Yagnesh Selani NMLS ID # 1626692 of Draper and Kramer Mortgage Corp.

Your income, your net worth and your marital status are just a few of the things that don’t impact your credit scores. Do you know the others?
Yagnesh Selani's Mortgage Report

Things that don’t affect your credit scores Your income, your net worth and your marital status are just a few of the things that don’t impact your credit scores. Do you know the others?

The spring real estate market is on the way. Learn why many homebuyers and sellers are planning to make a move this coming season.
Yagnesh Selani's Mortgage Report

Thinking of buying or selling a home? Spring may be the time The spring real estate market is on the way. Learn why many homebuyers and sellers are planning to make a move this coming season.

There are countless benefits to buying a home. The sense of community should not be overlooked!

A drop in mortgage rates is helping make 2024 an extra happy new year for homebuyers and owners. See what that means for your homeownership plans.
Yagnesh Selani's Mortgage Report

What today’s mortgage rates mean for you A drop in mortgage rates is helping make 2024 an extra happy new year for homebuyers and owners. See what that means for your homeownership plans.

Planning an upcoming trip? Before you leave home, use this checklist to help keep your place safe and secure while you’re away.
Yagnesh Selani's Mortgage Report

How to prepare your home before leaving on vacation Planning an upcoming trip? Before you leave home, use this checklist to help keep your place safe and secure while you’re away.

Mortgage rates have fallen recently, and they may be about to drop even further. That means financing a home is now more affordable than before! If you’ve been waiting to buy or take cash out, don’t miss out on this opportunity. Get in touch today to discuss your home financing, or visit my webpage to apply!

If you didn’t see the news, loan limits for conforming and FHA loans are increasing! Here’s what that means for homebuyers, owners and sellers.
Yagnesh Selani's Mortgage Report

What mortgage loan limit increases mean for you If you didn’t see the news, loan limits for conforming and FHA loans are increasing! Here’s what that means for homebuyers, owners and sellers.

Want to pay off your mortgage early? Making bi-weekly payments is one way to make it happen! Have a question about how they work? Drop it in the comments!

Paying with plastic has its perks, but you need to stay on guard against credit card fraud. Check out these strategies to help keep your cards secure.
Yagnesh Selani's Mortgage Report

Tips to protect yourself from credit card fraud Paying with plastic has its perks, but you need to stay on guard against credit card fraud. Check out these strategies to help keep your cards secure.

Budgeting is the nitty-gritty, for sure. If you have a detailed question about your situation, let’s talk today!

Do the shorter days have you feeling the winter blues? Here are some ways to help brighten your home and your mood this season.
Yagnesh Selani's Mortgage Report

7 ways to brighten your home this winter Do the shorter days have you feeling the winter blues? Here are some ways to help brighten your home and your mood this season.

Ask yourself: What would your day look like in this area? If you have more questions- drop them in the comments!

Here’s some more great news for homebuyers, owners and sellers! In addition to the recently announced increase to conforming loan limits, FHA loan limits are also being raised for 2024! FHA loans are popular for offering down payment minimums as low as 3.5% and credit score minimums as low as 580. The new FHA loan limits are available for loans with FHA case numbers on or after January 1, 2024. Contact me today to learn more!

Here’s some great news for homebuyers, owners and sellers: conforming loan limits are increasing for 2024! Conforming loans are popular because they generally offer lower rates, fees and down payment minimums and more flexible qualification requirements than non-conforming loans. Draper and Kramer Mortgage Corp. is offering the new limits effective immediately for conforming loans that lock on or after December 1, 2023 and close on or after December 22, 2023. Contact me today to learn more!

If you’re short on gift-giving ideas for the holidays, this simple guide will help you find something that’s just right for everyone on your list.
Yagnesh Selani's Mortgage Report

Tips to find the perfect gifts this holiday season - If you’re short on gift-giving ideas for the holidays, this simple guide will help you find something that’s just right for everyone on your list.

Using our app, DK Xpress™, you can check out the local schools and determine if they pass your test! Have more questions about the homebuying process? Let’s talk today.

History can repeat itself, but 2023 was no 2008 for real estate. Here’s why U.S. home values are staying strong despite some predictions to the contrary.
Yagnesh Selani's Mortgage Report

Why predictions of a housing crash haven’t come true History can repeat itself, but 2023 was no 2008 for real estate. Here’s why U.S. home values are staying strong despite some predictions to the contrary.

Make your homeownership goals a reality! Contact a DKMC loan officer today to get started.

ATTENTION BUYERS! Make your offer stand out and grab attention with a pre-underwritten loan from Draper and Kramer Mortgage.

What would happen if you couldn’t use your credit or ATM cards in a crisis? Find out how to be prepared by setting aside enough cash at home.
Yagnesh Selani's Mortgage Report

How much cash to keep at home for emergencies What would happen if you couldn’t use your credit or ATM cards in a crisis? Find out how to be prepared by setting aside enough cash at home.

Here’s one easy way to help keep your home financing on schedule. Have questions? Drop them in the comments or send me a message, I’m here to help!

Happy Veterans Day! Today, we recognize and honor America’s military Veterans for their service to our nation. As a trusted VA home loan lender, we’re always proud to help military-connected clients access their VA benefits to achieve their homeownership dreams.

Hesitating about buying a home because of high mortgage rates? Learn if buying now and refinancing later may be the solution.
Yagnesh Selani's Mortgage Report

84% of Recent Homebuyers Plan on Refinancing Hesitating about buying a home because of high mortgage rates? Learn if buying now and refinancing later may be the solution.

Protect yourself and your investment with owner's title insurance!

This Halloween, there's no need to be frightened about homeownership. 🏡👻 Let me be your guide to a smooth and stress-free homebuying journey.🔮 Curious about your options? Don't be afraid to reach out - I'm here to help you navigate the process, no cauldrons or spells required! 🎃

Considering buying a home? Take advantage of homeownership education programs or workshops in your area, and remember I'm always here to support your homeownership dreams with valuable resources and guidance. Invest in your future—start your homebuyer education journey today!

You may be surprised which mundane activities can jeopardize a mortgage application. Follow these important dos and don’ts when applying for a home loan
Yagnesh Selani's Mortgage Report

Dos and don’ts when getting a mortgage You may be surprised which mundane activities can jeopardize a mortgage application. Follow these important dos and don’ts when applying for a home loan

Great news for mortgage borrowers! Draper and Kramer Mortgage Corp. is now offering higher limits on several conforming loan programs! Conforming loans are desirable because they are typically easier to qualify for and may offer lower rates and fees than non-conforming (aka jumbo) loans.

Increased limits for all conforming loan programs and for high-balance and government loans are expected to be announced in the coming months, so watch for more news from us.

Contact me today to learn more!

Finance more home with less hassle! Getting a loan for a high-value home doesn't need to be a challenge, and at Draper and Kramer Mortgage, we offer flexible jumbo loan options to help you secure your dream home. Contact me today to learn more!