Jeremy M. Elbert, Financial Advisor

Pumpkin and apple flavored treats. Fall festivals. The leaves turning. What’s your favorite part of fall?

Market performance is not clearly favored by one political party over another. Generally, markets prefer a divided government for stability and reduced fiscal policy uncertainty. However, S&P 500 data indicates that economic fundamentals play a more significant role in market strength than which party is in control.

Millions of people in America are just one job loss, missed paycheck or medical emergency away from hunger. We can help! Now through Oct. 31, Ameriprise is matching up to $250,000 in donations to Feeding America®️. Together, we can help individuals and families access the food they need to thrive. To learn more, visit https://bit.ly/3Xr7HSw.

How has the makeup of Congress impacted the markets in the past? U.S. stock returns have historically performed well during periods of divided government. Read more about the historical impact of elections in this guide. https://bit.ly/3XtAR4R

Understanding the ins and outs of Medicare can be overwhelming and confusing— from coverage & costs to the enrollment process. Reach out for a detailed overview of Medicare as well as a list of resources that can help you make the most of your coverage.

Grandparents can offer a wealth of knowledge and experience to their grandchildren. What financial wisdom will you pass down to your grandchildren?

Even the most compatible couples sometimes disagree on how to spend their hard-earned dollars. Ameriprise Senior Vice President of Financial Strategy Marcy Keckler shares five tips for finding common financial ground.

Five Tips to Find Financial Harmony With Your Partner Many couples trust each other and have shared goals for retirement, but more than half have yet to put an estate plan in place.

Help your employees enroll in benefits that support their short- and long-term goals. Message me to learn how the Ameriprise Financial Wellness program can work with your workplace to support employees during open enrollment.

What goals have you set to create a happy and healthy life for you and your loved ones?

One way to understand the value of a company is to compare its stock price relative to the earnings analysts expect the company to produce in the next year. Since Covid-19, the price/earnings (p/e) of large companies has increased, while those of smaller companies has declined. This indicates that smaller companies are relatively cheap. These trends may move either direction in the short-term, however, they often revert to normal in the long-term. Long-term strategic investors should consider the valuation discrepancy as an opportunity to review their current allocation with their Ameriprise financial advisor.

“With major U.S. stock averages, like the S&P 500 and Dow, back near their high-water marks, investors should be a little more cautious of the near-term ‘direction of travel’ from here. For stocks to grind higher through year-end, profit expectations need to be met, outlooks need to remain largely positive, consumer/business trends need to stay on track, and the Fed still needs to land the plane into a soft-landing. Simply, a lot has to go right for stocks to continue to elevate from here." – Anthony Saglimbene, Ameriprise Chief Market Strategist

Rate cuts are finally coming. However, a lot must go right for stocks to move higher through year-end. Get more expert insights by reading the latest Weekly Market Perspectives.

Choosing when to take Social Security is one of the most important decisions you’ll make as you near retirement. You don’t have to make it alone. Let’s work together to evaluate your options and plan for your future.

Achieving financial goals takes discipline and a long-range view. What actions are you taking today to reach your goals tomorrow?

Geopolitical unrest, record debt levels, inflation, interest rates… Are you worried about how today’s environment is affecting your financial wellness? Let’s discuss the characteristics of different investment options and how to analyze whether they could potentially align with your long-term financial goals.

Small cap company stocks don’t typically perform well under pressure but are faring well during the recent pullback. Prior to July 10th, large cap peers had overperformed by a large margin. .

The markets rallied today and experienced solid gains. provides their thoughts on today’s market upturn in After the Close.

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79% of employees find that receiving resources from their employer on retirement planning is important. Message me to learn how your workplace can help support and deliver retirement planning education to your employees.

Employees consider retirement plans to be the most important part of financial wellness. Message me to learn how the Ameriprise Financial Wellness program can help your workplace support employees planning for retirement.

Investment markets don’t move in a straight line but through periods of gain and loss. Check out the latest insights from on today's market swings.

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Protect yourself and your loved ones financially from life’s uncertainties so they could carry on with the lifestyle you want for them. Let’s set up time to review your protection plan.

Curious which party in power will most impact the markets? Historically, the stock market has been resilient. Reach out to discuss ways we can prioritize your long-term investment strategies instead of short-term political events.

The potential for long-term care expenses can pose a significant risk to the wealth you’ve accumulated— wealth you want for retirement or to leave as a legacy. Let’s talk about what you can do to help protect it.

Retirement planning isn’t only for those close to or in retirement. No matter your age or stage, I can provide advice to help you do more of what you love in retirement.

7 retirement tips for every age Feel more confident about living the retirement you want, no matter what age or life stage you're in.

Paying for college is stressful enough, but it’s even harder when you and your child haven’t set expectations on if or how you’ll share the financial burden. Reach out to learn steps you can take to make college more affordable.

Without action from Congress, Social Security will be unable to fully pay benefits starting in 2035, according to 2024 OASDI Trustees Report. If you are concerned about the uncertainty of these funds, we can work to add more flexibility into your personalized retirement income plan.

Social Security Trustees Project Fund Shortfall in 2035 Benefits would be cut by 17% without action by Congress

Maintaining and balancing all aspects of your overall well-being has become increasingly important in today’s fast-paced world. During this complimentary session, we’ll explore the intersection between financial, physical and mental health, discuss preparing for known and unknown health care costs and explain how to adopt a healthy financial mindset.

An estate plan allows you to leave all or a portion of your wealth to a charity of your choice – and make a difference beyond your lifetime. https://bit.ly/3wxrbaD

Through the Ameriprise Financial Wellness program, we can help your employees understand investing and how they can align their financial strategy to short- and long-term goals. Message me to learn more.