Brad Gale Sr. Mortgage Banker NMLS #266902

1933 - First large city to replace all streetcars with buses was San Antonio, TX! 🚎
That was 35 years after BOE opened it's doors...WOW - Happy 125th Birthday BOE!

If you are in love with the home, then buy it - Refi later. We also have renovation loans to spruce up your current one.

Happy Thanksgiving from Bank of England Mortgage! We are thankful for YOU 👇

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In 1918 - The U.S. Post Office used airplanes to move the mail in order to establish an air transportation system. On May 15, Lt. James Edgerton flew the mail from Philadelphia to Washington during the first scheduled air mail flight. 📬 ✈️. Bank of England had in business for 20 years when the first air mail flight was completed... Happy Birthday BOE!

1893 The Duryea brothers, Charles and Frank, started the first U.S. car company. Their company produced a gasoline-powered limousine until 1920. BOE had already been powering the best service to it's customers for 5 years.

We honor all who served today and always. Thank you Veterans!

Traffic cones were invented by Charles D. Scanlon, an American who, while working as a painter for the Street Painting Department of the City of Los Angeles, was unimpressed with the traditional wooden tripods and barriers used to mark roads which were damaged or undergoing repainting. Scanlon regarded these wooden structures as easily broken, hard to see, and a hazard to passing traffic. Scanlon's rubber cone was designed to return to an upright position when struck by a glancing blow. The patent for his invention was granted in 1943 - 45years after BOE was established!

Reportedly, the first use of a motorized cart on a golf course was by JK Wadley of Texarkana, who saw a three-wheeled electric cart being used in Los Angeles to transport senior citizens to a grocery store. Later, he purchased a cart and found that it worked poorly on a golf course. The first electric golf cart was custom-made in 1932, 34 years after BOE was established.

Here are a few tips when staging your home with pets. We love our own furkids but when it comes to staging your home for sale, there are things to keep in mind to optimize your chances at selling.

No haunted mortgages here at Bank of England Mortgage, just spooktacular service and eerie good rates. 👻

Duckpin bowling is a variation of bowling that uses balls which are significantly smaller than those used in ten-pin bowling, weighing 2.2–6.6 lb each, which are without finger holes. The pins are correspondingly shorter and lighter than their ten-pin equivalents. Hence, when the pins are knocked down, they resemble a "flock of flying ducks". During the summer of 1900, some bowlers at Diamond Alleys in Baltimore thought it might be interesting to resize the pins to match the 6-inch ball. Thus, the inventor of duckpin bowling, John Van Sant, used a wood turner to do exactly that. BOE was already 2 years old when was invented! Happy Birthday BOE.

The must have in any household... the BLENDER. In 1919, Polish-American Stephen J. Poplawski of Racine, Wisconsin, invented, designed, and manufactured beverage mixers used in preparation for malted milk served at soda fountains. It consisted of a spinning blade on a long rod extending down into a cup. Poplawski patented his invention of the blender in 1922. BOE had already been in business for 21 years when the blender came along! Happy Bday BOE!

Check out these famous ghost stories bebunked, in our BOEMuse article https://www.boemuse.com/issues/Issue13/ /page15

The same year Tesla received a patent for his invention of the remote control, BOE was established #1898! Many remotes communicate to their respective devices through infrared signals and radio control. In Madison Square Garden, at the Electrical Exhibition, Nikola Tesla gave the first demonstration of a boat propelling in water, controlled by his remote control which he designed using radio signals. HAPPY BIRTHDAY BOE!!

Used globally around the world, an assembly line is a manufacturing process in which interchangeable parts are added to a product in a sequential manner in order to create a finished product more quickly than with older methods. This type of manufacturing greatly reduces the amount of time taken to assemble a product, thus reducing production, material, and labor costs so that an affordable product cost can be passed onto consumers. BOE opened its doors 3 years before the assembly line was invented.

Let BOE calm your fears about mortgage rates! 👻

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Popularly known by the brand name Band-Aid, an adhesive bandage is a self-sticking taped and small dressing used for injuries not serious enough to require a full-size bandage. This easy-to-use dressing with adhesive tape was invented by Earle Dickson in 1921. The Band-Aid was developed in 1921 by Earle Dickson, a cotton buyer at the company Johnson & Johnson. He was inspired to create a new kind of bandage to aid his wife, who often cut and burned her fingers while cooking. She needed something that would be flexible and allow her to dress her own wounds. The Band-Aid was born 23 years after BOE opened its doors.

Check out the BOE One Time Close Construction to permanent financing.

Visit BOE125.com and join in the fun with this month's game.

Are the latest rates scaring you? Let BOE help calm your fears!

In 1905, Frank Mogridge created the first crude protective headgear and was granted a patent for a "head protector." This first attempt at a batting helmet was said to look like an inflatable boxing glove that wrapped around the hitters head. Bank of England was established 7 years prior to the creation of the first batting helmet! BOE!

The windshield wiper is a bladed device used to wipe rain and dirt from a windshield. In 1903, Mary Anderson is credited with inventing the first operational windshield wiper. In Anderson's patent, she called her invention a window cleaning device for electric cars and other vehicles. Operated via a lever from inside a vehicle, her version of windshield wipers closely resembles the windshield wiper found on many early car models. Anderson had a model of her design manufactured. She then filed a patent (U.S. patent number 743,801) on June 18, 1903, which was issued to her by the U.S. Patent Office on November 10, 1903.