Lori Marra Home Loan Specialist - NMLS 493529

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Bagels and coffee Saturday morning? Stop by on 4/27 and learn about owning a home as well as down payment assistance

Check out this 5 star First Party review by Frank R:
So hopeful and always takes good care us.

You don’t need to hear it from us – the price of just about everything has been rising due to inflation. Supply chain snarls, labor shortages and government policy have all contributed to one of the highest inflation rates the U.S. has seen in nearly 40 years. While there’s no magic solution to avoiding higher ...
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Lori Marra's Mortgage Report

4 tips for avoiding higher expenses from inflation From the supermarket to the car dealership, inflation is being felt across the nation. Here are some ways to limit the impact on your pocketbook.

Sleep is a big part of your overall health, and most people don’t get enough of it. Check out these tips on how to set up your living space for a better night’s rest. https://www.apartmenttherapy.com/vanessa-hill-sleep-scientist-nyc-apartment-tour-37043613

This Sleep Scientist's Stylish Home Tour Is Full of Tips for Getting Better Rest Behavioral scientist and science communicator Vanessa Hill shares a look inside her stylish Brooklyn rental AND reveals why she keeps old technology in her bedroom, what kind of mattress she sleeps on (under $500 from Amazon), and other smart secrets to getting better sleep.

Have you ever wondered what a DTI ratio is and why it is important? Check out this brief article for a thorough explanation and reach out to me with any questions.
https://readynest.com/homebuyer-stories/what-is-dti-and-why-does-it-matter-when-applying-for-a-mortgage-loan

What is DTI, and why does it matter when applying for a mortgage loan? Your DTI, or debt-to-income ratio, is a percentage that compares how much money you bring in against how much you pay out each month – and it helps lenders determine if they’ll lend you the money to buy a house.

It’s time to spring forward! ⏰

Be sure to set your clocks ahead one hour tonight before bedtime as daylight saving time begins at 2:00 a.m. on Sunday, March 13. Most smart devices should make the switch on their own, and Arizona and Hawaii residents don’t need to do a thing since their states don’t take part in DST.

My goal is to help everyone spring ahead with their homeownership goals 🏡, so contact me anytime with your home financing needs!

Enjoy the sunnier days ahead! 🌞

Is it time to sell? 🏘️ The short answer is: it depends!
Ask yourself why you’re selling and if it makes sense for your situation. A lifestyle change or the need for a more family-friendly neighborhood are great reasons to sell. Before you start packing up the house, give me a call. I'm always here to answer any questions you may have!

Do you have roof damage? A repair may be enough to fix the problem instead of a costly replacement. Learn more about the costs to consider in this article. https://www.bhg.com/home-improvement/exteriors/roofs/average-cost-roof-repair-replacement/

Here's How Much It Costs To Repair or Replace a Roof, Plus How to Prepare Don't ignore the tell-tale signs of costly problems.

Do you have student loans? There are many options and resources available to manage your student loans and buy a home at the same time – if that’s the right decision for you. As always, reach out with any home financing questions or needs!
https://readynest.com/getting-ready-to-buy-a-house/getting-a-mortgage-with-student-loans

Getting a mortgage with student loans Thinking about buying a house but worried your student loans will be a roadblock? Read up on the options and resources that could help you get a mortgage with student loans, if that’s the right decision for you.

Thinking about selling your home this spring? From competitively pricing your home to negotiating offers, it’s crucial to work with trusted professionals to help you navigate the fast moving market.

Now is still a great time to buy and I’m always available to assist you! According to a report by ATTOM Data, owning a home is more affordable than renting in the majority of the country. Learn more:
https://www.keepingcurrentmatters.com/2022/01/31/owning-is-more-affordable-than-renting-in-the-majority-of-the-country/

Owning Is More Affordable than Renting in the Majority of the Country If you were thinking about buying a home this year, but already pressed pause on your plans due to rising home prices and increasing mortgage rates, there’s something you should consider.

Getting preapproved is free and a super important part of the homebuying process. If you’re thinking of buying or refinancing a home and would like to get preapproved, get in touch today!

Winter comes with shorter days and minimal hours of sunlight, so it’s a good time to try to maximize the amount of natural sunlight you get in your home. https://www.thespruce.com/decor-tips-to-maximize-natural-light-5215242

These 7 Expert Tips Will Maximize Your Home's Natural Light Winter is here, which means maximizing the natural light in your home on long, dark days is key. Designers share their top 7 tips on how to do so.

From avoiding yearly rent increases to building your own wealth, there are countless benefits to homeownership. But when is it the right time for you to buy? I'm standing by to help guide you through the process from beginning to end!

As the inventory of existing homes remains at an all-time low, newly built single-family homes for sale reached a record high. In December of last year, 34% of available homes were new construction.
https://magazine.realtor/daily-news/2022/02/01/one-third-of-homes-for-sale-are-new-construction

One-Third of Homes For Sale Are New Construction The share of newly built single-family homes on the market is at a record high as the resale market continues to face severe shortages.

Sometimes a full kitchen renovation isn’t in the budget. By upgrading the cabinets yourself, you’re getting an updated look for less! Here are just a few refinishing ideas to draw inspiration from: https://www.bhg.com/kitchen/cabinets/budget-friendly-kitchen-cabinet-refinishing-ideas/

3 Budget-Friendly Ideas for Refinishing Kitchen Cabinets You don't have to spend a fortune to make your kitchen cabinets look good as new.

You may be preparing to file your taxes, but do you know how much of your mortgage payment is tax deductible? Learn more:
https://blog.taxact.com/mortgage-payment/

How Much of My Mortgage Payment is Tax Deductible? How much of your monthly mortgage payment is tax deductible? Visit TaxAct to find whether there's a deduction that can lower your taxable gross income.

Home values in the U.S. are reaching record highs, and not without good reason. Homeownership offers many important benefits that Americans continue to take advantage of. Here are several ways that you can gain from owning a home. Equity building: Unlike renting a home and paying a landlord, owning a home and building equity is ...
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Lori Marra's Mortgage Report

5 benefits of homeownership Owning your home can offer significant financial and intangible benefits. Here are five of the most important ones.