Ryan Whalen - NOVA Home Loans

Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | Equal Housing Opportunity

Ryan Whalen, NMLS #217739 I NOVA® Home Loans NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230.

Timeline photos 02/16/2023

This is a great opportunity to enjoy a lower monthly payment for the first years of your mortgage, similar to an ARM, but with the stability and security of a fixed rate mortgage. Here’s how it works:

-Your first year’s interest payments will be 2% below the note rate.

-Your second year’s interest payments will be 1% below the note rate.

-Beginning the third year, your interest payments will return to the note rate for remainder of the loan.

-Available on Fannie Mae, Freddie Mac, FHA, and VA loan programs.

Contact me today to learn more.

Timeline photos 02/16/2023

NOVA is now allowing conforming loans up to $700,000 – more than $52,800 above the standard conforming limit of $647,200! NOVA is making this change to help more people achieve the goal of homeownership.

Contact me today to learn how this new loan limit could benefit you!

Timeline photos 02/16/2023

Down Payment Assistance AND Buydown, the best of both worlds!

2/1 Buydown Allowed
Zero (0) Borrower Contribution
Purchase, Primary Residence
1-2 Units (including Manufactured Homes)
30-year fixed rate term
620+ FICO Score
3.5% or 5%* Assistance

To learn how this new program could benefit you, contact me today.

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275 Rivulon Boulevard Suite 409
Gilbert, AZ
85297

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