Terri Butt, Keller Williams, Georgetown, TX

First-time homebuyers, don't let the 20% down payment myth stop you! Take advantage of low down payment options and flexible lenders. Keep your budget in mind and shop around for the best mortgage rates to save thousands. Explore government-backed options for lower credit scores too.

Are you curious about the value of your home in today's real estate market? Determining the worth of your property can be challenging with the constant changes in the market. Let me help you by offering a complimentary assessment of your home. Simply send me a message and I'll be happy to assist you.

Five Factors to Consider When Determining Your Offer Price💰
1. What have similar homes in the area sold for recently?
2. How long has the home been on the market?
3. What is the market like in the area? Is it a buyer's market, seller's market, or balanced market?
4. Are there any other offers on the table?
5. At what price would you feel that you "over-paid" for the home?
You can rely on me for expert guidance on factors impacting the market and assistance in determining the right offer price.

Market analysis: Analyze the current real estate market, compare sales, and determine the fair value of the property.

Terms and conditions: Offer appealing terms, such as a shorter closing date or a larger down payment, to make your offer stand out.

Pre-approval letter: Include a pre-approval letter from a lender to show financial stability and enhance the credibility of your offer.

Personal touch: Add a personal touch, such as a letter to the seller expressing your interest in the property, to make your offer more appealing.

Contingencies: Consider the contingencies included in the offer, such as a home inspection or appraisal contingency, and only include what is necessary.

Timing: Submit the offer promptly and be flexible in negotiations to demonstrate a strong desire for the property.

Discover your local real estate market with a local expert! Contact me for expert insight on pricing, availability, and investment potential. Let's make your dream home a reality.

Another month has gone by and we’re to the first of the month again. Now here’s the big question: are you paying rent or are you collecting it this month? Let's chat.

If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus.

Here are a few questions you can start thinking through as you fine tune your goals for 2023.

>>1. What’s Motivating You?

You’re dreaming about making a move for a reason – what is it? Use what’s motivating you as a guidepost in partnership with an expert advisor to help make sure your move will give you a lasting sense of accomplishment.

>>2. What Does Your Next Home Look Like?

The available supply of homes for sale has grown, and that could mean more options to choose from when you buy. Just be sure to keep your budget in mind and work with a trusted real estate professional to balance your wants and needs.

>>3. How Ready Are You To Buy?

Working with a local agent and a lender early is the best way to make sure you’re in a good position to buy. This could include planning how much to save for a down payment, getting pre-approved for a home loan, and assessing your current home equity if your move involves selling your existing house.

>>A Professional Will Guide You Through Every Step of the Process

Turn Your 2023 Dreams into Reality, Today. Let's Chat! Reach out to me and let's start planning how we can make your aspirations for the new year a reality.

Here are 3 top trends coming in hot for 2023.

-Bright, bold wallpaper. It makes a great addition to any room or an accent wall.

-Colored cabinets are still trending. Darker colors and wood tones are the most popular right now.

-Lots of patterns and texture. Neutral colors and earthy tones are great additions to any room.

Closing on a house is a significant financial milestone, and it's crucial to maintain a stable financial status throughout the process. To ensure a smooth closing, avoid these common mistakes and refrain from making any major financial decisions until after the closing day:

🗝 Avoid buying or leasing a new car.
🗝 Avoid taking out deferred loans.
🗝 Avoid switching jobs.
🗝 Alert your lender of any large influx of cash.
🗝 Avoid accumulating credit card debt.
Such changes can potentially jeopardize your pre-approval and closing process with the bank.

There are so many factors when it comes to buying a home. From the practical to the abstract. Some common things to consider besides personal preference of location and home size are:
🔸Interest Rates
🔸 Monthly Payments and the Down Payment Amount.
What about you?
Share your answer below.👇

Contingent vs Pending: What’s the difference❓

➡️A property listed as contingent means the seller has accepted an offer, but they’ve chosen to keep the listing active in case certain contingencies aren’t met by the prospective buyer.

➡️If a property is pending, the provisions on a contingent property were successfully met and the sale is being processed.

Making sure the inside of your home is at a comfortable temperature is key!

Happy Martin Luther King Jr. Day!

Are you becoming a first-time homeowner? Check out this first-time homeowner to-do list!
✅ Save for a down payment.
✅ Calculate what you can afford.
✅ Improve your credit score.
✅ Choose a real estate agent.

You obviously want to love the house you end up buying, that’s kind of the whole point, right? I’m currently open to new buyer clients, so if you haven't found an agent you love yet, set up a consultation with me! Just send me a DM and let’s chat.

The first real estate agents were called “curbstoners,” and they were hustlers. When a house was for sale, they would rush over, put up a big sign, and sit on the curb in front of the house from 9 a.m. to 9 p.m., ushering prospective buyers in for an “inspection.” The competition was fierce, and it sometimes got ugly. It also limited each agent to selling just one house at a time. As the profession became more organized and agencies grew, they could take on more listings. Instead of having a 12-hour “inspection” period, the industry shifted to a two- or three-hour open house. The first record of an open house offering incentives was in 1952, when an agent in Dallas, Texas, offered free Coca-Cola to attendees and a Cadillac to whoever purchased the property.

If the answers to these questions are a resounding YES, send me a message today so we can figure out your next steps!

If it's finding the right realtor, then I've got you covered! Give me a call and I'll do the rest!

Wishing you and yours a very happy new year to come. Cheers to health, happiness, and prosperity in 2023!

If you had to choose just ONE (hence, must-have), what would you add to your kitchen that would make it your ?
✅ Double ovens
✅ Farmhouse sink
✅ Large island
✅ Marble counters
Vote in the comments! ⬇️

Wouldn’t it be great to wake up in your dream home? Reality is closer than you think. Ask me about how to get there.

Wondering what to update in your home before listing? 🏡 I'm here to help! Based on your home's condition and current trends, I can help make a plan to get your home market ready! Call or message me if you're interested in discussing more! 📲

🎄Wishing you and your family a season of light and laughter!🎁

What you shouldn't do before selling your house.🏡

Selling a home requires more than just putting up a “For Sale” sign in front of your house. If you want a smooth and successful selling process, there are several Do’s and Don’ts you should pay attention to.

Here are 4 important things you should AVOID doing before listing your home for sale:

👉1. Ignore major repairs: these can be red flags to buyers and scare them away from your property, making it harder to sell.

👉2. Make costly renovations: not all renovations will increase the value of your home. Consult with your agent before making any costly changes.

👉3. Don't prepare your home for sale: buyers will find more appeal in a cleaner, less cluttered home, so make sure to get your home in great shape before listing it – and don’t forget the importance of great curb appeal.

👉4. Choose the wrong agent: your agent will be working for you, so don’t shy away from interviewing prospective realtors to find the one who has your best interest at heart, who is an expert in your market, and who has a solid strategy for getting your home sold.

All real estate agents should know the buying and selling process, grasp the market, and have a track record of success. But those qualifications are hardly enough. When you're ready for a move, you deserve more. The truth is, not all agents are the same. When you buy or sell, look for an agent who offers more!

Moving into a new home is one of the biggest decisions anyone can make. Don't hesitate to contact me! I'm your one-call-away, Realtor.

If you are paying a large percentage of your income for rent, it is much more difficult to save money for a down payment to buy a home. Even the best loans with lower down payments still expect buyers to show they have some reserve money saved for unexpected expenses that can arise.
So…. let’s chat about how you can start saving for a home of your own!

Don’t hesitate to contact me to get more information about my services for you.

Let me know where you are! If you’re interested in more information about the buying or selling process or you have questions about making the move from renting to homeownership, reach out today.

Did you know? Neighborhood quality is the key factor for 58% of home buyers?

Contact me to find your dream home today.