Guardian Mortgage

We would like to take a moment to recognize these great teammates for their significant professional milestones! Today and every day, we are thankful for your contributions to Creating Possibility.

Our holding company, FirstSun Capital Bancorp (“FirstSun”) (NASDAQ: FSUN) reported second quarter 2024 results on July 29. Neal Arnold, FirstSun’s President and Chief Executive Officer, commented, “We are pleased to deliver strong earnings this quarter driven by our well diversified business mix. Our net interest margin remains very strong at 4.02%, we grew our deposits and loans and we maintained our balanced mix of business with noninterest income to total revenue at 24.2%. We continue to work actively on all aspects of planning for the consummation of the previously announced strategic merger with HomeStreet, Inc. and we remain focused on continuing to deliver responsible growth amidst the challenging operating environment. We also remain focused on enhancing shareholder value and are very excited to announce a significant milestone in uplisting to Nasdaq on July 12, 2024 which we expect will provide us better access to the capital markets.”

Read the full earnings announcement on the FirstSun Investor Relations website:
https://trst.in/69IJlE

FACT: Many different types of homes can be eligible for Down Payment Assistance programs. Sales price limits can range from $200,000 to $900,000 across different programs. Learn More: https://trst.in/hIPc6t

Sometimes you may hear or see acronyms or abbreviations for terms commonly used by mortgage lenders. Here is a quick reference tool to help you. Visit https://trst.in/MsEYG8 to learn more mortgage lingo today!

10 Mortgage Acronyms Every Real Estate Agent Should Know | Guardian Mortgage

has a wide range of mortgage programs available. Contact one of our professional mortgage loan originators today to learn which program option is best for your financial goals.

FACT: Applying for down payment assistance requires additional paperwork, but it is very similar to other home financing paperwork. Ensure your lender is knowledgeable about the Down Payment Assistance programs in your area and can work with you to simplify the process. Learn More: https://trst.in/hIPc6t

Guardian Mortgage celebrates Kristin Fox, Mortgage Sales Leader, SVP, for her exceptional performance last month. Thank you for leading the way in homeownership opportunities throughout the Austin community. Congratulations, Kristin!
To learn more about how you can , visit: https://trst.in/GZsmE1

Contact to start the process of buying a home. We have steps to help you prepare. Visit: https://trst.in/d6nB1K

Summer is one of the busiest times for moving! Whether you are moving across the street, across town, or across the country, can help you with your mortgage financing needs in 40+ states. Contact for your move!

Shout out to Nelson Howe, Branch Manager, for his outstanding loan achievements in the month of June! Thank you, Nelson, for your hard work and dedication. We are proud to have you as a part of our Greenwood Village, Colorado team.
To learn more about how you can , visit: https://trst.in/Ov9xc1

Navigating the world of mortgages can be overwhelming, especially with all the jargon and acronyms. We’ve got you covered! Visit https://trst.in/5coqyv to simplify your home-buying journey and learn more mortgage lingo today!

10 Mortgage Acronyms Every Real Estate Agent Should Know | Guardian Mortgage

Guardian Mortgage is proud to highlight Jim King, Mortgage Branch Manager, for an outstanding job this June! Thank you for leading the way and for homeownership in the Vancouver area. Congratulations, Jim!
To learn more about how you can , visit: https://trst.in/9a9UVh

FACT: It's not hard at all. Many buyers find that they have options for assistance. Since there are so many programs and opportunities out there, it can be difficult for buyers to identify the programs that are most applicable to them. Learn more: https://trst.in/QLB7M1

Having owned a home in the past doesn’t necessarily mean that you’re not considered a first-time home buyer. Contact today and let’s discuss your options.

FirstSun Capital Bancorp, the financial holding company for Sunflower Bank, N.A., today announced that it has received approval to list its common stock on the Nasdaq Global Select Market stock exchange. Trading on Nasdaq is expected to commence on Friday, July 12, 2024 under FirstSun’s current ticker symbol “FSUN”. Read the full announcement on the FirstSun investor relations website: https://trst.in/38YZMs

Congratulations to Matt Penny, Mortgage Branch Manager, for his outstanding performance in June. Thank you, Matt, for your hard work and dedication. We are proud to have you as a part of our Spokane team.
To learn more about how you can , visit: https://trst.in/Luxtb7

Buying a home can be a daunting process, but it doesn't need to be. You can rely on the professional help and experience of Guardian Mortgage to make the process as simple and hassle-free as possible. Check out these answers to our most frequently asked questions. https://trst.in/nhAMGU

FACT: If you are someone who owned before but has not owned a home in three years, and you are currently renting, you may be a first timer again! Also, 38 percent of programs do NOT have a first-time homebuyer requirement. Make sure you don’t rule yourself out. Learn more: https://trst.in/hIPc6t

Government-backed loans are insured by the federal government as a way to offer the opportunity of home ownership to people who wouldn't meet the requirement of traditional or conventional lending. To learn more about our different programs and find a Mortgage Loan Originator near you, visit: https://trst.in/OJpoT8

Our locations will be closed today, July 4, in honor of Independence Day.

We had an amazing TEXAS sized 4th of July celebration today at our Plano, TX location! We enjoyed delicious hamburgers, exciting games, and fantastic prizes during our fun-filled day of celebrating our nation’s independence together as a team. Check out some photos of the fun we had!

As Independence Day approaches, you may be preparing to host a barbecue or cookout to celebrate the holiday. We’re here to provide some 4th of July ideas to ensure that your party is a hit. To read more, visit: https://trst.in/OIVti4

At Guardian Mortgage, Sunflower Bank and First National 1870 we work together to support our communities. One way we do this is through partnerships with Habitat for Humanity, a community organization that allows homeowners help build their own homes alongside volunteers and pay an affordable mortgage. Independent relationships have grown between our Spokane, WA, Austin, TX and Santa Fe, NM teams and their local Habitat for Humanity locations. These include providing banking services as well as creating a custom loan product for homeowners, sponsorship donations and participating in volunteer activities. We're proud to share some of these efforts in a Community Impact Story on the Sunflower Bank website: https://trst.in/RzIdLX

The fifth and final tip for homebuyers is to consider what you absolutely need in a future home and where you can make concessions. To review our entire article, "5 Tips for Homeownership in a Challenging Market", visit https://trst.in/Wpecds

We are excited to highlight the efforts of Idaho-based Guardian Mortgage Loan Originators, Michele Wilson and Diana Molenaar. Michele and Diana, members of the Boise Regional REALTOR® Outreach Committee, joined fellow committee members and members of the Idaho Veteran’s Chamber of Commerce to clean up and upgrade the yard of a local veteran. Not only was this an opportunity to honor a local hero, but it was also an opportunity to improve the living conditions of a member of their community. Their efforts included landscaping, planting, general maintenance, and an upgrade to the veteran’s fence. We honor and thank our veterans, appreciate our team members and other volunteers for their efforts, and remain committed to uplifting the communities we serve.

Navigating the world of mortgages can be overwhelming, especially with all the jargon and acronyms. We’ve got you covered! Visit https://trst.in/B7eW5r to simplify your home-buying journey and learn more mortgage lingo today!

Once you know what you are looking for, the next big tip for homebuyers is to research what similar homes have sold for in the past six months. To learn how to do this, visit: https://trst.in/mIzdn8

Apply for your dream home with the tip of your finger. We have a digital mortgage application, making it easy for you to keep track of your homebuying progress.

We proudly partnered with Freddie Mac for an Affordable Impact Roadshow that visited Dallas and San Antonio, TX, as well as Albuquerque, NM. We had great turnouts at all three locations and attendees gained insights on how to better navigate the future of housing.