Fernando Diaz, Branch Manager, CMG Home Loans

What do NAR’s upcoming industry changes mean for you? Effective Saturday, August 17th, the National Association of REALTORS® (NAR) is implementing practice changes, including updates to compensation offers, written agreements, and communications with communities and consumers. Here’s what you need to know: http://spr.ly/6182lzSCe

Did you know it's National Day? 🤔
Today we celebrate by reminding ourselves how important it is to achieve financial independence!
Purchasing and owning a home is one of the most common first steps to building wealth. When you own a home, you accumulate wealth in the form of equity as your home appreciates in value over time 💰 Are you ready to take the first step towards financial independence? Contact me today to get started on your preapproval!

Still think a 20% down payment is required? Think again! FHA Loans allow down payment amounts as low as 3.5%

What’s the driving force behind last week’s refinance surge? Plus, initial jobless claims saw the largest decline in almost a year, calming the job market crash fears. Read more in the Market Update: http://spr.ly/6185YsyuD

Generally, top-rated school districts mean safer neighborhoods. Whether you have school-aged children or not, scroll through ➡️ to see why you should research school districts when buying a home

Ready to embark on your home buying endeavors? Purchasing a home is a major life decision, and you want to make sure you find a home that checks your most important boxes while avoiding money-draining surprises. Click here to look through home buying green and red flags: http://spr.ly/6188Yl4T2

It's back-to-school time! Are you ready for an A+ home buying experience? Now's the time to study up for your home purchase! It all starts with a preapproval, contact me today to take the first step!

BREAKING: Mortgage rates drop to the lowest level in over a year! This week's big drop was a result of June's collection of employment reports, which came in below expectations and point to weakness in the jobs market. Consequently, the average 30-year fixed mortgage rate fell to its lowest level since April 2023

Cheers to Ernest and James on closing the door to a new beginning! 🥂🔑 Your trust in me as your lender means the world, and I'm overjoyed to have been a part of this journey with you. A big thank you to their realtor, Jay Messick with Cavanaugh Realtors, for a seamless transaction!

"HOA" stands for Homeowners' Association, a non-profit organization that manages and maintains a community's assets, such as homes, properties, and common areas. "CC&Rs" stands for Declaration of Covenants, Conditions, and Restrictions. CC&Rs are the rules of the HOA community, which outline the rights and obligations of the HOA and its members. CC&Rs describe what can and can't be done with a property, and their goal is to preserve and enhance property values

BREAKING: Mortgage rates drop to the lowest level in over a year! Today's big drop was a result of June's collection of employment reports, which came in below expectations and point to weakness in the jobs market. Consequently, the average 30-year fixed mortgage rate fell to its lowest level since April 2023

Saving for the down payment is one of the biggest hurdles for first-time home buyers. When you grow your down payment with HomeFundIt™, you can cross the finish line FASTER with a LARGER down payment!

In the midst of high interest rates and historically high home prices, how can you achieve your dream of homeownership? Let’s discuss five strategies that can put you ahead of the game in a low affordability housing market: http://spr.ly/6184YGMJO

When it comes to home financing, you deserve a lender who will bend over backwards for your unique needs! At CMG Home Loans, we have flexible mortgage options for every budget. Whether you're looking to buy, sell, refinance, or renovate, we're here to help you stick the landing!

Though the Federal Open Market Committee (FOMC) did not cut rates yesterday, mortgage rates still trended lower. In fact, the average 30-year mortgage rate officially dropped to its lowest level since late 2023, according to Mortgage News Daily’s rate index. Read more in the market update: http://spr.ly/6185ch29Z

Home search isn't going as swimmingly 🏊 as you hoped? Don't lose hope just yet! With a Renovation Loan, you can turn a house you LIKE into a home you LOVE. Freestyle your home any way you'd like -- it all starts with a !

Are you ready to take the plunge? 🥽 Avoid the splashes and ease into homeownership with a mortgage payment buydown. Dive into homeownership with lower monthly mortgage payments for up to three years!

Go Team USA! 🇺🇸 As you root for our nation's top athletes, we're ready to cheer you on your path to the American Dream of homeownership. When it comes to mortgage financing, trust your home team at CMG!

Sending a huge congratulations to Annie for closing on their new home sweet home in record time! 🏡 🎊 We're honored to have been part of your journey.

Many thanks to Aaron Aalcides with Epique Realty and Jennifer Hart with ExP Realty of Californa Inc.for your expert guidance!

Setting your aim 🎯 on homeownership? A straight shot to the home of your dreams starts with a mortgage preapproval. Give me a call to take the first step!

How has the VA Loan evolved throughout the years? Since its creation in 1944, this program has provided homeownership opportunities to millions of Veterans. As we celebrate the 80th anniversary of the VA Loan, here’s how the program has expanded in recent decades: http://spr.ly/6181cVlFx

Think it's a good idea to browse home listings before getting preapproved? Think again! A preapproval lets you know how much you can afford, so you don't get your heart set on a home that's out of your budget. Ready to get started on your mortgage preapproval? Give me a call!

Amidst inflation and rate volatility, how can you stay afloat? We're proud to offer our 🛟 Float Down Option 🛟 to help you find your dream home at the right rate. If rates go up, you're protected. If rates go down, you get the benefit. Ask me how our Float Down Option can lead you to smooth sailing ⛵

The base FICO® Scores range from 300 to 850. The higher the score, the lower the risk to lenders. A "good" credit score is considered to be in the 670-739 score range. A credit score between 740-799 is considered "very good" and a score over 800 is considered "exceptional"

Breaking records and closing deals! 🏡✨ Exciting news as Adaobi's home loan closed in under 20 days with our team at CMG Home Loans. Congratulations on your new home! 🎈 A big thank you to thededicated realtor, Kory Kaghazi Real Estate at Beach City Brokers, for their part in making this happen. Wishing you a lifetime of happiness in your new abode! 💖🔑

Summer is heating up! As temps are rising, chill out with these summer home maintenance tips:

The summer heatwave is rising, and so are these hot home décor trends! From dark academia to vintage designs, here are seven popular home trends this summer: http://spr.ly/6189ioIG3