Harwood Wealth Management

Wishing you a fun-filled day with just the right amount of spookiness and plenty of treats. Enjoy the festivities and have a great time with friends and family! Happy Halloween!

Check out this week's market update.

https://www.harwoodwealthmgmt.com/weekly-market-commentary

"I'm not going out of my way to predict the end of the world when I don't see the end of the world."

'Big Short' investor Steve Eisman explains why he refuses to predict another financial crisis

We love this quote from Margaret Bonnano! Happy

Learn what you need to know to successfully prepare for retirement—life after your main career.

10 Tips To Prepare For Retirement

Happy Monday! Here is a quote to kick off your week!

Whatever your age it’s never too soon to look ahead and begin giving thought to your retirement. With proper planning, you can make the transition to retirement a confident ride. Read more:

Paving Your Road to Retirement | Harwood Wealth Management Whatever your age, it’s never too soon to look ahead and begin giving thought to your retirement. With proper planning, you can make the transition to retirement a smooth, comfortable and confident ride.

A great quote to start off a great week! Happy

Teaching financial life skills consistently in schools ensures nobody misses out, whatever their family circumstances.

The best investment tip of all? Start when you’re young

Happy ! We hope you have a wonderful week!

Mistakes when rolling over your old 401(k) can be expensive and annoying. Keep reading as we share the 6 401(k) mistakes to avoid.

6 Expensive Mistakes To Avoid With Your 401(k) Rollover

We love this quote from Maya Angelou! Happy

The gift and estate taxes are designed to levy a tax on wealth; however, they also provide opportunities for strategic planning to minimize tax liabilities.

Gifts Today, Taxes Tomorrow: The Interplay Between Gift And Estate Tax

The average 401(k) balance is $112,572, according to a Vanguard analysis. But most people don't have that much saved for retirement. The median 401(k) balance is significantly lower at $27,376, more reflective of how most Americans save for retirement.

Average 401(k) Balance by Age in 2024: Benchmarking Your Retirement Savings The average 401(k) balance is $112,572, according to Vanguard's 2023 analysis of over 5 million plans. But most people don't have that much saved for retirement. The median 401(k) balance is significantly lower at $27,376, more reflective of how most Americans save for retirement.

The events of September 11, 2001, profoundly impacted the world, reminding us of the fragility of peace and the resilience of the human spirit. On this day, we honor the lives lost and the bravery of those who responded.

The 401(k) plan is an excellent way for people to save for retirement. Hitting the maximum contribution limit is a goal many work toward to reap the benefits of this tax-deferred saving strategy fully.

But what happens after you have maxed out your 401(k) contributions? What are your other options for saving for an independent and comfortable retirement? Learn more:

Elevate Your Retirement Savings: What to Do After Maxing Out Your 401(k) | Harwood Wealth Management The 401(k) plan is an excellent way for HENRYs, high earners not rich yet, to save for retirement. Hitting the maximum contribution limit is a goal many work toward to reap the benefits of this tax-deferred saving strategy fully. But what happens after you have maxed out your 401(k) contributions? W...