Ownership Mortgage-Stephen Harms 2079369

HUD lowers annual mortgage insurance premium by 30 basis points.

Translation: when buyers put less than 20% down on a property, banks require a monthly insurance bc of risk. That monthly policy became cheaper. Which allows more first time buyers potential approval.

New measures that cut the cost of FHA mortgage loans roll out in March The reduction could save 850,000 homebuyers and homeowners who have Federal Housing Administration loans an average of $800 this year.

We gently remind borrowers to NOT open new lines of credit while a loan is in closing. Yes, it can delay or even negate the purchase.

Let's get started today!

Attended the Severance Chamber of Commerce event at the Windsong Event Center. Many laughs and connections!
Thanks to the board for the invite.

No paperwork, no hassle, no appointment necessary. Apply for your new home, from your old home, in your comfy clothes. Start your application today and we’ll explore your options together.

If you are looking for affordability in NoCo, take a peak at Baessler Homes. Doing business with them now and their team is very responsive.

www.baesslerhomes.com From traditional to contemporary, grand to cozy, Baessler Homes offers floor plans sure to fit your unique style throughout Northern Colorado. Our quality craftsmanship, superior designs, and decades of building experience make us the right builder for you. Being able to modify our home plans and ex...

Eggs are the new TP apparently.
Gotta do what ya gotta do!

So excited to be part of this company. I believe it to be the future model of business relationships between agents and lenders!

An Ownership Mortgage Opportunity - Ownership Mortgage An Ownership Mortgage Opportunity Learn more about our innovative & compliant income sharing opportunity by watching the video below. Learn More Get Started Let’s Continue The Conversation Please complete the form below and someone from our team will reach out with more information. Where do you a...

Guest speaker today for Loveland office on appraisals.

Chamber of Commerce in attendance for agent commendation. Complete with puppy.

Axe Throwing event for clients and agents. So much fun!

Want to go shopping soon?
Get approved on financing first!

Severance Days 2022 was a success!

Big weekend of fun! Come say hi!

When you are "Old School" and prefer to wet sign documents. We got your back.

It's a process. We can help explain the how and why.
Don't be stressed, just send PDFs!

"Stephen did an amazing job of explaining the whole process, from beginning to end." -A.C.

Its been 127 days coming, but who's counting? Challenger Home new construction turned out gorgeous.

Private showing of Trumark in Windsor. Beautiful homes.

Look at their joy! We are here to help! Love being part of making the dream into reality.

NoCo Connects event at Coldwell Banker, Fort Collins. Yep, thats a donkey.

Always grateful to have the opportunity to help new owners find their home. Happy agents are a plus!

Million Dollar Club lunch.
Grateful to work alongside these talented agents.
Proud to have earned an invitation.

Loveland office strategy session and afternoon rejuvenation.

Happy Buyers, happy agents.
You get a house, and you get a house!

Another happy new home owner and thrilled agent. Thank you for trusting us with your investment.

Open House Today, 1-4pm.
Pictures don't compare to the views in person.

https://www.coloproperty.com/listing/details/1260688

1255 Mill Creek Rd Berthoud, Colorado 80513 Colorado Residential-Detached Property For Sale - ColoProperty.com Residential-Detached Property For Sale at 1255 Mill Creek Rd Berthoud, Colorado 80513 on ColoProperty.com

Contractor panel QandA in Loveland today. Agents focused on potential repairs and pitfalls for their clients. We have constant education and connections for our customers.

Benefit dinner for fire victims at The Rio!

Hosted the top Agents for Coldwell Banker at Jay's Bistro for a private dinner. Grateful for your business partnership.

Congratulatory dinner for the top agents of local Coldwell Loveland office. Origins Wine Bar.

Managing Broker for NoCo gave a Condo Do's and Don'ts for agents in Loveland today.

Thank you and congratulations on your first home!

Happy Holidays to all!

Proud new home owners.

Monday Motivation!