Duchscher Kapperud Insurance

Don’t miss out on this great opportunity to learn from a well qualified Medicare professional!

Please help us spread the word, it is open to the public and all are welcome!

📚 Back-to-School Insurance Reminder! 📚

In the excitement of beginning a new school year, don’t forget the importance of protecting your college student's belongings.

🏠 Dorm Dwellers - Your home insurance may cover some of their essentials, but consider renters insurance for additional monetary protection against theft, fire, and medical coverage.

🏢 Off-Campus Students - A separate renters insurance policy is a smart idea. It's affordable, ensures your child's items are safe from unforeseen events, and comes with liability coverage.

Need to review your coverage options? Reach out, and let's ensure your student's year is a great one!

‼️ We are currently experiencing difficulties with our phones at our Havre office, please email [email protected] if you need anything‼️

Our Ag Team is "Out"standing in their field! (do you like what we did there 😂)

There is so much uncertainty in the world of agriculture and our dedicated professionals are here to assist you and help keep you protected.

Feel free to reach out to one of our agents today to see how we can help you!

**This agency is an equal opportunity provider and employer.**

Did you know that a man-made fire, such as a fire caused by a combine, is not covered under your federal crop policy?

Contact us today to get coverage put in place to cover you from fire damage.

With the addition of Hayley at our Rudyard office we are able to be open and have a representative at the office all harvest long and are able to set the following dedicated business hours year round.

Monday - Friday
9 am to 4 pm

Please feel free to stop in and say hi anytime!

We are excited to announce that we are going to have not just 1, but 2 fall crop insurance update meetings this year! 🌾

Our goal is to keep everyone well informed to make educated decisions prior to the fall sales closing.

Please feel to reach out to us if you have any questions! It is open to all so please help us spread the word.

**this agency is an equal opportunity employer and provider**

We're scooping up the essence of summer with a frosty “This or That” challenge! ☀️

Ice Cream or Popsicle: What's your frozen treat of choice?

Join in on the fun by sharing your favorite in the comments below with 🍦 for ice cream or 🍡 for a popsicle. While you’re at it, tell us what summer adventures you're most looking forward to! We would love to hear.

We hope everyone has a fun and safe 4th of July! 🇺🇸🎆

Our offices will be closing at 2pm on Wednesday, will be closed on July 4th, and then will be open for normal business hours on Friday the 5th.

Big congratulations to Dominique Preputin on passing her Property and Casualty exam and becoming a licensed P&C agent on top of already having her life and health license.

Therefore, no matter the type of insurance, Dominique is your gal!

Help us congratulate her and be sure to reach out to her for your insurance needs.

Don't hesitate to call or reach out! Our companies have 2 hour bind time for hail insurance.

FRIDAY SEVERE WEATHER UPDATE: Please be weather aware today as scattered severe thunderstorms with very large hail (1-2+" in diameter) and/or damaging winds (wind up to 80 mph) are possible. A few tornadoes are also possible, specifically in the yellow shaded area. The best chance for severe weather will be between noon and sunset. I will keep you all updated throughout the day as best as I can.

Life insurance isn’t just a smart choice. It’s a crucial step in securing your family’s financial stability and peace of mind.

Unfortunately, 52% of Americans avoid life insurance because they think it's too expensive. What’s more, 82% significantly overestimate its cost, often guessing three times higher than the actual figures.

Let’s look at the real numbers: As of April 2024, the average cost for a healthy 40-year-old purchasing a 20-year, $500,000 term life insurance policy is about $26 per month ($312 per year). However, a 30-year-old woman might pay approximately $205 per year for the same policy, while a 30-year-old man might pay around $352 per year.

Understanding these variations underscores the importance of getting a personalized quote that fits your unique needs and budget. Don’t let myths deter you from this vital protection.

Contact our team today for an accurate, personalized life insurance quote. We’re here to help you find an affordable plan that delivers the security your family deserves.

It’s time for a quick quiz, so pull out those (metaphorical) no. 2 pencils! ✏️

Myth or fact: life insurance is only for seniors. Swipe for the answer, and feel free to share any life insurance questions in the comments — or give us a call. We’re here to help.

Summer brings its own set of maintenance needs. To help out the homeowners in our network, we’re sharing three such maintenance steps to take amid the summer weather.

Have industry questions or need our experts’ assistance this summer? Don’t hesitate to reach out by phone or email – we would be happy to help.

Congratulations to Hayley on passing her Property and Casualty exam and becoming a licensed agent.

Hayley is primarily working in our Rudyard Office as the Office Manager so please feel free to stop in and see how she can help you today!

Help us congratulate Hayley by liking and commenting on this post

Congratulations to Karston Donoven on passing his life insurance exam and becoming a license life insurance agent on top of being a Property and Casualty agent.

Contact Karston today to talk about your life insurance needs!

Happy Friday and Happy Memorial Day Weekend to all! 🇺🇸

We will be closing our offices at 3 pm today and will be closed on Monday for Memorial Day!

We hope everyone has a safe and enjoyable weekend!

🔶 Meet our Team 🔶

We are beyond excited to announce that Hayley Loboy has joined our team as an Office Manager for the Rudyard office. Hayley brings an upbeat personality that is eager to help each and every one of our valued customers.

Help us show our appreciation for Hayley by sending a like, comment, or sharing this post!

🔶 Meet our Team 🔶

We couldn't be more excited to announce that Dominique Preputin has joined our team as a Licensed Life/Health Agent. She brings a tremendous amount of knowledge in the health field and can help assist our customers in a variety of ways.

Help us show our appreciation for Dominique by sending a like, comment, or sharing this post!

Acreage isn't due for most spring crops until July 15 so what's the rush? Well, claims can't be processed until you report so do it now in case something happens!

🔶 Meet our Team 🔶

Wally Duchscher is a Co-Owner of Duchscher Kapperud Insurance and brings a tremendous amount of knowledge from his 40+ years of experience in the industry.

Feel free to call or email Wally today to see how he can help you!

Help us show our appreciation for Wally by sending a like, comment, or sharing this post!

🔶 Meet our Team 🔶

Brittney Hanson is our Accounts Manager and has been with the DK Family for over a year now.

Help us show our appreciation for Brittney by sending a like, comment, or sharing this post.

🔶 Meet our Team 🔶

Jacey Kohler is our Personal Lines Manager and has been with the DK Family for almost a year now.

Feel free to call, text, or email Jacey today to see how she can help you!

Help us show our appreciation for Jacey by sending a like, comment, or sharing this post.

🔶 Meet our Team 🔶

Alissa Schwerdtfeger is our Agribusiness Manager and has been with the DK Family for 3 years now.

Feel free to call, text, or email Alissa today to see how she can help you!

Help us show our appreciation for Alissa by sending a like, comment, or sharing this post.

Contact our Ag team today to talk more about Livestock Risk Protection!

With high cattle prices, it is even more important to protect the potential downfall in price.

🔶 Meet our Team 🔶

Karston Donoven is our Farm/Crop Insurance Specialist and has been with the DK Family for over 4 years now.

Feel free to call, text, or email Karston today to see how he can help you!

Help us show our appreciation for Karston by sending a like, comment, or sharing this post.

Happy Easter Weekend to all! Our offices are closed today for Good Friday!

We had a great day yesterday hosting the Grains of Wisdom listening session with Montana Grain Growers Association, Columbia Grain International and Northern Ag Network

Thank you to everyone that attended!

It was a great day at Duchscher Kapperud Insurance!

TODAY IS THE DAY!! It is the last day to protect spring crops in many parts of the country. Are you protected? It's also the last day to make changes. Reach out to your local Rain and Hail agent ASAP!