to get started.