Ruben Perez - CCM

5.0 star review received on Experience.com for Ruben Perez by Shelly S - Ruben was wonderful to work with. Very responsive and eager to help:)

New ★★★★★ 5 Star Experience.com Review by Shelly S Click to see all 28 reviews of Ruben Perez at CrossCountry Mortgage, Loan Officer | NMLS #23348

5.0 star review received on Experience.com for Ruben Perez by Larry S - Ruben is patient and thorough. He has excellent listening skills and explained all my questions with great detail. He left no doubt of what I needed to do on my end to complete the loan process. His communication skills are excellent and I would not hesitate to use him again in the future. I would definitely suggest him to friends and family.

New ★★★★★ 5 Star Experience.com Review by Larry S Click to see all 27 reviews of Ruben Perez at CrossCountry Mortgage | NMLS #23348, Loan Officer | NMLS #23348

5.0 star review received on Experience.com for Ruben Perez by Cindy S - Ruben was very proactive and responsive, professional, and worked with us on a tight timeline to get the deal done. Thank you so much, Ruben - you're awesome! - Cindy & Larry

New ★★★★★ 5 Star Experience.com Review by Cindy S Click to see all 26 reviews of Ruben Perez at CrossCountry Mortgage | NMLS #23348, Loan Officer | NMLS #23348

🎉 Congratulations to Larry & Cindy on their new home. Welcome to The Sunshine State! 🏠🗝️

4.75 star review received on Experience.com for Ruben Perez by Denise G - Thank you for your help and answering all my questions along the way!

New ★★★★★ 4.75 Star Experience.com Review by Denise G Click to see all 25 reviews of Ruben Perez at CrossCountry Mortgage | NMLS #23348, Loan Officer | NMLS #23348

5.0 star review received on Experience.com for Ruben Perez by Kelsey H - Ruben was absolutely wonderful, I'll definitely be sharing his contact information with my future buyers in need of a fantastic loan officer!

New ★★★★★ 5 Star Experience.com Review by Kelsey H Click to see all 24 reviews of Ruben Perez at CrossCountry Mortgage | NMLS #23348, Loan Officer | NMLS #23348

5.0 star review received on Experience.com for Ruben Perez by Marlene O - Excellent work

New ★★★★★ 5 Star Experience.com Review by Marlene O Click to see all 22 reviews of Ruben Perez at CrossCountry Mortgage | NMLS #23348, Loan Officer | NMLS #23348

Home isn’t home without the people you love. If your friends and family are a little too far away, learn buyer and seller trends that may help you close the distance: http://spr.ly/6184d6J5q

When it comes to homebuying, you don’t need perfect credit, you don’t need to put 20% down, and renting isn’t always cheaper. Contact us today to see how we make purchasing your first home more realistic. http://spr.ly/6186j5IUy

Empty nesting, downsizing, or retiring to a new location. Whatever the reason, 60 appears to be the age to make a move. We keep track of homebuying and selling trends so we can help you when the time's right. http://spr.ly/6189d6J5l

Finance your next investment property with gross rent — NOT your income — with our Signature Expanded Investor Cash Flow Loan. Get qualified for your DSCR loan based on the property’s cash flow without having to verify personal income. It makes perfect sense for real estate investment pros. http://spr.ly/6183j5IU1

That’s the average? Sounds like a dream home to us! If you agree, make sure to read the annual NAR® Profile of Home Buyers and Sellers guide so you can make it yours. http://spr.ly/6181bgJT7

Want a warmer, brighter, more sustainable home? Come talk to us about our energy-efficient mortgage. These loans can help you pay for new windows, appliances, roofing, and more. Save on utility bills AND help the environment. http://spr.ly/6184j5IUG

Over 90% of metro communities saw home prices go up in Q1. But no matter how high costs rise, our mission remains the same: to help your clients afford a place to call home. Let’s talk about how we can do that today. 🏡 📈

Live in a rural community? You’ll want to know about the USDA home loan – and the opportunities it offers. Read our article to learn more:

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We’re not a fan of this “paying more” trend. That’s why we keep coming up with ways to help our clients save more. To find some trends we do like, check out our full summary: http://spr.ly/6182bgJTC

Need extra funds for life’s big expenses? A Cash-Out Refinance Loan could be the solution. Our comprehensive guide breaks down how it works, pros and cons, and alternative options to consider, maximizing your home’s equity. http://spr.ly/6188j5aLA

Have you found your forever home? For 1 out of 5 people, the answer is yes! If you’re part of the 4 wanting a change, our article on buyer and seller trends will help: http://spr.ly/6189bgJTf

Forget tax returns, W-2s, pay stubs, or any income verification, we can help you get home financing with just bank statements and our Signature Expanded Bank Statement Loan — it’s your perfect mortgage solution. Get started now.

When you’ve found home sweet home, you never want to leave. But when the time does come for change, it helps to know all about buyer and seller trends (which you can find here) http://spr.ly/6180bgJTA

Buying a home is one of the most important financial decisions of your life. We’re here to make your home loan as easy, enjoyable, and exciting as possible – because it’s more than a mortgage, it’s the keys to your future. Start here with our first-time homebuyer guide at http://spr.ly/6189jGt19

Last month we asked: are home sales starting to bloom? It looks like the answer is yes! Pending home sales are not only up by 3.4% from February but NAR experts now forecast a 9% increase in existing-home sales from 2023. Let’s work together to make that prediction happen.

Veterans make up a significant share of the homebuying market. That’s why VA loan expertise is so important to CCM. Curious what other trends we consider with our product offerings? Read our article http://spr.ly/6187bgJTN

From vacation homes to investment properties, we eliminate the obstacles of purchasing abroad. Our Signature Expanded Foreign National Loan helps you get the home you want — away from home. And NO residency is required! Call us today to get started.

March was a down month for existing home sales. But increases in inventory and employment still suggest spring could be looking up. Let’s discuss ways we can get the market back on track today! 🏡

Energy-efficient appliances and eco-friendly home improvements can save you a lot. But how do you pay for them? Meet CCM EasyGreen, an energy-efficient mortgage that finances your improvements and gives you a special lower interest rate, too. Contact us today.