Lori Lockett, NMLS# 404013

This stunning 1892 Queen Anne Victorian in sought-after Observatory Park is ready for you to call home! 🏡

Contact LIV Sotheby’s International Realty - Nancy Levine for a private showing. Reach out to me for financing opportunities! 📞📲📧✅

2300 S Cook Street Denver CO 80210 Stunning 1892 Queen Anne Victorian on a park-like 19,200 sq. ft lot in the sought-after Observatory Park. This historic gem boasts 4 beds & 5 baths in the main house, with an addtl 1 bed/1 bath carriage house. The spacious living areas w/12-foot ceilings & dignified architecture create a grandeur th...

Dreaming of owning your own home? Here's how to budget effectively for homeownership and make your dream a reality!

-Evaluate Your Finances: Review your income, expenses and savings to understand your financial health.
-Save For a Down Payment: You don’t need 20% down, but it’s a great threshold to aim for to avoid private mortgage insurance (PMI).
-Calculate Total Homeownership Costs: Factor mortgage payments, property taxes, homeowners insurance, and utilities into your budget.
-Plan for the Unexpected: Build an emergency fund with 3-6 months’ worth of living expenses.
-Get Approved with a Lender (aka me!): Understand how much you can afford and be ready to start home shopping.

Have a budgeting tip? I’d love to hear them!

Ready, set, GO for GOLD with PrimeLending! 🥇

We're always striving for excellence when it comes to customer service and finding you the perfect home loan. Just like the best athletes, we bring dedication, speed, and precision to every race towards your dream home. 🏡

Whether you're leaping over hurdles or sprinting to the finish line, our team is here to guide you every step of the way. With PrimeLending, you're not just crossing the finish line, you're winning the gold medal of home loans! 🏃🏻‍♀️🏆

Good luck to our USA athletes competing in the summer Olympics! Bring home the gold! 🇺🇸

📣 Calling ALL Realtors and Builders! 📣

Are you wanting to learn FRESH, NEW strategies on Social Media, Branding, Content, AI, Chat GPT, Video, and more? Then this FREE class is for you!

Simply DM, call, text, or email me to RSVP and reserve your spot today! Lunch provided immediately following.

Whether by land, air or sea, I’ll help you finance your home and PrimeLending will waive the lender’s fee. If you are a Veteran or are active-duty, you may qualify for a VA home loan and receive exclusive VA benefits like:
Waived lender fees
100% financing
No down payment requirement
And that’s just the beginning. Call or text me today to learn about your VA loan options.

*While lender closing costs will be waived, borrower is responsible for third party fees. Down payment waiver is based on VA eligibility. First mortgage purchase or refinance transactions only; not available or brokered loans. Cannot be combined with any other offer. Other restrictions may apply. Offer current as of 3/22/24 and is subject to change. Subject to credit approval.

https://lo.primelending.com/lori.lockett/

Shout out from amazing colleagues always makes you feel good! Thank you, Alicia! 🥰

You already know it’s good practice to improve your credit score before buying a home, but do you know how? It can be tricky to figure out on your own. Check out these examples to effectively start improving your credit score:

-Avoid large purchases before getting approved
-Pay off as many outstanding debts as possible
-Pay your bills on time
-Aim for 30% credit use or less every month
-Have inaccurate listings be removed from your history

Have questions about improving your credit score? Leave them in the comments!

🌟 Fed "Getting Closer" to Rate Cuts 🌟

After friendly inflation readings throughout the second quarter, more Fed members are signaling they are "getting closer" to cutting interest rates, with growing odds of a cut happening at their meeting on September 18. Inflation and labor market data between now and then will play a pivotal role in this decision.

Being a loan officer means more than closing a mortgage. It’s making homebuyers’ dreams come true, educating borrowers about all their options, and being the wizard who can make their home goals happen. If this sounds like something you need, let’s chat!

This stunning 5,098 sq ft residence boasts 5 bedrooms and 4 bathrooms. Enjoy the finished walkout basement, perfect for entertaining or extra living space. Step outside to a beautiful outdoor fireplace and kitchen, backing to open space and breathtaking mountain views and stunning vistas of downtown Denver. Don't miss this rare opportunity to own a piece of paradise! 🤩

Ask me about special promotions that PrimeLending is currently offering! 📞📲📧

17248 W 83rd Circle Arvada CO 80007 Welcome to your dream home in Leyden Rock, where luxury meets breathtaking city and mountain views. This property, nestled on a cul-de-sac, offers 5,018 sq ft of meticulously maintained space with 5 beds, 4 baths, a loft, and more! A grand entrance showcases a curved staircase, high ceilings, hand-t...

Snagging a house in the summer comes with many perks, making it a hot season for buyers. With warmer weather and longer daylight hours, it’s easier to move and attend home showings when it’s not cold, raining, or snowing. Plus, summer typically has a higher inventory of homes for sale, giving buyers more options to choose from. ☀👒

For families with children, moving during the summer means not disrupting the school year and gives kids time to transition to new schools and neighborhoods before school begins. Not to mention, if the new home requires renovations or improvements, summer is a prime time to undertake these projects as the work can be completed without weather-related delays. 🏡🛠😎

In a nutshell, house-hunting in the summer can provide more convenience, joy and efficiency, with practical and lifestyle perks. Send me a DM to get started on finding your new sunny sanctuary! ☎️📲📧

📣📣📣Calling all Realtors! 📣📣📣

🌐 Dive into the Digital Revolution with PrimeLending! Join us for an exciting event on Wednesday, August 7th, 2024, from 10am-11:30am. Lunch to follow. 🥙

Explore the ever-evolving world of digital technology and discover the latest trends and insights shaping our digital future.

Space is limited. Contact me today to RSVP! 📞📲📧

The Headline Consumer Price Index fell 0.1% from May to June, marking the first monthly decline since the start of the pandemic. Plus, annual Core CPI (which removes food and energy prices) reached a more than 3-year low of 3.3%, due in part to moderating shelter costs. How will these friendly inflation numbers impact the Fed's timing for rate cuts this year?

***Hitting the market soon***

Join us for an open house and discover your dream home in the prestigious Leyden Rock community! 🏡🤩

This stunning 5,098 sq ft residence boasts 5 bedrooms and 4 bathrooms. Enjoy the finished walkout basement, perfect for entertaining or extra living space. Step outside to a beautiful outdoor fireplace and kitchen, backing to open space and breathtaking mountain views and stunning vistas of downtown Denver. Don't miss this rare opportunity to own a piece of paradise! 👏🏻

Ask me about special promotions that PrimeLending is currently offering! 📞📲📧

*PrimeLending is not affiliated with Keller Williams.

Do you work in the medical field? I have a special program to help you finance the home you deserve. With the Medical Professionals Program*, doctors, dentists, veterinarians and more may be eligible for up to $2 million in financing. Plus, the program offers up to 100% LTV, low down payment requirements and fixed- as well as adjustable-rate mortgage options to make buying a home work with your budget. DM me today to see if you qualify.

Product info as of 5/6/24, subject to change.
*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply

Ever fall in love with a house only to find out its over your budget? Avoid this heartbreak by getting approved for a mortgage before you house hunt. Plus, you can prove to sellers just how serious your offer is when you show them that a lender has already approved you for a mortgage. It’s time to start your journey home. Connect with me today.

June’s job growth was just above estimates, as the BLS reported that 206K new jobs were created. However, there were big revisions to previous months, as the data for April and May shaved 111K jobs from those months combined. The unemployment rate rose to 4.1%, the highest since November 2021, triggering the reliable Sahm Rule and suggesting we’re already in a recession.

As the dog days of summer approach, it’s the perfect time to give your home some extra attention and ensure it remains in excellent condition. Here are some summer maintenance to-dos to keep your home in great shape. 🛠

-Service your air conditioning system
-Clean your gutters
-Check the weather stripping and caulk around the doors and windows
-Power wash the patio

Give your home the attention it deserves and enjoy a worry-free summer season. ☀

Ready to renovate? Here’s what you need to know about renovation loans before you get to demo day.

-Renovation loans can be used to purchase and repair an existing property or to update your current home.
-Benefits of a renovation loan may include increasing the home’s value, preserving your savings and improved energy efficiency.
-PrimeLending handles all of the disbursements so you know your contractor(s) will be paid on time.

The best first step in any renovation project is to ask questions. I am always available to walk you through our renovation loan options. DM me to start a conversation.

Not loving your rate options? 😕 I know how you can reduce your interest rate temporarily or even over the life of your loan. Two common options are discount points and a temporary buydown.

💡 Discount points are upfront fees paid by a borrower to get a permanently reduced interest rate for the life of the loan. One mortgage point typically costs 1% of the mortgage value and reduces the interest rate by .25%. Mortgage discount points are a good option when you plan to stay in the home for a while and can reach your "break even" point.

🏠 A temporary buydown is a lump sum paid up front to an escrow account that is used to lower your monthly payments temporarily, thereby reducing the effective interest rate on your mortgage for the first 1, 2 or even 3 years When a seller contributes those up-front funds, this reduces your expense during the buydown period to help you ease into the costs of homeownership.

No matter what your needs are, I have solutions to help you. 🤝

Are you still sitting on the fence waiting to buy a home until rates go down? You're missing out on appreciation and amortization gains that are happening now! 😮

Despite high mortgage rates, Case-Shiller’s national home price index rose 0.3% month-over-month in April, hitting another new record. Four months into 2024, growth has averaged 0.4% per month and is on pace to deliver 4.4% growth on an annualized basis. 🤯

Curious about the appreciation in your area? Reach out to me today. Let's talk about how acting now will actually benefit you. 📞📲📧

For a limited time, Summer Splash Buydown program, PrimeLending’s 1-0 temporary buydown*, can help your clients dive into homeownership now! We’re effectively lowering the interest rate for the first year on FHA, VA or USDA loans using funds we add to an escrow account. That means their first year of homeownership could be more affordable.

Let’s work together to get your clients into new homes. Contact me today and mention promo code SUMMER SPLASH to get all the details.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending by 8/31/24 and loan must close by 12/31/24. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details.

Myth Busted! You DON'T need 20% down to buy your dream home! With various down payment options available, there's a path tailored to you; that's the PrimeLending promise. Don't let outdated misconceptions hold you back. Contact me today!

It's easy to get caught up in the excitement of buying a home. We want to help make your buying experience as simple as possible. Here's what not to do when you are buying a home:

✔ Not getting prepared. Set yourself up for success by gathering your financial documents and getting approved now. Future you will be thankful when you're shopping for homes you know you'll be able to afford.

✔ Don't ignore the neighborhood. Make sure the neighborhood works for your commute and check it out at odd times of the day to see how noisy it is.

✔ Forgetting to check all your loan options. Talking to a loan officer before you start house hunting can help you discover loan options you may not have considered on your own.

Your road to homeownership begins with a lender that will help you understand the mortgage process. DM me today to get started. 📞📲📧