Nickolas M Kuznetsov

Homebuying can feel like assembling a perfect sushi roll. With us as your chef, we'll carefully select each individual piece, aiming to save you thousands with the right lender. Ready for a savings roll? Contact us today!

First-time homebuyer? Get familiar with the term debt-to-income ratio (DTI). Your DTI is used by mortgage lenders to determine whether your loan application will be approved. Pro Tip: Aim for 50% DTI or less for the best options and rates.

When it comes to your dream home, size matters! Jumbo loans provide financing for larger loan amounts that exceed conventional limits. Let's give your dreams the room they need to grow. Call me to get started!

With me you not have to wait long for your approval 😊😊

Ready, set, go! The starting line to homeownership is more appealing with 0% down payment mortgages. Leave the down payment in the dust and sprint toward your new home! DM us.

If you can shop for shoes online, why not a mortgage? Our online mortgage applications are as user-friendly and efficient as your favorite online store. Ready to add your mortgage to the cart? Call me!

Being your own boss comes with a lot of benefits, even when buying a home. Call us today to learn about our Bank Statement loans!

Did you know paying for mortgage points can impact your interest rate over the life of your loan? Contact me to get the details.

Tired of packing and moving every few years? Let's find a place where you can unpack for good. Your journey to homeownership starts here. Contact me today.

Make the most of your money! HMDA data shows that homebuyers who work with an independent mortgage broker save an average of $9,407*. Contact me today to learn why!

So, you've been flexing your financial muscles and your credit score shows it. Now it's time to pump up your homeownership dreams with some great mortgage rates. Call me!

Did you know that seller concessions can be used toward a temporary rate buydown? Partner with us to help your buyer lower their interest rate at the beginning of their loan for significant savings.

Knowledge is power and we want you to feel the power of working with a mortgage broker. With multiple loan options, personalized service and communication every step of the way, come experience the broker difference for your next purchase or refinance.

You've tackled self-employment like a champ, now let's conquer the mortgage world! Our unique loan options could let your bank statements speak for themselves. Time to roll up those sleeves and dive into the exciting world of homebuying!

Who said FHA loans are just for newbies? Whether you're a first-timer or a real estate expert, FHA loans could be your ticket to homeownership. Let's talk about your next step!

Think owning your dream home means breaking the bank? Think again! We compare multiple lenders and with our help, you could save thousands. Reach out to us today and let's get started.

Learn why tapping into your home's equity might be a cost-effective way to access your cash. Our team can explain how a HELOC might be the answer you've been looking for!

Have you outgrown your starter home? It's time to dream bigger. Call today to get a pre-approval and start shopping for your forever home.

Ever considered tapping into your home's equity? With a cash-out refinance, you can! This option allows you to pay off your current mortgage with a new one with a higher amount and get the difference in cash. Questions? Call me!

Experience the perfect blend of privacy and community with a condo. Enjoy the perks of homeownership without the hassle of maintenance. Want to know more? Reach out to us!

Are you a fan of change? Refinancing is like giving your mortgage a makeover. From adjusting rates to changing loan terms, we've got your transformation covered. Reach out to get started.

Now you can fill out your mortgage application online — at a time and place most convenient for you. Don’t wait — get the process started now!

We’ll search for the best rate with the lowest monthly payment — including those available through our exclusive programs. Call today to find out more!

Never struggle waiting in line at a bank for a mortgage again. Our personalized service saves you time, so don't wait. Reach out today.

Gifts can come in many forms and one of the most impactful ones could be a down payment for your new home. With the option of using 100% gift funds, your homeownership journey could start sooner than you think. Contact us to learn more!

Buying a home is like learning how to drive a car for the first time. It looks confusing, but all you need is the right guide to ace the process. Let me be your mortgage instructor on the road to your forever home. Call me today!

Remember, closing costs are not a surprise expense. They're a necessary part of the mortgage process, covering important services like credit checks, title searches and legal services. Reach out to us for a detailed breakdown.

Did you know your marital status doesn't determine your ability to buy a home? Don't let a recent divorce discourage you from homeownership. Contact us to explore your options.