Kya Heinen - Synergy One Lending NMLS# 1952736

Today, we celebrate Juneteenth, a celebration of freedom and resilience.🌟 Let’s celebrate progress and commit to making a difference every day.

Happy Father’s Day from Synergy One Lending! 🎉👨‍👧‍👦 Today, we honor all the amazing dads who make home a special place. Thank you for your love, hard work, and dedication. Enjoy your day! 🏠💼

June is National Homeownership Month! 🏠✨ To celebrate, Synergy One Lending is offering first-time home buyers a $500 credit towards closing costs. Additionally, our Renters Advantage Program allows your positive 12-month rental history to be considered during the homebuying evaluation process. It's the ideal time to make your homeownership dreams come true! 🎉🔑

Unlock financial freedom during ! 💸 Set goals, budget smart, automate savings, and swipe away those credit card woes.

Reach out today and we can work together to help pave your path to financial empowerment! 💪

Happy Easter! 🐣💐

If you're dreaming of creating a nest egg that will help secure your family's future but aren't sure what to start - message me! We have plenty of down payment assistance programs & loan options that can be tailored just for you. 🏡🐣🌟

The summer home buying season is coming up, and hopeful buyers across the country are eagerly waiting for rates to drop to enter the market.

But waiting for rates to come down is not a strategy. Instead, take control of your home loan experience and get pre-approved! This will give you a clear path to homeownership & a leg up on the competition when the time is right to make your move. 🏡🔑

Connect with me today to get started!

When you need a mortgage, why go about it the old-fashioned way?

The future of home financing is here — and it’s digitized, streamlined, and super easy. Download the S1Connect app to see Synergy One Lending’s modern mortgage experience for yourself. 📲🏘️

Happy Valentine's Day!

BIG NEWS: We're opening up homeownership possibilities by offering $2,500 for down payment or other costs when buying a home! 💸🏡

If you thought that achieving the dream of homeownership was out of reach due to your income level, S1L's new down payment assistance may just be the key to making that happen. Message me to find out if you qualify today!

Gen Z makes up about 21% of the U.S. population, and while it may feel to some like they were just born yesterday, this up & coming group is already getting active in the housing market and are looking for a place to call home.

With technology in place to deliver a digital experience they would expect, Synergy One Lending’s Modern Mortgage Experience is the perfect place for this high-tech demographic to start their journey to homeownership! Message me today to learn more.

On this Martin Luther King Jr. Day, we reflect on the profound impact of a true champion for equality. At Synergy One Lending, we are steadfast in our mission to offer equitable and accessible mortgage solutions for everyone. Let's continue striving for a world where opportunities for homeownership are abundant for all.

Wishing everyone a very Merry Christmas! 🎁🎄

This year has seen high interest rates and low inventory levels in the real estate & mortgage market, compelling lenders to become more innovative with home financing solutions. As a result, we saw the high-rate mortgage market of 2023 breath new life into the BUYDOWN phenomenon!

The resurgence of the buydown strategy has offered a financial advantage for first time homebuyers who are looking to secure lower rate payments on their first home. By paying upfront points to reduce the interest rate for the initial years of the mortgage, this not only results in immediate monthly savings, but also provides financial cushion during the critical early years of homeownership for first time homeowners. In effect, the buydown has put buyers on the fast track to homeownership, as they're no longer forced to wait endlessly on the sidelines for rates to come back down to a more affordable level.

Message me today if you'd like to learn more about this effective financing strategy! 🏡🔑

5.0 star review received on Experience.com for Kya Heinen by Sylvauhn M C - Kya was very attentive and extremely helpful with a lot of things I could not get done during the day since my job did not allow me access to a computer. She went above and beyond to assist me with the few issues I encountered. Overall, she and team made our experience as new home buyers a short and pleasant process. Thank you Kya!

~Sylo & Elisa

New ★★★★★ 5 Star Experience.com Review by Sylvauhn M C Click to see all 67 reviews of Kya Heinen, Loan Officer | NMLS # 1952736

Thank you to all who have served to ensure our freedom!

You’ve been diligently paying rent for months — and now you’re finally ready to buy a home. 🏠😊 However, with most lenders, your rental history will NOT be included in the loan process.

So Synergy One Lending created the Renters Advantage program with you in mind. Our program considers your on-time rent payments to help boost your homebuying power. 🥂

Message me to learn more about how I can help create a home financing plan for you using your rent payment history!