Ed Wigfield-Mortgage Professional NMLS 925233

4 beds, 2 baths for $269,900 in Rochester, MINNESOTA | HomeSpotter Welcome to this charming ranch-style home in the desirable Country Club Manor neighborhood! Featuring four bedrooms and two bathrooms, this cozy home offers spacious and modern living. Enjoy the warmth of newly refinished hardwood floors and freshly painted walls, as well the convenience of 3 bedroo...

The truth yes rates are high today, the market is competitive, homes are still expensive. But it’s only going to get worse. If you are waiting for the rates to come down or waiting for infamous “crash” you will be left out in the cold. Shoot me a text today to go over options.

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If you want to buy a home but are having trouble gathering enough money for a down payment, rest assured there are options — including lowering your interest rate for the first year. Plus, you may be eligible for a no-cost appraisal! Give me a call today to discuss your options.

https://themortgagereports.com/32667/mortgage-rates-forecast-fha-va-usda-conventional

Will Rates Go Down in February 2024? | Rates Forecast Mortgage rates finally provided relief for borrowers at the end of 2023. Will the trend continue into 2024? Here's what the experts think.

Rate and payment are important of course. But so is your overall financial picture. What
Are you waiting for rates to get to? Contact me for hassle free assessment of your situation and we can go over goals.

Nearly a third of Americans expect mortgage rates to fall in 2024 In a positive sign for the housing market, a growing number of consumers think mortgage rates are likely to decline this year.

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https://fortune.com/2023/12/23/homebuyers-are-being-haunted-like-scrooge-this-holiday-season-as-fortune-500-chief-economist-sees-housing-market-of-christmas-past-settling-in-for-2024/amp/

The housing market is being haunted like Scrooge this holiday season as Fortune 500 chief economist sees 'housing market of Christmas past' settling in for 2024 Housing market of today mimics that of the 1980s, First American chief economist Mark Fleming says

Don’t waste time showing houses without a pre approval.

Happy Thanksgiving🙏🏻

Getting a mortgage doesn’t have be a marathon process. Call today to find out how we can hit the ground running and get your loan across the finish line faster.

Want to increase your homebuyer's buying power? Partner with us! We'll help save your clients money through discounted PMI – potentially giving them hundreds of dollars more each month for their house payment!

Want to close on your first home faster and for less money? We can get you into your home in 20 days or less and get you a lower rate!

I did my best with mortgage rates. But we are still better than most! Contact me today!

Want to see if you qualify for 1% down, plus additional gift funds? Click the link below to apply, or message me directly, and let's get you started on the path to home ownership!
https://www.blink.mortgage/.../nonprofitmo.../edwardwigfield

Want to see if you qualify for 1% down, plus additional gift funds? Apply below, or message me directly, and let's get you started on the path to home ownership!

https://www.blink.mortgage/app/signup/p/nonprofitmortgage/edwardwigfield

QUIZ TIME:

What's the minimum down payment required for eligible first-time homebuyers on a conventional loan?

Comment A, B or C below to test your knowledge!

Ask me about the 1% down program!
651-245-5844

If you are not fully approved and do not know all the options available you are at a big disadvantage from other buyers. Contact me today to get the competitive edge in your buying power.

651-245-5844
[email protected]

It’s time for you and Harry to buy house! Call me and ask about 1% down and other down payment options. Renting is not magical!

Did you know only 1% downpayment can buy you a house?