Doug Knight NMLS #178071

Having an unexpected medical bill can be a challenge for anyone – and knowing that unpaid medical bills often have a negative impact on your credit score is an added struggle. Fortunately, the nation’s top three credit reporting bureaus (Equifax, Experian, and TransUnion) announced that approximately 70% of medical debt will be excluded from consumer credit reports, beginning on July 1, 2022. If you have outstanding medical debt, you may see an improvement in your credit score later this summer. And the best part? If you’re otherwise financially qualified for a mortgage, you can take the next step toward homeownership. Send a message for more info! https://prn.to/3MI3jb7

Looking for a sign to take the leap into homeownership? June is National Homeownership Month! This month is dedicated to celebrating the benefits of homeownership – from building wealth and a sense of security, to enjoying creative freedom and being part of a community. If you’re ready to get started, send a message today.

Today we remember those who made the ultimate sacrifice for our country. Thank you for your service and dedication.

VA loans – available exclusively for those who have served our country – are often a great option, as they offer no down payment requirement, no private mortgage insurance, lower closing costs, and more. However, getting a VA loan is a little different than other mortgage programs. Learn more: https://bit.ly/3F2c3pD

Everyone’s financial situation is different, and the homebuying process isn’t one-size-fits-all. That’s why Waterstone Mortgage offers so many unique home loan options, so you can get a mortgage that works perfectly for your needs. Preview our loan program options to see which might be a good fit: https://bit.ly/38yX3Dy

With no down payment required, the opportunity to build equity quickly, and high loan amounts available, the Wealth Building Loan is a winning option for many homebuyers. Sound like it could be a good fit? Learn more about this exclusive loan program: https://bit.ly/3KvbcyI

One of the fun perks of homeownership has arrived: gardening season! Do you prefer a flower garden to enhance your landscaping, or a vegetable garden to grow some delicious produce? Share your pick in the comments.

It's graduation season! If you have student loan debt and want to build equity by buying a new house, this post is for you. Waterstone Mortgage offers the tools and resources to help you feel confident in making this next financial investment. Learn more: https://bit.ly/3Ffl13b

An ARM is a type of home loan with an interest rate that varies over time, which means more flexibility and a lower interest rate to start than most fixed-rate loan options (usually). Learn more about the benefits of ARMs: https://bit.ly/3wxSl1o

Thank you to all the mothers, grandmothers, stepmothers, and mother figures who make our world a better place. You know what they say: “Home is where your mom is."

In honor of Cinco de Mayo… are you on Team Tacos or Team Burritos? Sound off in the comments!

First time buying a house? Here are all the resources you need for a smooth, seamless process: https://bit.ly/3vtAYzp

Happy Teacher Appreciation Week! Waterstone Mortgage offers home loan options for teachers with down payments as low as 1% — think of it as a way to say “thank you” for all you do. Learn more or get started today: https://bit.ly/38Bx8Lj

Waterstone Mortgage recently updated its VA loan requirements to accept a minimum credit score of 580 (previously set at 620)! This means more veterans can achieve their homeownership goals with a VA mortgage loan. Learn more: https://bit.ly/3vRVCrJ

As a first-time homebuyer, you might need a little help putting money down on your first home. No worries! There are plenty of down payment assistance (DPA) programs you can take advantage of. Learn how: https://bit.ly/3KiS8ET

The homebuying process is a new milestone for many homebuyers – and even if you’ve done it before, it still might be a little intimidating. Visit Waterstone Mortgage’s website for an in-depth look at the 10 steps to “home sweet home.” https://bit.ly/3J9e2ZO

Energy efficiency not only helps save you money on your utility bills each month, it also can help save the planet! Consider making these energy improvements this Earth Day: https://bit.ly/3jc6meF

No down payment? No problem. These mortgage loan programs require no money down: https://bit.ly/3DOh8RH

Ensuring that homebuyers and homeowners have the resources they need is a priority for the Consumer Financial Protection Bureau (CFPB). That is why the CFPB offers mortgage-related articles in a variety of languages. If you are in the process of purchasing a home (or own a home and would like more information on mortgages) and your preferred language is not English, you can easily access important mortgage-related information in your preferred language on the CFPB website. https://www.consumerfinance.gov/language/

Social media is a huge part of the real estate industry. Looking to increase your digital presence? Check out these expert tips: https://bit.ly/3v5Pjke

Let's see how much you know about the mortgage lending process! When you decide to buy a house, should you get pre-approved A) before you house hunt or B) once you've found a home? If you know the answer, share in the comments! Ready to get pre-approved yourself? Send a message today.

Reminder: Tax Day is just 2 weeks away. If you're getting a tax refund this year, consider using it to help achieve your homeownership goals! Learn more: https://bit.ly/3J78rDh

Did you know Waterstone Mortgage offers jumbo loan amounts up to $2 million? No, this isn't an April Fool’s joke! Let’s fulfill your jumbo dreams today. Learn more: https://bit.ly/38q9vpj

Happy National Doctors Day! Did you know Waterstone Mortgage offers a home loan program tailored specifically to medical professionals? Just 0-3% down payment required, and student loan debt may be excluded from your debt-to-income calculation. Send a message to get started! https://bit.ly/3vLI6I3

In order to qualify for a mortgage, your mortgage lender needs information about your financial situation. Get ahead of the game by gathering some of the documents ahead of time! Send a DM to learn more about the required documentation or get started on your journey to homeownership. https://bit.ly/3K7ALpT

Homeowners insurance and private mortgage insurance are both important for those who own a home – and nope, they’re not the same thing. Head to the blog to learn what the difference is and why you may need both, or send a message and we can chat more. https://bit.ly/3vpT3Pc