Luis A Ramos Real Estate Agentpreneur

We can’t all live in a custom home. In fact, most of us live in houses with little to no architectural detail. If you're in need of ways to personalize your home, try a project like these!

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New Florida Flood Disclosure Requirements Coming By Maria Marchante.
Florida sellers must disclose flood damage history to buyers before contract signing to provide transparency in real estate transactions.

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The Latest Real Estate News for You See What's Happening in Your Market   Hello LUIS, Housing Market News New Florida Flood Disclosure Requirements Coming By Maria Marchante. Florida sellers must disclose flood damage history to buyers

Saving Strategies for Financial Goals When saving for a down payment, experts recommend using multiple CDs with staggered maturity dates or setting up savings buckets within one account. NEW YORK – Saving isn't always easy, but it pays off over time. It's especially useful to have a solid savings foundation in place to protect yoursel...

Are you moving up an age bracket? If so, it's time to move up in furniture quality. For those in older age groups, what was your first "nice" furniture purchase?

FHFA: U.S. Home Prices Up 5.7% in Last Year Home prices across the nation were up 0.9% from Q1 2024. Florida has seen a 4.8% four-quarter appreciation and 79.3% five-year appreciation. WASHINGTON – U.S. house prices rose 5.7% between the second quarter of 2023 and the second quarter of 2024, according to the Federal Housing Finance Agency (...

Fed Rate Cuts Ahead: What It Means for Mortgages A Fed cut in interest rates could lead to lower mortgage rates, boosting homebuying and refinancing activity. Already buyers are responding. NEW YORK — The Federal Reserve is poised to cut its benchmark interest rate next month from its 23-year high, with consequences for consumers when it comes t...

If you've got an old kitchen sink laying around, you can transform it into a sand box for your kids! Why not include them in the DIY process?

How to Make an Upcycled Kids' Sand Box Keep the kids entertained when it's warm outside with this project!

In policy speech, Harris calls for $25K incentive for first-time homebuyers Vice President Kamala Harris, the Democratic nominee for the 2024 presidential election, included initiatives to deal with surging housing costs in her economic plan announced Friday. She promised, if elected, to reduce “red tape” to build homes and provide incentives for first-time homebuyers. ...

Surprise Lift for July New Home Sales Sales of newly build homes rose 5.6% from a year earlier. Gradual improvements in the home building sector are forecast as mortgage interest rates go down. WASHINGTON – Sales of new homes rose unexpectedly in July, following significant revisions in the previous months’ data. Sales of newly buil...

A mirror is an essential piece of decor in any dark room. Hang it on an empty wall and watch as it brightens and lofts up the space.

Live the dream at the brand-new Nickelodeon Hotels & Resorts Orlando! Luxurious condo units available for purchase, starting from the low $400,000s.
Studio, 1-bedroom, and 2-bedroom suites available

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The Latest Real Estate News for You See What's Happening in Your Market   Hello LUIS, Housing Market News Saving for a House? Buyers may hear they need a 20% down payment to buy a home, but that’s not set in stone. Many...  View Detail

Average Long-Term Mortgage Rate at 15-Month Low Average rate on a 30-year mortgage eased to 6.46% from 6.49% last week. Borrowing costs on 15-year fixed-rate mortgages fell to 5.62% from 5.66%. LOS ANGELES – The average rate on a 30-year mortgage eased this week to its lowest level in 15 months, welcome relief for home shoppers navigating a hou...

Built-for-Rent Construction Posts Gains NAHB’s economist said single-family built-for-rent starts are almost 10% higher in 2024 Q2 than 2023 Q2. WASHINGTON – Single-family built-for-rent construction posted year-over-year gains as of the second quarter of 2024, as builders sought to add additional rental housing in a market facing ong...

Why go on a vacation when you can stay at home and relax in your backyard? That may sound crazy at first, but not if you complete a design like these.

7 Projects That Make Your Backyard Staycation-Worthy Backyard staycations are the best! These backyard designs will inspire you to spend more PTO time at home in a gorgeous backyard of your own design. If you’re looking for staycation ideas, look no further than your backyard.

What Would a Rate Cut Mean for You? An interest rate cut could be on the table when the Fed meets Sept. 17-18. A rate cut could mean a drop in mortgage rates. NEW YORK – Americans have been hit hard by high borrowing costs in recent years, but with the Fed weighing a potential interest rate cut, some relief could come as soon as Sep...

5200 N Flagler Dr # 802 SPECTACULAR views from this amazing unit in a community that offers a manned gate, a heated swimming pool with a salt water system, tennis, pickelball, a fitness center, a club room and a fishing pier. Placido Mar has done extensive renovations and is nearly complete. Buiilding is located near resta...

3 Tips for First-Time Home Buyers First-time buyers face a more challenging real estate market today than a half-decade ago. They should expect to move quickly and get preapproved. NEW YORK – Real estate has garnered considerable attention since 2020, and for good reason. Though speculators and real estate professionals may point ...

The time to become a homeowner is now. Let's make your real estate dreams come true. What's your vision for your future home?

Impact of Lower Fed Rates on Spenders & Savers With inflation nearing the Fed's 2% target, economists expect rate cuts starting in September. Homebuyers could see big benefits. NEW YORK – With inflation continuing to track toward the Federal Reserve's 2% target and the job market slowing, there's a wide consensus among economists and investors...

Zillow: Lower Rates May Revive Competition Buyers in Florida’s bigger metros gained an upper hand in July 2024, Zillow said. Nationwide, homes have been lingering on the market longer compared to last year. SEATTLE – Competition for homes and price appreciation tapered off faster than normal in July as high housing costs continued to sty...

A pop of color in a neutral setting can sometimes be hard to pull off. What's the right shade? Is this color too bright? Make this design style work and get inspiration from these modern rooms.

2 Modern Home Designs With Colourful Twists Compare these two modern home interiors to find out which colour family suits you and yours - will it be pastel colour decor or unexpected bright decor accents?

Investor Purchases Surge to 2-Year High Investors bought 1 of every 6 U.S. homes that sold, purchasing $43 billion worth of properties, and 1 of every 4 low-priced homes that sold. SEATTLE – Investor purchases of U.S. homes rose 3.4% year over year in the second quarter – the largest increase since the second quarter of 2022, accordin...

600 S Dixie Highway # 339 Experience the epitome of modern living in this 2-bedroom, 2-bathroom condominium located in the highly sought-after Prado Condominium community in West Palm Beach, Florida. Situated just minutes from world-renowned shopping, entertainment, and pristine beaches, this condo offers an ideal lifestyle....

Updated 2024 Forecast: Mortgage Relief Soon Lower rates, a strong economy and the easing lock-in effect means 2024 home sales will close stronger than 2023 and boost buyer power, an economist said. SANTA CLARA, Calif. – Home price growth and inventory are now predicted to end the year with year-over-year gains, according to the Realtor.com ...

White House Unveils $100M Plan to Boost Housing The plans also include expanding low-cost financing and reducing federal regulations to help construction efforts. WASHINGTON – The Biden administration on Tuesday unveiled a series of new reforms and a list of other federal actions aimed at driving up housing construction in the United States to ...

Designing a living space that feels modern without feeling harsh and cold can be difficult. If you'd like to avoid that, how about taking a few of the ideas you'll see here?

51 Beautiful Living Rooms With Irresistible Modern Appeal The most beautiful living rooms. Styles covered include modern, mid-century, minimalist, Scandinavian, rustic, eclectic, industrial and more with links included for each.

Rental Marketing Cooling, Concessions Offered Jacksonville, Orlando and Tampa are among the top rental markets in the state offering concessions. The U.S. rental vacancy rate held steady at 6.6%. SEATTLE – More property managers offered concessions on their rentals in July as rent growth slowed, new data from Zillow reveals. The post-pandemic...

Don't let your bedroom closet become a messy jungle. You can wrangle it in!

10 Ways To Organize Your Bedroom Closet It's not an impossibility, and you can make it a fun and relaxing project.

Saving for a House? Buyers may hear they need a 20% down payment to buy a home, but that’s not set in stone. Many mortgages require as little as 3% or 3.5% and some have no minimums. SOUIX CITY, Iowa – You might have heard you'll need a 20% down payment to buy a home. While there's a reason that number seems standa...

Homeowners Race to Refinance Home Loans As mortgage rates retreat from 23-year highs, home loan applications rose 16% last week, the highest level in two years. Refinancings were up 60% vs. a year ago. LOS ANGELES (AP) – A recent pullback in mortgage rates is spurring more homeowners to refinance their home loan and lower their monthly ...